Owning a vehicle brings about a sense of freedom and autonomy, allowing you to go where you want, when you want, without waiting for other modes of transportation like the bus or rideshares. Car owners’ taking care of their vehicles is essential in helping to maintain that sense of freedom. Proper maintenance is the best way to ensure your vehicle can last for years to come.

One of the most common maintenance tasks that car owners should consider is oil changes, which should be done every three months or 3,000 miles. Aside from oil changes, some other car parts also need regular maintenance to help keep your vehicle running correctly. For example, air filters, tire rotations, and fluid refilling must be maintained and periodically replaced throughout your vehicle’s lifetime.

You may wonder how to keep repairs and maintenance costs to a minimum. And, if you are considering purchasing a new car or a used vehicle, or if your manufacturer’s warranty expires soon, the best way to protect yourself from unexpected repairs is to keep up with this maintenance and consider an extended warranty.

Types of Warranties

An extended car warranty, also referred to as a contrato de servicio de vehiculo (VSC) when issued by a third-party provider, is a contract where your car will be covered from unexpected repairs and breakdowns that fall outside your auto insurance coverage. While extended warranties can come in all different shapes and sizes, the most common types of warranties are:

• Factory warranty
• Tren motriz
• Bumper-to-bumper
• Corrosion coverage
• Emissions warranty

Factory Warranty

A Garantía de Fábrica is provided when you purchase a vehicle from a dealership. This type of warranty states that your car will be covered for any necessary parts and labor in case of a malfunction stemming from a manufacturer defect, such as in the materials used or the craftsmanship. This coverage will also include any components that may have suffered wear and tear.

While this type of coverage is suitable if you buy a new vehicle, used and older vehicles may lack factory warranty coverage based on the initial warranty. That’s because many factory warranties typically last between three years or 36,000 miles on the car, not just the total amount of miles you have driven after your purchase.

For example, purchasing a used vehicle with 26,000 miles on a 36,000-mile factory warranty will only cover the first 10,000 miles you drive. The same is true for a vehicle’s age, as a four-year-old used vehicle with only 15,000 miles will still be past the initial three-year warranty.

Garantía del tren motriz

A powertrain warranty is one of the most well-known types of warranty available. It covers all engine and transmission parts for at least three or five years after the purchase date.

Although not as inclusive as a factory warranty, a powertrain warranty can help with repairs and preventive maintenance costs. It also covers you if your vehicle is stolen or damaged in an accident. Many dealerships may include this horsepower of protection when selling their vehicles, but they will usually charge extra.

Garantía de parachoques a parachoques

This type of warranty covers all mechanical and electrical components for three to five years after the purchase date. It also includes tires, glass, body panels, accessories like stereos, and other parts ― from the rear bumper to the front bumper. This is typically a good choice for second-hand cars, as it can cover you if your vehicle was damaged before purchase.

Corrosion Coverage

This type of warranty will cover rust and corrosion damage for the lifetime of your vehicle. It typically includes chrome trim, exterior molding, wheels, grilles, and fenders. However, it is important to note that this type of coverage may not include body panels or undercarriage.

Emissions Warranty

An emissions warranty covers all the required components if your engine has been damaged due to normal wear and tear after 90 days or 3,000 miles. It also covers any repairs needed for vehicles with their conversor catalítico removed. This can include anything from the engine to the transmission or air conditioning.

The Companies: Endurance vs. CarShield

While Endurance, CarShield, CARCHEX, y otra third-party auto protection providers can offer you some form of coverage, not all plans will be equal. That’s why learning more about each provider and their plans can help you find the best coverage possible for your vehicle.

About Endurance Warranty

Since 2006, drivers nationwide have been driving confidently thanks to Endurance Warranty’s comprehensive and affordable vehicle coverage options to fit your needs and budget. In fact, with so many levels of coverage to choose from, drivers of all types and all kinds of makes and models can enjoy award-winning coverage and peace of mind.

At the same time, on the road, including Canadian Grey Market vehicles, select high-end luxury vehicles, and cars used commercially, such as those used for viaje compartido o entrega services. Even vehículos de alto kilometraje with 200,000 miles or more, vehicles up to 20 years old, and ones with a salvage or rebuilt title can rest easy knowing Endurance will have them covered.

The deductible amounts for Endurance warranty contracts can vary from $0 to $200, depending on the specific contract. The only plan with a higher deductible of $500 is the Highline luxury vehicle plan due to its coverage of more expensive parts.

Endurance’s coverage doesn’t stop there, as every contract also comes with a 30-day money-back guarantee plus complimentary 24/7 roadside assistance, trip interruption, and rental car reimbursement while also being able to take your vehicle to any certified auto repair facility o Mecánico certificado ASE.

New Clientes Endurance can enjoy a full year of our Beneficios de élite, including extra perks and savings. These benefits cover tire repair or replacement, $500 in collision discounts, key fob replacements, and $1,000 in total loss protection.

You’ll also have access to the exclusive Aplicación móvil Endurance to access your plan’s important information and more at your fingertips. Or, if you’re thinking about selling your car soon, no problem! Because Endurance is a direct provider of most plans, they’re also transferable to a new owner.

Endurance Customer Reviews

All you have to do is you can easily work with a member of our equipo de servicio al cliente galardonado. We’ll even be able to help you through every step of your claims process. Best of all, you know you’re not dealing with one of those scam warranty companies when you’ve got Endurance.

Check out the customers who have left hundreds of 4 and 5-star warranty reviews on trusted sites such as Better Business Bureau (BBB), Trustpilot, Google, Consumer Affairs, and more. Here are a few examples:

Nathaniel B., on Google, shared: “I don’t know about other extended warranties, but what I will say about Endurance Warranty when they tell you something when you sign up that exactly what you get. My air condition compressor went out in my 450 GLS Mercedes. No problem, it was so simple… The guy at the Mercedes-Benz Business took my car in and did everything else. I didn’t have to call Endurance. If I had to recommend an extended warranty program it would be Endurance.”

Linda A. also commented: “I have had several questions since first contacting Endurance and have received great customer care. I feel that I am making the best choice for my needs with this company.”

About CarShield

As one of the most well-known providers of extended auto warranties, CarShield was founded in 2005 and states on its website that it specializes “in shielding [its] members from the high cost of automobile repairs.” Unlike Endurance, CarShield is a vehicle service contract broker, meaning that It is not a direct administrator of its plans. Despite this, it is still a popular choice for car owners, covering over 1 million vehicles in its 15+ years of business.

Like Endurance, however, CarShield offers a few benefits with its warranty plans, including roadside assistance, rental car coverage, and trip interruption costs. They also note that they will cover salvage title vehicles and those used for rideshare and delivery services, though surcharges may apply. Also similar to Endurance is the fact that CarShield offers $0 to $200 deductibles depending on the contract, with individuals able to choose between paying $0, $50, $100, or $200.

CarShield Customer Reviews

On customer review websites like the Better Business Bureau, CarShield does not have a high ranking and is not BBB accredited. As of January 2024, the business retains a 1.33 out of 5 stars with 2,387 complaints.

The majority of customer complaints center around the fact that the majority of quotes provided over the phone don’t match the actual amount. Additionally, it’s been claimed that CarShield picks and chooses which items are covered and not covered, even if something is included in the claim. Finally, there have been some instances where customers complain that despite an issue not appearing prior to the warranty period, CarShield fails to cover the issue.

The Plans: CarShield vs. Endurance

Like other prominent vehicle protection plans or extended warranty providers, Endurance and CarShield can provide you with various coverages. Before making any purchase, you must do your due diligence and research all the available coverage options and how they can help you.

Here is a brief summary of the different auto protection plans offered by Endurance and CarShield, which you can use to start your research.

Endurance Warranty Vehicle Protection Plans

Supremo

The Supreme plan is an exclusionary coverage plan, meaning it’ll cover every part of your vehicle besides a small list of exclusions. This helps give you near bumper-to-bumper coverage for your vehicle from sudden breakdowns. If you are looking for a plan that closely resembles manufacturer standards or if you rely heavily on your vehicle, this is the plan for you.

Supremo para vehículos Highline

Luxury vehicles come with plenty of perks, but they are some of the least reliable. This is why most extended warranty or vehicle service contract providers often exclude them from their coverages, but not Endurance’s Highline vehicle protection plan. Available for select luxury vehicles from popular automakers like BMW, Porsche, Jaguar, Land Rover, and more that are up to eight years old and with less than 80,000 miles can get award-winning Endurance protection. A $500 deductible may apply.

Superior

Offering the most complete component coverage available at Endurance, the Superior plan covers hundreds of specific components and has a high level of stated component coverage.

Seleccione Premier

The Select Premier plan is ideal for owners of high-mileage vehicles up to 150,000 miles. This plan covers crucial components such as your transmission and drive axle assembly, select lubricated internal engine parts, and other major systems like electrical and cooling.

seguro más

If you are looking for a plan that protects vital vehicle components like your brakes, engine, transmission, air conditioning, and steering, then the Secure Plus plan with Endurance is the one for you. This coverage option also includes electrical components and other parts.

Seguro

The Secure plan is Endurance’s most affordable vehicle protection plan, starting with low monthly payments. It covers lubricated engine parts, such as the transmission and water pump, and more expensive transmissions and powertrain systems.

Ventaja

This protection plan includes up to $3,500 of coverage for your maintenance costs that aren’t always included in other plans or with warranty providers. This includes essential yet often overlooked services, such as oil and filter changes, brake pad and wiper blade replacements, and more comprehensive component coverage. It also covers vehicles up to 20 years old, regardless of mileage.

CarShield Warranties

Diamond

As CarShield’s top-tier plan, the Diamond plan covers almost everything from engine to transmission and fuel pump breakdowns. This plan is similar to a factory warranty or other exclusionary plans from third-party car warranty providers.

Platinum

The Platinum plan offered by CarShield offers comprehensive coverage that is ideal for high-mileage vehicles. It covers components such as the starter, water pump, transmission, and more.

Gold

Described as a “Power Train Plus” coverage, the Gold plan offers coverage for both major and minor components, such as your engine, transmission, starter, A/C, power windows, alternator, and more.

Gold Select

Specifically created for high-mileage vehicles, this warranty cost covers expensive parts such as the engine, transmission, water pump, power window motors, and more. If you are concerned about your vehicle beginning to age, then this may be the contract for you.

Plata

As CarShield’s most affordable contract, the Silver level of protection is similar to a general powertrain coverage for the most critical parts of your vehicle. This includes all lubricated parts of the engine, transmission, and water pump.

Aluminum

Known as the “Specialty Coverage” from CarShield, the Aluminum plan is ideal for covering most electrical and computer issues in your vehicle. This includes the engine control module, starter, alternator, GPS/navigation, and more.

Motorcycle & ATV

Owners of motorcycles, ATVs, and other special circumstances can be covered by this protection plan.

Electric Vehicle

This plan covers an EV’s major systems, such as the electric drive unit, A/C, battery pack, and more. However, battery coverage is limited to $6,000.

Shield Select Program

Vehicles failing to qualify for CarShield’s main protection plans may still be eligible for the Shield Select Program, which includes roadside assistance, key fob protection, windshield protection, road hazard tire protection, and trip interruption.

Preguntas frecuentes sobre la garantía extendida

1. What are the key differences between Endurance and CarShield vehicle protection plans?

One of the primary differences between Endurance and CarShield is that CarShield is a vehicle service contract broker, meaning it isn’t the direct administrator of its protection plans. In terms of coverage, both Endurance and CarShield offer similar levels of coverage, though CarShield plans are often broken down specifically by system. On the other hand, Endurance contracts tend to have broader coverage, such as both the cooling system and electrical system being covered under the same contract.

2. How do the customer service experiences compare between Endurance and CarShield?

Reviews for the customer service experience at Endurance Warranty offer a look at our quick service, short waiting period, and efficient help. CarShield customer service also receives mostly positive reviews, with a few outlier complaints on the Better Business Bureau platform regarding not receiving coverage feedback from customer service despite certain issues being covered by the person’s contract.

3. What are the eligibility requirements for Endurance and CarShield plans?

The criteria required to qualify for different Endurance or CarShield plans will vary depending on the specific plan and vehicle in question. You will need to check the terms and conditions to qualify for specific plans, but factors such as the age of your vehicle, the existing mileage, and its maintenance history can all be factors.

4. How do the claims processes differ between Endurance and CarShield?

CarShield claims can either be filed online or by calling a customer service number to report the claim. In the event your vehicle is broken down, you can call CarShield roadside assistance to send a tow truck out to you and transport your vehicle to an approved repair shop. Covered repairs will be paid directly to the repair shop, therefore bypassing your need to pay out-of-pocket.

The claims process for Endurance is nearly identical, except for the fact that we handle everything from quote to claim with the mechanic directly – so you don’t deal with any middlemen. Another benefit is that Endurance is a direct provider of our plans, which means any questions you have can be answered directly by us.

5. What additional perks or benefits do Endurance and CarShield offer?

Both CarShield and Endurance offer extra perks beyond their competitive warranty contracts. For CarShield, all plans include 24/7 roadside assistance, rental cars, and courtesy towing. Endurance offers these same standard benefits, including 24/7 roadside with towing, rental car coverage, and trip interruption reimbursement. For a small activation fee, you also gain access to extra Elite Benefits for tire repair and replacement, key fob replacement, up to $1,000 in total loss protection, and up to $500 in collision discount coverage.

Why Endurance May Be Your Best Choice

When searching for an extended warranty or any other type of auto protection plan, you must consider the coverage you need and the plan’s cost. Read through your contract details carefully and don’t forget anything important. Each level of Endurance vehicle protection plans can offer extensive component coverage that fits your budget.

In addition to the covered repairs you’ll enjoy, every Endurance auto protection plan comes with 24/7 roadside assistance, towing services, trip interruption coverage, and rental car reimbursement. So, if you experience an unexpected breakdown while on your next road trip or vacation, we can get you to a repair shop fast.

Contact an Endurance plan advisor today at (800) 253-8203 o request a free online quote. You can also visit the Blog Endurance for more informative and helpful articles on comparisons of extended car warranty companies, common repair issues, vehicle buying guides, repair shop advice, and expert auto tips.