To make looking for extended warranty coverage easier, we’re detailing how Garantía Endurance and Phoenix American Warranty compare. We’ll explore how each company handles customer service and claims processing and dive into plan options, customer benefits, and transparency. Having all the facts can streamline the decision process, ensuring you get the best coverage for your needs.

Understanding Extended Warranties

The term “garantía extendida” is often used to refer to coverage that kicks in after your original manufacturer’s warranty expires. You might also hear it called a “vehicle service contract” (VSC) or “auto protection plan,” as these terms are frequently used interchangeably. However, the specific coverage offered will depend on the coverage you choose and the provider handling your plan.

A Look at Company Fundamentals

Endurance and Phoenix American are well-established players in the extended warranty industry. Endurance has been serving car owners since 2006, while Phoenix American has been around since the 1980s. Both firms have paid hundreds of millions in claims over the decades.

Endurance is widely recognized for its broad range of company operations. In 2024, the Illinois-based Endurance was named a “Top Workplace” by USA Today and the Chicago Tribune. Endurance also received a Globee Golden Bridge Award for “Customer Service Department of the Year.” And, in 2023, The Business Concept Magazine named Endurance the “Best Vehicle Service Contract Provider (USA).”

Endurance is also active on social media, regularly engaging with its thousands of followers and explaining to customers and others how extended warranty coverage helps keep budgets in check during breakdowns.

In contrast, Florida-headquartered Phoenix Warranty is more of a behind-the-scenes operation. It doesn’t market its services directly to consumers; Phoenix’s customers are the auto dealers who resell the company’s extended auto warranties to car buyers. Specifically, Phoenix Warranty targets the dealer finance department managers who finalize car-buying transactions and encourage customers to purchase an extended warranty, tire and wheel coverage options, paint protection, and similar plans. Phoenix offers a wide range of these services that are sold only through dealers.

In addition, Phoenix offers a private-label program where its services are rebranded under different names for different dealers. This is done to make the plans appear more exclusive and harder to compare with competing products. A car owner can have a Phoenix American warranty and not know it unless they read the fine print.

Working with a go-between, a car dealer, makes it more challenging to assess the quality of Phoenix American’s warranty programs. The dealer interaction defines the purchasing experience while measuring the claims process, which requires more detective work.

Further, Phoenix American doesn’t have much of a social media following. For instance, its last Instagram post was in 2021, and the company doesn’t appear to have a Facebook page. This lack of presence reinforces that Phoenix American’s consumer outreach may be lacking.

Comparing Coverage Options

Endurance and Phoenix American follow standard industry practice by offering two types of extended warranties or vehicle service contracts: stated component and exclusionary plans.

As the name implies, stated component coverage protects specific parts. If the item isn’t mentioned in the contract, coverage doesn’t apply. An exclusionary plan takes the opposite approach. All components are covered unless specifically noted as exempt. Most exclusionary plans have a small list of parts that fall outside coverage.

An exclusionary plan is similar to an automaker’s new-car bumper-to-bumper warranty, making it appealing to car owners who want comprehensive protection. Exclusionary protection costs more because more components are covered.

When considering Endurance auto protection, car owners can choose from a wide range of plans that offer state component or exclusionary coverage:

Similarly, Phoenix American packages its extended warranty programs under the stated component and exclusionary banners:

Not all Phoenix American dealers carry these plans, and private-label offerings may have different names or coverage levels. Some coverage may be sold under the Phoenix Extended Care brand.

Assessing Customer Service

An extended warranty is only as good as the company that stands behind it. A vehicle service contract may clearly define what is and isn’t covered, but top-notch customer service makes the process smooth and effortless, from sign-up to claims processing.

Buying an auto protection plan from Endurance means there’s only one task at hand: getting protection for your car. When you interact with a member of the Endurance customer service team, there’s no negotiating the price of the car or worrying about a trade-in—activities that are front and center at a car dealer also trying to sell Phoenix American coverage. It’s easy to get distracted by all this car-buying activity and not get the best extended warranty coverage for your needs and budget.

Try this exercise: visit the Endurance online store and request an instant quote for extended warranty coverage. Or, call (800) 253-8203 to speak with an Endurance Warranty plan advisor for pricing information. Either way, you’ll have the necessary details in a few minutes or less.

Now, try the same activities with Phoenix American, and you’ll be left with zero results for your efforts. Phoenix will direct you to a car dealer for pricing. In addition, most car dealers won’t be able to give you extended warranty pricing as quickly and easily as Endurance, and very few auto retailers will quote you a price over the phone (we’ll talk about this more later).

Understanding Claims Processing

The other half of the customer service equation involves how claims are handled. For the most part, the initial process is similar with both companies: bring your car to a licensed repair facility.

But things take a different turn at this point. With Endurance, the customer can find a local repair shop and have them submit the claim by phone. However, Phoenix American requires that a specified service center begin the claim, which can delay the authorization process if the shop is busy with other work.

El exclusive smartphone app truly streamlines the claims process for Endurance customers. Not only is help a button push away, but the app also provides status updates, so there’s no need to look for an email or wait for a phone call.

Endurance and Phoenix American share a common industry practice of allowing customers to use any licensed repair facility for covered repairs. However, Endurance offers the option of taking your car to any of the over 3,500 certified shops across the U.S. This resource is ideal if you don’t have a regular service center or are out of town when trouble hits. Every shop in the RepairPal Partner Network has to comply with strict customer service and skill requirements and warranty all work for at least 12 months or 12,000 miles. Endurance customer service can also help locate a RepairPal-certified shop.

Phoenix American takes a hands-off approach to repair shop referrals — the company doesn’t provide any resources, leaving customers to sort things out on their own. Perhaps the idea is that the customer will return to the dealer that sold them the extended warranty.

Examining Benefits

Many auto protection providers, Endurance and Phoenix American included, provide benefits that help customers during breakdowns. The towing, jump-starts, and other services that are part of Asistencia en carretera 24 horas al día, 7 días a la semana can make all the difference. Meanwhile, extras like rental car reimbursement y trip interruption protection lessen the burden of having a car in the shop. However, not every extended warranty provider delivers these benefits in the same way. Here’s a look at the difference between Endurance and Phoenix American.

*See your service contract for coverage terms and requirements.

In addition, all Endurance customers receive access to a year of Beneficios de élite. A small activation fee opens up services worth as much as $2,000, like tire repairs and replacements (up to four tires per year due to road hazards), key fob replacement, collision repair discounts, and total loss protection.

Examining Reputations and Reviews

Trust is an essential element of the extended warranty purchasing process. One way to determine a provider’s reliability is to look at reviews. After all, who knows a company better than its customers?

On ConsumerAffairs, William from Statesboro, GA, gave Endurance a thumbs up for claims handling, stating, “They’re good people, and we get no hassle whenever I have a claim. I had a claim for the radio, and Endurance took care of it. They’re the real deal. I have already got four of my family members signed up with them.”

Angela from Waxahachie, TX, had a similarly good experience, remarking, “I had a policy with Endurance and signed up again. They explained the plan that I picked, and I was pleased. I’ve recommended them to several people.”

This feedback and thousands more give Endurance an average rating of 4.6 out of 5 on ConsumerAffairs (as of September 2024). Under the Phoenix Extended Care brand, Endurance’s competitor doesn’t fare so well. ConsumerAffairs users give Phoenix an average rating of 1.9.

Similar results are revealed through Google Reviews, which gives Endurance an average rating of 4.1 out of 5 across almost 14,000 individual reviews. One comment from Ken V shared, “Endurance has backed up all of my claims with payment and fast courteous service. In three (3) years I had in excess of $3,000 in claims and they paid all of them, I only paid my $100 deductible per claim. I highly recommend Endurance, and we will use them again.”

Another Endurance customer, Sandra H., summed up her experience by commenting, “I had a wonderful experience with the service department today. The service person was very professional and supportive of my stressful state of needing service for my car. Endurance ease of putting in a claim blew my car dealership manager away. He could not believe that in less than 15 minutes he had approval of my repair.”

In comparison, Phoenix American’s reputation on Google Reviews suffers, with an average rating of 1.4 across 140 reviews. Notably, the company received only three 5-star reviews during the past year. This contrasts sharply with the dozens of top reviews Endurance has received in recent weeks.

Consumer Disclosures, Resources, and Pricing

Knowing what you’re buying is fundamental to any satisfactory purchase. Endurance embraces this concept by making sample contracts available online for review. This way, you can start the buying process fully informed. You can review the information at your leisure and ask any questions before selecting Endurance Warranty. Meanwhile, Phoenix American only posts non-specific marketing materials, which are more likely to create questions than answer them. You’ll need to contact a participating dealer to review a Phoenix American extended warranty.

Endurance’s spirit of transparency continues with an extensive FAQ section on its website that addresses common concerns and areas of interest. Phoenix American doesn’t have a similar offering because its website targets the company’s actual customers (car dealers), not the end users of its products (consumers).

Further, the Blog Endurance reinforces a consumer-friendly approach to providing information. Here, readers will find a vast library of hundreds of articles written by repair shop owners and expert mechanics that explore on-target subjects like extended warranty tips, DIY repair advice, car repair and maintenance tips, and more. Again, Phoenix American doesn’t provide any consumer-oriented resources.

Being upfront about extended warranties is especially vital regarding pricing. With Endurance, a car owner can learn their options and costs via instant online pricing. Enter a few basic details, and in no time, you’ll know exactly how much you’ll pay for extended warranty protection. Endurance plan advisors are available to review custom options and answer questions.

Pricing for a Phoenix American plan comes only from a car dealer. This requires in-person interaction or a lengthy phone call—nothing instantaneous. Also, keep in mind that buying an extended warranty through a dealer means paying a marked-up price for coverage. The dealer pays Phoenix American for the underlying coverage (the service contract) and then adds pure profit to the transaction.

Purchasing directly from Endurance eliminates the middleman, helping to keep your costs to a minimum. Compare Endurance’s upfront business model to Phoenix American or its car dealer agents’. Endurance makes all the details available in advance, ensuring an easy and clear-cut experience.

Drive Confidently With Endurance

Discover all the advantages of an Endurance Warranty and a no-surprises buying approach. Visit the Endurance online store for instant plan recommendations and pricing, or Solicite una cotización GRATIS. Receive personalized help by calling (800) 253-8203. Our plan advisors are ready to answer your questions and explore coverage options tailored to your needs!

Read more extended warranty comparisons with CarShield, CARCHEX, and other providers on the Blog Endurance.

The number one way you can keep those outgoings to a minimum is with an extended warranty watching your back, but there are so many providers to choose from, it can be a tough call. To save you hours of research, our ongoing comparison series does the hard work for you, putting two of the leading names in extended auto protection head to head to see who comes out on top.

This time, we’ll be taking a look at Endurance and Toyota, more specifically comparing Endurance’s Supreme protection with Toyota’s Platinum level extended warranty. Keep reading to find out which you should invest in.

What Is an Extended Warranty and Why Do You Need One?

If you’re here, you probably already have some idea of what an extended warranty plan is and why having one is a great way to protect yourself out on the road. But to make sure you have the complete picture, we should go all the way back to the beginning of a car’s life cycle.

Every new car rolls off the production line with what’s known as a Garantía de Fábrica (which is the same as a manufacturer’s warranty). This is a coverage plan that effectively acts as the manufacturer’s promise to repair or replace any components that fail due to fault within a predetermined number of years or miles traveled after purchase (whichever of the two comes first). While it’s amazing while it lasts, all good things must come to an end. Once it expires, you, as the owner, are financially responsible for any future repair bills.

Thankfully, there are a couple of ways you can continue to enjoy the peace of mind you’ve become accustomed to. The first is what’s known as a more traditional extended warranty, which can be purchased via a dealership or sometimes directly from your manufacturer. This does exactly as the name implies, extending your factory warranty coverage beyond the expiration date. Hold on a moment before you rush to sign up, however — while this type of coverage sounds great in principle, it has some major downsides. For example, all work must be carried out at an authorized dealership (which isn’t ideal if you break down hundreds of miles from one). Even worse, you must have a valid factory warranty to qualify for an extension. Leave it just a moment too late, and you’re out on your own.

As a result, a vehicle service contract (VSC) from a third-party provider, like Endurance, is the universally preferred alternative. This is because third-party warranty providers have an incentive to offer almost like-for-like coverage at a much better price point, usually throwing in some helpful extra perks to give you maximum value for money. On top of that, work can be carried out by the certified mechanic of your choice, and it doesn’t matter whether you have an active factory warranty when it comes to signing up. As long as you meet your provider’s eligibility criteria, you’re all set.

While we’re on the topic, it’s worth pointing out that an extended warranty/vehicle service contract and auto insurance are two very different things. More specifically, an extended warranty or VSC is designed to protect you against the cost of repair bills incurred as a result of unexpected component failure, while auto insurance is designed to protect you against repair bills incurred as a result of a collision, extreme weather, or other such incident. The two work great together, however, so it’s always recommended you take out both for total money-saving potential.

Las compañías

Now that you’re all clued up on what an extended warranty is, let’s take a brief look at the auto protection providers in question:

About Endurance Warranty

Since 2006, Endurance has made a name for itself as one of America’s leading vehicle service contract providers. Based out of Illinois, we’ve spent the last two decades helping thousands of U.S. drivers save serious money on the cost of car ownership. We pride ourselves on our unrivaled eligibility, offering a wide range of plans aimed to cater to an even wider range of car owners. From casual commuters to rideshare drivers, and even high-mileage vehicle owners, we have you covered. We’re always willing to be flexible, too, so if none of our base plans quite meet your individual needs and budget, our friendly team will customize a plan that checks all the right boxes.

Top-quality coverage is just the tip of the iceberg — we also offer some of the best benefits. All Endurance plans come with Asistencia en carretera 24 horas al día, 7 días a la semana (including towing, fuel delivery, and lockout services), rental car reimbursement, and trip interruption coverage as standard. Better yet, every Endurance customer also gets a year’s free access to our Elite Benefits package, adding on up to four tire repairs or replacements annually, key fob replacement, up to $500 in collision discounts, and up to $1,000 in total loss protection.*

Unlike the majority of extended warranty providers, we’re also the direct administrator of all our plans, meaning there are no pesky middlemen to deal with when you come to make a claim. Our award-winning customer service team is always on hand via phone or email if you have a query. Plus, the Endurance smartphone app puts all of the most important information right in your pocket. Endurance plans are also fully transferable, potentially increasing the value of your vehicle if you sell it.

About Toyota Extended Warranties

A brand that needs no introduction, Toyota is one of the world’s leading vehicle manufacturers. It may come as a surprise, but the company’s origins actually lie in the Japanese weaving industry, when Sakichi Toyoda invented the world’s first automatic loom and set up the Toyoda Spinning and Weaving Company in 1918. Its success ultimately led to the development of automotive technology, resulting in the Model AA passenger car in 1936.

Like many vehicle manufacturers, Toyota offers extended warranty coverage to owners of its vehicles. The Toyota Vehicle Service Agreement is brought to you by Toyota Motor Insurance Services, and coverage can only be purchased via its own dealer network. There are three core levels of protection available from Toyota, ranging from basic Powertrain Protection all the way up to Platinum Protection. But it’s the latter level of coverage we’ll be focusing on in this comparison.

While there’s no BBB page with customer reviews attributed to Toyota Financial Services as an entity, they’re one of the most reliable car brands on the planet, so you would hope you can count on their warranties, too. What’s immediately apparent from reading their website, however, is that Toyota coverage is only available during or after financing a lease. New Toyota vehicles are eligible for the Platinum plan for up to 3 years or 36,000 miles, whichever comes first.

The Auto Protection Plans

So, let’s compare Toyota’s Platinum Protection with Endurance’s closest equivalent, the Supreme plan, in an overall coverage option comparison.

Supreme Plan from Endurance

If you want completely comprehensive coverage that’s as close to a factory warranty as it gets, Supreme has your back. This incredible plan protects almost every part, component, and system in your vehicle, including seals, gaskets, and even some advanced components that other providers won’t go near. If you’ve found another provider with a Platinum or Titanium plan, you can be confident that Supreme is at least as good (but probably better).

Supreme For Highline Vehicles from Endurance

Everyone wants to own a luxury vehicle, but unfortunately they aren’t so reliable. Because repairs are more frequent (and expensive), we created Supremo para vehículos Highline: a warranty designed for selected luxury cars that have less than 80,000 miles on the clock and are under 8 years of age.

Toyota Platinum Protection

The highest level of service agreement protection offered by Toyota is their Platinum plan, which sits above their Powertrain and Gold plans. As an exclusionary protection plan, it covers almost every component in your Toyota vehicle, with the exclusion of your tires, 12-volt battery, brake pads, and rotors, plus accessory drive belts. Coverage terms are flexible, ranging from 3 years/50,000 total vehicle miles to 10 years/125,000 total vehicle miles. However, your vehicle must still have an active factory warranty in order to purchase coverage, and any repairs can only be carried out at a Toyota dealership.

Other Auto Protection Benefits

Extended auto warranties or contratos de servicio de vehículos usually include at least some added benefits. But which of the two gives you the most for your money?

Endurance Standard Benefits

Asistencia en carretera 24 horas al día, 7 días a la semana: Breakdowns are bad enough without being stranded at the roadside, so we’ve made Asistencia en carretera 24 horas al día, 7 días a la semana standard with every Endurance plan. This includes towing, fuel delivery, and lockout services.

Rental car coverage: Breakdowns have a nasty habit of happening when you’re far from home, putting a stop to whatever plans you had. We cover rental car reimbursement to minimize the inconvenience and get you back on the road.

Trip-interruption costs: Sometimes, a bigger repair can keep your car in the auto shop for longer than expected. We reimburse replacement travel costs to get you back on the road ASAP.

Endurance Elite Benefits: Our exclusive Paquete de beneficios Élite can be added to any of our plans, giving you access to up to four tire repairs or replacements annually, key fob replacement, up to $500 in collision discounts, and up to $1,000 in total loss protection if you total your vehicle.

Toyota Platinum Protection Benefits

Asistencia en carretera 24 horas al día, 7 días a la semana: Similar to Endurance, Toyota gives you 24/7 roadside assistance for the duration of coverage. This includes towing (for covered breakdowns, to the nearest authorized servicing facility), flat tires, being locked out of your vehicle, dead battery jump starts, and fuel delivery services (up to 3 gallons, no more than two times per month; excludes fuel cell and electric vehicles).

Vehicle rental reimbursement: Toyota will reimburse you for the cost of a rental vehicle while yours is being worked on up to $50 per day for a maximum of 5 days per occurrence.

Trip-interruption costs: Trip-interruption coverage provides up to $100 per day for lodging and meals if you’re more than 150 miles from home.

Endurance Warranty vs. Toyota Platinum Protection: Pros and Cons

To finish up, let’s put the pros and cons of Endurance and Toyota side by side:

Ventajas de la garantía Endurance:

• The most trusted service contract provider in America
• Market-leading eligibility, flexibility, and affordability
• Award-winning customer service team
• Market-leading benefits
• Fully transferable coverage
• Direct administrator of all plans
• Handy mobile app

Contras de la garantía Endurance:

• Only available within the U.S.

Toyota Platinum Protection pros:

• Globally trusted name
• Comprehensive coverage available
• Some added benefits

Toyota Platinum Protection cons:

• Only three plans to choose from
• Only available within a small window after purchase or lease
• Only available for purchase via dealership
• Covered repairs must be carried out at a dealership

For the Very Best Protection, You Can’t Beat Endurance

The cost of car ownership is only ever on the rise, and modern vehicle components can set you back hundreds or thousands of dollars a year. With an extended car warranty or auto protection plan watching out for you, though, those unexpected repair bills will become a thing of the past. And Endurance is the most trusted provider of vehicle service contracts in America.

If you’d like to know more about how we can protect your vehicle and take advantage of our 30-day money-back guarantee, call an Endurance advisor at (800) 253-8203. Tú también puedes Solicite una cotización GRATIS (and we’ll get back to you) or tienda en linea para ver su precio ahora.

Nuestro extended warranty blog has plenty more automotive-related articles, including provider comparisons with CarShield, CARCHEX, y more.

When you buy a new car, it will usually come with a factory warranty that is provided by the manufacturer. This warranty is there to protect you from problems due to flaws in the vehicle’s design or problems with the production. Most of the time, these warranties will last anywhere between three years or 36,000 miles and five years or 60,000 miles. Once your factory bumper-to-bumper warranty is up, though, you will be responsible for any repairs, whether they are your fault or not. An auto protection plan from a third-party provider will help you extend this coverage and protect yourself from expensive breakdowns once the factory warranty is up.

When it comes to extended auto warranties or VSCs, there are many different providers to choose from, and they all have their advantages and disadvantages. If you are going to make the right choice for yourself and your driving needs, you need to compare providers and see which ones will deliver the service that suits you best.

Endurance and Fidelity are two major auto protection providers on the market. By knowing how they stack up against one another, you can make the right decision for yourself and your vehicle.

Side-by-Side Company Comparison

Servicios de garantía Endurance

Since 2006, Endurance has been offering a wide range of planes de protección de automóviles for drivers and vehicles of all kinds. Based in Illinois, Endurance provides coverage for everything from older, high-mileage cars to high-end luxury vehicles and even cars used for commercial purposes like ridesharing and delivery.

Endurance also sets itself apart by offering seguro averia mecanica (MBI) for drivers in California who would not otherwise be able to get protection for their vehicles due to strict regulations in the state. This variety of protection plans opens up the possibility of coverage for many different drivers and can help you cover your car, even if other warranty providers won’t.

Fidelity Warranty Services, Inc.

Fidelity Warranty Services has been in business for over 40 years and offers different protection plans for different needs. It works with 3,800 dealerships across the United States and can be used at over 6,000 different repair centers.

Fidelity also offers coverage specifically designed to protect electric vehicles, making it a good choice if you are planning on making the switch to an EV at some point in the near future. The company is not a direct provider of coverage, though, which means that you can only purchase your VSC through a dealership that offers it. So, it’s important to know where it is available and how you can get the right coverage for your needs.

Available Coverage Options

Planes de garantía Endurance

Endurance offers an incredibly wide variety of coverage plans for drivers with many different needs. While Endurance service plans are customizable, there are some set plans that are a great place to start when deciding what kind of coverage is best for you. View our sample contracts or read more about our levels of coverage below:

• Supremo – The Supreme plan is Endurance’s exclusionary protection plan, designed to be as close as possible to your vehicle’s factory warranty. Covered components include the cooling system, electrical, and seals and gaskets, which are generally not covered in plans from other providers.
• Supremo para vehículos Highline – If you have a high-end luxury car made by Porsche, Mercedes-Benz, Alfa Romeo, or another well-known brand, it can be difficult to find coverage. The Supreme for Highline Vehicles plan, though, covers luxury cars that are less than eight years old and have fewer than 80,000 miles on the odometer with a list of exclusions that makes it easy to decide if it is the right choice for your car.
• Superior – Some components on your vehicle are more likely to fail than others and they will also be the most expensive to fix. The Superior plan protects components like the engine, transmisión, air conditioning (A/C), and more, so you can rest easy.
• Seleccione Premier – It can be hard to get a protection plan for a high-mileage vehicle but Endurance’s Select Premier plan is designed to give you coverage when other providers won’t.
• seguro más – The Secure Plus plan offers affordable coverage for your vehicle’s most essential parts, such as the engine, transmission, and drive axle.
• Seguro – Protection should not be limited to those with a large budget. The Secure plan covers the most basic components of your powertrain with a smaller premium so you can keep your vehicle running smoothly and reduce its total cost of ownership.
• Ventaja – Maintenance is just as important as making repairs quickly. The Endurance Advantage plan offers comprehensive maintenance coverage and up to $3,500 in annual services. This includes things like oil changes and oil filter replacements.

Fidelity Warranty Coverage

Fidelity Warranty Services offers three different vehicle protection plans with varying degrees of coverage. Depending on your vehicle and what it might need in terms of protection, one of these plans may be better for you and your budget.

• Platinum Coverage – The Platinum Coverage plan is Fidelity’s exclusionary protection plan. It covers nearly every component of the vehicle with the exception of some specific parts like the brakes and wear-and-tear elements.
• Gold Coverage – Fidelity Warranty Services’ Gold Coverage plan covers many parts of your vehicle, including the most essential. Things like the steering, electrical, and A/C systems are all covered with this plan.
• Powertrain Coverage – If you are looking to cover the most basic components of your vehicle, the Powertrain Coverage plan could be the right one for you. It includes only the most essential and the most expensive components such as the engine, transmission, and drive axle.

Customer Service and Online Reputation Review

Endurance Customer Reviews

One of the things that sets Endurance apart from other VSC providers is the company’s dedication to customer service. Many customers in reviews have strongly commended Endurance’s equipo de servicio al cliente galardonado for providing top-notch service and always being willing to find a solution when a problem comes up. Endurance currently holds a high star rating on Trustpilot, with over 7,000 reviews in total, many of them specifically mentioning how helpful and knowledgeable the team was. Endurance also maintains an A- consumer rating from on the Better Business Bureau (BBB) website, though not officially accredited. If you are looking for a VSC provider that will be with you every step of the way and has a good track record with customers, Endurance is an excellent option.

Fidelity Warranty Reviews

While Fidelity Warranty Services has been around for decades, it seems that the company’s clients have had several issues with customer service and getting the repairs they need. Fidelity Warranty Services currently holds a 2.2/5-star rating on Consumer Affairs, with many customers expressing frustration at not being able to have their repairs covered when they were assured that they would be.

Some customers have even said that they couldn’t get a repair covered, even after providing extensive documentation with the help of the service manager at the shop where the repairs were done. These problems with communication could be a result of Fidelity Warranty Services not being a direct provider of coverage, which might be a dealbreaker for some customers. If you want to be sure that your VSC provider will cover the repairs that are supposed to be included in your plan, Fidelity Warranty Services may not be right for you.

Navigating the Claims Process

Endurance Warranty Claims

Endurance’s claims process is meant to be as easy as possible, with no hoops to jump through in order to get your covered repairs completed. When an issue arises with your vehicle, all you have to do is take it to the certified shop of your choice. Then, you can present your Endurance contract to the service manager and pay any applicable deductible. We’ll take it from there and work with the repair shop directly. As long as your repair is covered under your plan, you can get your vehicle fixed and back on the road.

In addition, Endurance has partnered with RepairPal to help you find certified repair shops and mechanics near you. The Endurance Mobile app also allows you to keep track of all your claims, view any pending claims, and contact our customer service directly.

Fidelity Warranty Claims

For the most part, when you get a VSC through Fidelity Warranty Services, you will get it through a dealership. This means that taking your vehicle to the dealership’s service center will be your best bet if you want to be sure that your claim will be accepted.

While Fidelity Warranty Services deals with outside certified shops, many customers have experienced problems with getting their claims approved when they go this route. If you do, make sure that you keep all your documentation and work with the service manager at the shop when submitting the claim so you can avoid any unnecessary delays from the company when getting the claim approved.

Exploring Additional Benefits and Perks

Endurance Benefits

When you get a VSC from Endurance, you also get a wide range of standard perks that can help you feel safe whenever you are on the road. Every Endurance customer gets 24/7 roadside assistance, towing, lockout services, rental car reimbursement, y trip interruption protection, so you can get the help you need wherever you might be.

For a small activation fee, you can also get access to the Endurance Beneficios de élite program. This includes extra perks like tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more. These additional benefits are there to give you peace of mind and the knowledge that you won’t be stranded if something goes wrong with your vehicle.

Fidelity Warranty Benefits

Fidelity Warranty Services’ plans also come with a fairly wide range of extra perks and benefits. Every Fidelity plan comes with up to $100 in towing coverage, up to $100 per day of trip interruption protection, and 24/7 towing services.

Fidelity also offers fluid replacement with covered repairs, and since the plans are offered at dealerships, the cost of the plan can be included in your vehicle’s financing. While there are certain limitations when you get coverage through a company that isn’t a direct provider, being able to roll the cost of coverage in with the cost of your vehicle has some advantages.

Get the Best Extended Car Warranty

Ensuring your car has top coverage is the best way to feel safe and secure behind the wheel. With a high-quality auto protection plan, you can be sure that your vehicle is always in good working order and that you can get repairs as soon as they come up. While you have a lot of choices for your auto protection, Endurance has the right mix of customer service, wide-ranging plan options, and extra benefits that can give you the confidence you need when you hit the road.

Endurance offers a range of different plans with coverage for everything from high-mileage cars to high-end luxury vehicles and even cars that other providers won’t cover, like Canadian Gray Market vehicles, vehicles with a salvage or rebuilt title, or cars used for commercial purposes like viaje compartido o entrega. This means that no matter what kind of budget or needs you have, you can find the perfect plan for your car and your specific driving habits.

You can take advantage of Endurance’s 30-day money-back guarantee! Call our top-tier customer service at (800) 253-8203 o Solicite una cotización GRATIS. Tú también puedes tienda en linea to see your plan recommendations and price right away!

El Blog de garantía Endurance is also your source for all things automotive, with more provider comparisons with CarShield y CARCHEX, repair facility reviews, how-tos, and information on mechanical breakdown insurance for California residents.

We’ll cover two options: the Garantía Endurance and the PenFed Vehicle Protection Plan. Keep reading to learn about the coverage details for both programs. We’ll also examine how these companies handle customer service, administer claims, and disclose essential information.

But this comparison has a twist, as PenFed isn’t an extended warranty company like Endurance. Instead, the giant credit union resells warranties offered by Auto Service Company (ASC) through its sister company, Route 66 Warranty. So, we’ll cover PenFed for how and what it sells and then look at ASC for how it interacts with warranty customers.

Extended Warranties: Did You Know?

The term “extended warranty” is often used in the auto industry to describe coverage that kicks in after the original manufacturer’s warranty expires on your used car. You might also hear terms like “contrato de servicio de vehiculo” (VSC) or “auto protection plan,” which are used interchangeably with “extended warranty” and mean the same thing. The specifics of what an extended warranty covers depend on the purchased plan and the company providing the service. It is also worth noting that VSCs and extended warranties are not the same as auto insurance.

Comparing Companies

An Endurance versus PenFed/Auto Service Company comparison involves leading players in their respective fields. Northbrook, Illinois-based Endurance, has been part of the extended warranty industry for almost two decades. Since 2012, the company has paid hundreds of millions of customer claims.

Endurance enjoys acclaim for how it operates. In 2024, USA Today recognized the business as a ‘Top Workplaces’ company, following a similar award in 2023 by the Chicago Tribute. That was also the year Business Concept Magazine named Endurance the ‘Best Vehicle Service Contract Provider.’ There are numerous other awards, but the point is that running a good company and treating employees well leads to happy customers.

Established in 1935, McLean, Virginia-based PenFed (officially known as Pentagon Federal Credit Union) is one of America’s oldest and largest credit unions. With almost three million members and $35 billion in assets, calling PenFed large is an understatement.

Originally chartered as the War Department Federal Credit Union to serve members of the military, PenFed has expanded to serve the general public through a series of credit union acquisitions over the past decade.

Auto Services Company (ASC) was formed in 1986 and is headquartered in Mountain Home, Arkansas. While an established player in the extended warranty industry, ASC takes a different business approach by selling its services only through third parties, like car dealers and financial institutions. Consumers cannot purchase an ASC warranty directly through the company.

In addition, ASC operates a separate company, Route 66 Warranty, to handle its business with financial institutions. Consumers buying an extended warranty through PenFed will ultimately deal with Route 66 Warranty.

Opciones de cobertura

Examining coverage details from Endurance and PenFed starts with basic definitions, as both outfits offer stated component coverage and exclusionary plans. In simplest terms, a stated component extended warranty only covers the parts specified in the service agreement. It’s the most wallet-friendly option because the risks for the warranty company are spelled out upfront.

An exclusionary warranty flips the script. Unlike a stated component plan that lists what is covered, an exclusionary program defines what isn’t protected. In many respects, exclusionary coverage is similar to the garantía de parachoques a parachoques included with a new car. Just about everything is covered in the fine print — there are only a few exceptions. An exclusions plan costs more because it offers greater coverage.

Endurance offers seven coverage plans (see chart below) with options for stated component or exclusionary coverage. Car owners can pick a program that best meets their preferences or customize coverage. If all you’re concerned with is powertrain protection, then the basic Secure plan offers the most affordable way to acquire coverage. On the other hand, more extensive safeguards come from the Supreme program, an exclusionary offering. Endurance also offers seguro averia mecanica, similar to an extended warranty, for drivers in California.

In short, there are numerous ways to tailor an extended warranty to your location, needs, and budget:

In contrast, PenFed and Route 66 take a more one-size-fits-all approach to extended car warranties. Plus, these plans have narrow qualification and coverage windows. Here’s the breakdown:

For some, PenFed’s simplified offerings are appealing. However, choosing convenience over thoroughness can be costly in the long run. First, let’s look at coverage windows.

The Easy Street / Newer Cars plan is the most affordable because newer vehicles are less likely to have problems — that makes sense. But many new cars include a powertrain warranty lasting five years or 60,000. So, buying this plan through PenFed creates a narrow protection timeframe that may only last a year.

To be fair, buying an extended warranty early costs less, and this applies to Endurance plans, too. But a hard cut-off limits the value of the protection. The same issue applies to the Easy Street plan.

According to the federal government, the average driver is on the road for about 13,500 miles per year. Let’s say a car owner wants to secure extended warranty protection after five years (when most factory bumper-to-bumper y tren motriz warranties have expired). This means the typical five-year-old car has 67,500 miles on the odometer. Do the math in this scenario, and the Easy Street plan ends after another 32,500, which occurs in 2.4 years for the average driver. So, even though this coverage has a five-year timeframe, it will likely end sooner.

The Main Street plan could be more worthwhile because it skips odometer caps in favor of a defined period: three years or 36,000 miles. One thousand miles of driving per month is closer to the national average. However, this program has a significant shortfall: it doesn’t provide exclusionary coverage. In comparison, the Endurance Supreme plan is exclusionary, offering maximum protection for an older car.

Plan Pricing and Deductibles

PenFed’s streamlined extended warranty program is supported by flat-rate pricing for each plan. Some car owners may appreciate this simplicity, but it could mean spending more than necessary. Endurance recognizes that every car and its owner are different. By providing an individualized quote for each vehicle, warranty buyers can be assured of getting a price tailored to their specific situations. Endurance also offers varying deductibles ranging from $0 to $200.

Another pricing aspect to consider when comparing Endurance and PenFed is buying direct versus third-party. With Endurance, car owners deal directly with the warranty company; there’s no intermediary or go-between.

That’s not how things work with PenFed. If you purchase an extended warranty this way, this credit union will take a cut from the transaction. On its website, Route 66 is upfront about the process, encouraging banks and credit unions to reach out “If you are a financial institution who is looking for additional fee income.”

Of course, there’s nothing unethical about PenFed making money this way. It just means that car owners are paying for coverage marked up to cover PenFed’s share.

Assess Customer Service

The essence of any extended warranty is the customer service that backs it up. Endurance and Route 66 have established customer service departments that can be reached by telephone or email. While both car warranty companies take a professional approach with their customers, Endurance’s efforts are validated by outside experts.

The company is a regular recipient of the Stevie Award, a business recognition program that calls attention to firms with outstanding customer interaction. In 2023, Endurance Warranty received a Silver Stevie for exceptional sales and customer service efforts.

Ease of Claims Processing?

From a customer standpoint, the key to a successful extended warranty claim is convenience and speed. Both companies offer claim filing by telephone or email, which is nothing unusual.

However, Endurance goes a step further with an exclusive smartphone app. Submitting a claim this way requires only answering a few questions and clicking a few on-screen buttons. The app also provides real-time claims status information. There’s no need to wait for an email or worry about missing a phone call. All the essential information is in your hands.

Both companies’ customers can take their cars to any licensed mechanic shop for covered repairs; that’s standard practice for most extended warranty agreements. So, you can use a neighborhood service station, a specialized repair shop, or your local dealership.

To make the repair process easier and quicker, Endurance has partnered with RepairPal to provide easy access to a network of over 2,800 certified service centers. These repair facilities meet specific customer service standards and have mechanics with minimum skill requirements. RepairPal network customers are also assured by a warranty that’s good for a minimum of 12 months or 12,000 miles.

Additional Extended Warranty Benefits

These days, there’s more to an extended car warranty than protection from breakdowns and unpredictable repair bills. Full-service warranty companies, like Endurance and Route 66, also provide roadside assistance services for towing, tire changes, lockout help, and fuel delivery. A rental car reimbursement program is also included with plans from both firms. Endurance expands on this by adding trip interruption protection to every agreement, offering additional support if your car breaks down more than 100 miles from home.

Endurance customers also get exclusive access to Beneficios de élite, a free year of services worth up to $2,000. A small activation fee opens perks like tire repairs and replacements (up to two tires per year due to road hazards), key fob replacement, collision repair discounts, and total loss protection.

Transparency in Customer Reviews

Researching and buying an extended warranty can be confusing and overwhelming. Success comes from choosing a provider that’s open and upfront about what it sells. In this respect, Endurance and PenFed share equal status as both companies post sample contracts for review.

However, car owners visiting the Endurance and PenFed websites will have very different experiences. Endurance’s sole business is extended car warranties, and its website reflects this. You’ll find an extensive FAQ section, a vast article library (Blog Endurance), tools for getting plan details and pricing (tienda en línea), and easy-to-access contact information.

Meanwhile, the PenFed website underscores that extended warranties are an afterthought to that organization. After combing through numerous financial products, you’ll find a single vehicle protection plan page listing the options and briefly describing features and benefits. There are no FAQs or details beyond downloadable sample contracts. You won’t even find any contact information. Call PenFed’s toll-free number for plan information, and you’ll be taken through a confusing phone tree that never mentions extended warranties. Customers are presented with these extended warranty options only after applying for and being approved for a car loan. They can then add an extended warranty and learn it’s offered through Route 66.

Online reviews can help gain insights into how a company treats its customers. A look at Google reviews shows almost 13,000 comments about Endurance and an average score of 4.1. Individual feedback includes comments like “Ten out of 10, and the service and promptness with a claim was smooth” and “Happy customer here and will continue to recommend Endurance.”

While PenFed also has glowing Google reviews, you won’t find any that discuss its extended warranty program. For that, you’ll have to turn to Route 66, but this company doesn’t have any Google reviews at all, making the task equally fruitless.

One place to make a comparison is the review site ConsumerAffairs.com. Endurance’s 4.5 out of 5 rating puts it in the upper echelon of warranty providers. In contrast, Route 66’s score of 2.0 puts it far below competing companies.

Get Protected With Endurance

Discover why Endurance’s direct and transparent approach to extended car warranties works for so many car owners. And take advantage of our 30-day money-back guarantee! Request a FREE quote o visitar el Endurance online store for instant price and plan details.

Have questions or need more information? An Endurance advisor is ready to help! Call (800) 253-8203 to experience award-winning customer service and customize an auto protection plan that fits your needs.

Read more coverage provider comparisons with CarShield, CARCHEX, autopom!, and others on the Blog Endurance.

That’s why you must have the protection you need for your vehicle so you can rest easy knowing that no matter what happens, you will be covered. An extended warranty, more accurately called a contrato de servicio de vehiculo (VSC), is a great way to have confidence that you won’t have to break the bank to get your car back out on the road.

When you buy a new car, the manufacturer provides a factory warranty. This warranty is designed to protect you from repairs due to issues at the factory or design flaws with the vehicle. Once the factory warranty is up, though, you will be responsible for any repairs that need to occur on your now used car. An extended car warranty can be purchased from a third-party provider and comes in a variety of forms and lengths.

Endurance and Allstate are two of the leading providers of auto protection, and knowing how they compare will help you make the right decision for yourself and your vehicle.

Understanding the Providers

Intro to Endurance Warranty Services

Endurance has been offering a wide range of high-quality auto protection plans since 2006. Based in Illinois, Endurance offers vehicle service contracts for cars and drivers of all kinds, covering everything from older, high-mileage cars to top-tier luxury vehicles. Endurance also covers vehicles that other VSC providers won’t, such as Canadian Gray Market vehicles, cars used for commercial purposes like delivery or rideshare, and vehicles with a rebuilt or salvage title.

One thing that sets Endurance apart is that the company also offers mechanical breakdown insurance (MBI) to California residents. Because of strict regulations in the state, extended warranties and vehicle service contracts are not available in California. With mechanical breakdown insurance, though, California drivers can get coverage for their vehicles and protect themselves from expensive repairs just like they would with an extended car warranty.

Allstate Vehicle Protection: An Overview

Allstate is one of the largest insurance product providers in the United States. Founded in 1931 by Sears, Roebuck and Co., Allstate has been helping protect property for a long time. The company is one of the largest corporations in the country and is a trusted name for protection. In addition to car insurance, Allstate also offers vehicle protection plans of all kinds and a range of products to help keep your vehicle in good shape and safe on the road.

Allstate’s Extended Vehicle Care is designed to extend your car’s manufacturer’s warranty and help you pay for repairs when they come up so you don’t get blindsided by high bills at the shop when an issue arises with your vehicle. If you are looking to work with a company that has been around for many years and has built a solid reputation, Allstate could be a good option.

Comparing Coverage Options

Endurance Warranty Plans Explained

Endurance offers a wide variety of vehicle service contract plans to help you get the best possible coverage for your car. While all of the plans are customizable, the options include:

• Supremo – Endurance’s Supreme plan is meant to be as close to your manufacturer’s warranty as possible. The covered parts include things like the cooling system, electrical components, seals, gaskets, and tech features that other providers don’t generally cover.
• Supremo para vehículos Highline – If you own a Porsche, Mercedes-Benz, Alfa Romeo, or other top-of-the-line luxury car, the Supreme for Highline plan is perfect for you. If your luxury car is less than eight years old and has fewer than 80,000 miles on the odometer, the Supreme for Highline plan is a great option. This plan also comes with a list of exclusions to make it easy to get the coverage you need.
• Superior – The Superior plan offers coverage for the parts of your car that are most likely to break down and the most expensive to fix as well as the most essential. These include things like the engine, transmisión, A/C, and more.
• Seleccione Premier – If you own a high-mileage vehicle, the Select Premier plan is designed to give you protection, even if other providers won’t.
• seguro más – The most important parts of a car, such as the engine, transmission, and drive axle, also tend to be the most expensive to repair. The Secure Plus plan offers affordable coverage for those components on older cars, which are even more likely to need protection.
• Seguro – If you are working with a small budget but still want protection for your vehicle, the Secure plan is the one for you. This plan covers your vehicle’s powertrain to help you keep it running smoothly.
• Ventaja – Advantage offers incredibly comprehensive coverage and up to $3,500 in annual or routine maintenance costs, such as oil changes and oil filter replacements. This can be helpful if you want to avoid having to get repairs in the first place and save money by keeping up with your regular maintenance.

Allstate Vehicle Protection Plans

While Allstate offers a few different automotive protection products, the main Extended Vehicle Care product is available with three different plans that you can mix and match according to your specific needs. These plans include:

• Tren motriz – Allstate’s Powertrain protection plan covers some of your vehicle’s most important components like the engine, drive axle, and transmission. If you want the most basic protection for your car, this could be the best option for you.
• Comfort & Tech – The Comfort & Tech plan covers some of the safety equipment and comfort components in your vehicle. Things like the seats, seat belt systems, and air conditioning all need to be repaired from time to time and it is helpful to have coverage when that time comes.
• Core Systems – Aside from the powertrain components, there are other essential systems on your vehicle that need to be protected. The Core Systems plan covers the steering, exhaust, and suspension systems so you can be sure your vehicle is safe at all times.

If you want additional coverage for your vehicle beyond what the different plans offer, the warranty company provides some extra products that you can purchase. This includes Allstate Tire and Wheel, which provides wheel and tire repairs, maintenance, and replacements. You can also get Allstate Windshield and Dent Repair, which covers chips and cracks in your windshield, and paintless dent repairs for dents up to four inches.

Evaluating Customer Service

Endurance Customer Service

Endurance is well-known for having some of the best customer service in the industry. With an equipo de servicio al cliente galardonado and a dedication to helping customers solve problems as they arise, Endurance is an excellent option for drivers who want to feel like their VSC provider has their best interest at heart. Plus, with the Endurance mobile app, you can access your plan 24 hours a day and get the roadside assistance or service you need whenever you are behind the wheel.

Allstate Customer Service

While Allstate has a good reputation for customer service, it is important to remember that it is an extremely large corporation. This means that you may not be able to get the kind of personalized service you are looking for in an extended warranty provider, especially when you need a question answered or service after business hours. If personalized service is not important to you, the company’s reputation and longevity could be enough to make it a good choice for your vehicle service contract.

Claims Processing

Endurance Claims

Endurance aims to make the claims process as simple as possible, no matter what the issue is with your vehicle. When your car breaks down or needs repair, all you have to do is take it to the certified shop of your choice. From there, you can present your Endurance contract to the service manager, and they will contact Endurance and take care of anything else.

All you have to do is pay your deductible if you have one and get the car repairs you need. If any issues arise or you have any questions, Endurance’s award-winning customer service team is on hand to help you get the information or answers you need.

Allstate Vehicle Protection Claims

Allstate’s claims process is fairly similar to Endurance’s and is also designed to be as straightforward as possible. When you need a repair for your vehicle, you can take it either to the dealership or a certified shop, and Allstate will be notified. If the repair is covered under your current plan, you will pay the deductible, and everything else will be taken care of.

Suppose the shop is unable to contact Allstate. In that case, you can also make a claim through the Allstate website and potentially get reimbursed for the repair after it has been made, but this carries an element of risk since not every repair will be covered under your plan, so it is best to make sure the procedure is covered before moving forward.

Additional Benefits and Perks

Endurance Plan Benefits

In addition to comprehensive repair coverage, every Endurance customer also gets access to an extensive collection of standard perks and benefits. These benefits include 24/7 roadside assistance and towing, rental car coverage, y trip interruption protection so you can be protected no matter what happens out on the road. For a small activation fee, Endurance customers can also get access to the Beneficios de élite package, which includes tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more for extra coverage.

Allstate Vehicle Protection Benefits

Allstate also offers a few extra perks and benefits in addition to coverage plans. These benefits include roadside assistance, alternate transportation, and trip interruption coverage. The alternate transportation perk will help cover a rental car as well as rideshare costs if that is more convenient for the length of time that your vehicle will be in the shop. All of these perks have cost limits, though, so it is important to know what will and will not be covered when you are taking advantage of them.

Customer Reviews and Ratings

Endurance Customer Ratings

Endurance is rated high by customers on review sites across the Internet, with many clients feeling that the service and range of products are highlights of their experience. Customers specifically mention the customer service team and their willingness to help, as well as their overall knowledge of the company’s products. Endurance currently holds a high star rating on Trustpilot, with over 7,000 reviews in total and many reviewers commenting on the excellent service they have received. Other customers there reported that they felt that the claims process was easy and that there were no issues with getting the repairs they needed for their car.  The company also maintains an A- consumer rating on the Better Business Bureau (BBB) website and over 4 stars on Google.

Allstate Vehicle Protection Ratings

Allstate is also favorably reviewed on sites like the Better Business Bureau and Trustpilot. Many customers have pointed out that the representatives they have dealt with were friendly and knowledgeable and that the claims process was relatively simple. One thing that is consistent throughout the many customer reviews, though, is a tendency for repairs not to be covered once the car gets to the shop. Because of this, it is important to know exactly what your plan covers and what is excluded.

Why Endurance Is the Best Choice for Your Vehicle

If you want peace of mind whenever you get behind the wheel of your car, having a high-quality contrato de servicio de vehiculo is key. With Endurance, you can be sure that you are getting the very best coverage as well as top-notch customer service every step of the way. No matter what your needs are, having the right VSC on your side will give you confidence when you are on the road.

Endurance offers a variety of customized plans, top-of-the-line protection for your vehicle, and an equipo de servicio al cliente galardonado. With helpful benefits and extra perks to keep you and your vehicle safe, Endurance will help protect your car and keep it running smoothly.

Take advantage of our 30-day money-back guarantee and contact our award-winning customer service department at (800) 253-8203 para Cotización Gratis. Tú también puedes tienda en linea to see your price right away.

The Endurance Warranty blog also features automotive information, including comparisons with other providers like CarShield y CARCHEX, revisiones de instalaciones de reparación, seguro averia mecanica, preguntas frecuentes, and more.

Keep reading as we explore two options: Garantía Endurance and Cornerstone United.  We’ll see how these two companies stack up by examining their approaches to customer service, claims processing, extended warranty plans, benefits, and openness. Reviewing this information will enable you to make a fully informed decision about coverage for your used car.

¿Qué es una garantía extendida?

The term “extended warranty” is commonly used in the industry to describe a type of automobile coverage available after the original manufacturer’s warranty (or factory warranty) has expired. You’ll come across other phrases, like “vehicle service contract” or “auto protection plan.”

These terms are often used interchangeably with an extended warranty or extended car warranty, and all mean the same thing. Of course, what’s protected by an extended warranty is determined by the coverage purchased and the company servicing the agreement.

Who Has the Best Extended Car Warranty? Let’s Compare

Comparing Endurance and Cornerstone is a match-up between veteran companies that take different approaches to the extended warranty business. Endurance has been in the extended warranty business since 2006. Through its Illinois headquarters, the company has paid hundreds of millions in customer claims since 2012. Beyond protecting thousands of vehicles, Endurance enjoys broad recognition for other accomplishments, too.

In 2023, Endurance was recognized as the “Best Vehicle Service Contract Provider” by The Business Concept. The same year, Endurance earned a place on the Inc. 5000 list and was named a “Top Place to Work” by the Chicago Tribune. In 2024, Endurance also received a “Top Workplaces” designation from USA Today.

In addition, Endurance is actively telling its story on social media. Visit Instagram, Facebook, and other platforms, and you’ll find hundreds of posts and thousands of followers highlighting what Endurance offers in terms of auto protection plans.

Meanwhile, Hickory, North Carolina-based Cornerstone United, has been offering extended warranties since 1973. Unlike Endurance’s direct-to-consumer method, Cornerstone United only sells its services through automotive retailers. If you’ve ever purchased a car through a dealership and been offered an extended warranty, tire and wheel protection package, dent protection plan, or a similar program, you may have already been exposed to what Cornerstone sells.

Adding an intermediary, a dealership, to the purchasing process makes it harder to determine the customer experience with Cornerstone. Buyers who had a positive encounter with a dealer will likely say good things about getting Cornerstone coverage. Conversely, a negative dealer experience isn’t likely to cast a Cornerstone extended warranty in a good light.

Cornerstone United isn’t active on social media, but its few posts target car dealers, not the users of its warranty services. That’s not surprising, given the company’s customers are auto retailers who resell Cornerstone extended warranties.

Coverage Options: What Plans Are Offered?

Most extended warranties are divided into stated component coverage and exclusionary plans. A stated component option means that parts not specified in the service contract are excluded from coverage. Different levels of coverage can expand the list of protected components. Stated component plans are more affordable because the covered parts list is defined, limiting possible costs to the warranty company.

Exclusionary coverage plans are similar to new car bumper-to-bumper warranties because they have few exceptions or exclusions. If something isn’t explicitly excluded (like brake pads, tires, and wiper blades), then it’s covered. This broad-ranging protection means higher premiums.

Endurance offers both kinds of vehicle protection plans, enabling car owners to balance coverage and budget protections. The company also uniquely offers mechanical breakdown insurance (MBI) to California drivers, something Cornerstone does not.

Cornerstone offers numerous plan options tailored to the types of vehicles the dealer sells (new versus used). Depending on who you buy from and what cars they’re selling, you may be offered a stated component coverage plan (Xtra Series).

Some dealers may also carry Cornerstone plans with both coverage options (Xpanded Series).

Customer Service Comparison

The key to a successful extended warranty experience is the provider’s customer service. A smooth encounter during the sign-up process includes getting help with a plan that meets your budget needs and coverage requirements.

Purchasing a vehicle service contract through Endurance is focused on one thing: finding a protection plan customized to your needs and budget. Accomplishing this task at a car dealer usually includes other financial steps, like finalizing the price of the car, hammering out financing, and dealing with a trade-in. A lot is going on, which can result in overpaying or getting too little or too much coverage.

Customer service is especially vital when there’s a claim. Both companies have a similar overall approach to submitting an extended warranty claim, with a few notable differences. The process begins with taking your car to a licensed repair facility, submitting a claim, and letting the warranty company, Endurance or Cornerstone, start the authorization process.

With Endurance, repair shops can file a claim by telephone or through a convenient online portal. Cornerstone also requires the repair shop, not the car owner, to submit the claim. In the next section, Claims Processing, we’ll cover these options in more detail.

Endurance’s multipoint approach to customer service is backed up by a track record of putting clients first. The company has regularly received the Stevie Award, a leading business awards program that recognizes outstanding companies and their customer service departments. In 2024, Endurance was awarded a Silver and a Bronze Stevie for its exceptional sales and customer service efforts, respectively.

Cornerstone lacks any third-party validation of the quality of its treatment of prospective customers and existing clients.

How Is the Claims Processing?

Submitting a repair claim through an extended warranty provider should be simple and direct. After all, the sooner covered repairs begin, the quicker you’re back on the road. Endurance customers just have to have the licensed repair shop of their choice call to start a claim (224-326-0619). However, Cornerstone customers are divided into two groups, each with a separate claims number and process. This split process can be confusing, especially for a car owner making a first-time claim with Cornerstone.

Endurance repair claims may require a $0 to $200 deductible to be paid before work can begin, but that will depend on your specific plan. Cornerstone is unclear on its deductible amounts.

The Endurance Mobile app makes claims follow-up incredibly convenient for customers. The app notifies you if there is an update on your claim, such as if an inspector is required to assess the repairs, a common step in the extended warranty industry if the work is complex. This ensures that repair shops don’t take shortcuts at the vehicle owner’s expense.

Endurance and Cornerstone customers can take their vehicles to any licensed repair facility for covered work. This capability means you can use a neighborhood mechanic or dealership service department. In truth, this is how many reputable extended warranty companies do business. If the shop is licensed to perform automotive repairs, it can be used for authorized work.

However, Endurance goes further by teaming with RepairPal to provide access to a network of over 2,800 certified service centers. This makes finding professional technicians a breeze. RepairPal-certified shops must meet strict customer service requirements and pass specific skill standards. In addition, all work performed by a RepairPal Partner Network shop is warrantied for at least 12 months or 12,000 miles.

Finding a RepairPal certified facility is as easy as searching online or contacting Endurance customer service for personalized help. Access to RepairPal’s Car Genius service, which offers expert advice from highly qualified technicians, is also included.

In contrast, Cornerstone doesn’t offer any repair shop referrals. The company doesn’t say why it takes this approach. Still, it’s reasonable to think that the seller of a Cornerstone extended warranty would want customers to return to their service department.

Other Benefits and Perks

Extended warranty companies that offer additional benefits can help reduce the stress associated with breakdowns and car repairs. Endurance and Cornerstone provide Asistencia en carretera 24 horas al día, 7 días a la semana, which includes towing, jump-starts, and other services. In addition, both companies also offer rental car reimbursement y trip interruption coverage.

Endurance customers also get perks that are unavailable from Cornerstone:

• Endurance Smartphone App: The Endurance app streamlines accessing customer service and the claims process. In addition, the app provides you access to your contract to contact your roadside assistance provider. So there’s no fumbling for phone numbers or account information. Endurance customers can also find plan details through the app.
• Endurance Elite Benefits: Endurance plan holders can access a free year of Beneficios de élite. Just pay a small activation fee for up to $2,000 in value services, including tire repairs and replacements (up to four tires per year due to road hazards), key fob replacement, collision repair discounts, and total loss protection.

Reputation and Warranty Reviews

Buying an extended warranty for your car involves many steps. One is selecting a provider you can trust to be upfront about what you’re getting. You also want a company with positive reviews.

Endurance has a history of favorable customer reviews. On the Better Business Bureau (BBB) website, Endurance maintains a 3.64 out of 5-star rating, over 3,700 reviews, and an A- BBB rating (as of June 2024). Cornerstone United maintains 1 out of 5 stars from the BBB.

On Consumer Affairs, you’ll see comments, like from Samantha in Acworth, GA, sharing: “I had tried a couple of other companies and Endurance was the third one I talked to and I liked their plan. Their customer service was great.”

Another customer, Kenny from Jacksonville, FL, remarked: “Very good warranty company. Very easy to use. Pays straight to mechanic after service is complete. I highly recommend this warranty company.” There are no reviews on Consumer Affairs for Cornerstone United.

Google provides additional insights into both companies. Endurance has over 12,000 consumer ratings, with an average score of 4.1 out of 5 (as of June 2024). A dive into individual feedback uncovers positive comments such as, “They approved a new motor, new turbo, ignition, radiator, and all the extras….A Very Happy Camper,” from Jay W. And Tak W. shared:  “The Endurance warranty representative went above and beyond in guiding me through the process of starting a warranty claim.”

Google reviews are less favorable for Cornerstone United, which has an average rating of 3.7 out of 290 reviews. Numerous Cornerstone customers have left positive feedback, with comments like “No complaints here” and “They covered the very expensive cost of repair.”

However, one review points to a potential flaw in Cornerstone’s business model: relying on dealers as part of the sales process. One Cornerstone customer shared that the contract on file with the company does not match the one signed at the dealership, affecting a claim for an engine replacement.

It circles back to how each company discloses information. Endurance is upfront, offering sample contracts that can be viewed online before getting a quote or talking to anyone. All Cornerstone offers are marketing brochures that don’t provide specific extended warranty coverage details. To view exactly what’s covered by a Cornerstone extended warranty, you’ll have to contact a participating dealer and request a copy.

Consumer Resources and Pricing

Knowing what you’re buying when it comes to extended warranties is essential for a successful experience. This belief goes hand-in-hand with Endurance’s efforts to educate consumers through an extensive learning center and detailed FAQs. The Blog Endurance features hundreds of articles, many written by ASE Certified mechanics, that cover extended warranties, car maintenance, DIY tips, and more. At the same time, the Endurance website features an extensive FAQ section with dozens of answers. While Cornerstone does have an FAQ area on its website, there’s no blog with consumer-friendly information.

The most important aspect of transparency involves pricing. Endurance’s nothing-to-hide philosophy includes stating upfront that coverage begins at low monthly rates. In addition, Endurance offers instant online pricing. Just enter a few details about your car, and you’ll quickly learn how much an extended auto warranty costs. An Endurance advisor can walk you through additional coverage options and answer any questions.

Cornerstone isn’t as direct — you’ll only get a price from a car dealer, who isn’t likely to provide this information online or over the phone. Further, buying an extended warranty through a dealer means paying a marked-up price. The dealer buys the service contract from Cornerstone and adds a profit to determine what you’ll pay.

Buying from Endurance cuts out the middleman because we are a direct provider of our vehicle service contracts, ensuring you don’t leave money on the table.

Being upfront is at the heart of how Endurance conducts business. Consumers have ready access to all the information they need to decide about an extended warranty. There are no hidden details.

Drive Forward With Endurance for the Best Coverage

Learn all the benefits an extended auto warranty can offer your used or new vehicle – and take advantage of our 30-day money-back guarantee! Explore our online store for instant price and plan details, or Solicite una cotización GRATIS. One-on-one help is available by calling the Endurance team at (800) 253-8203. Our plan advisors are ready to answer your questions and review coverage options customized to your needs.

Once this warranty is over, though, you will be responsible for paying any repairs that need to be made. If you want to extend that protection, an garantía extendida, which is more accurately called a vehicle service contract (VSC) from a third-party provider, is going to be your best choice.

When getting a vehicle service contract for your car, it is essential that you pick the right plan and provider. Everyone has different needs, and your vehicle will have its own unique set of issues that need to be covered. Garantía Endurance and Onust Auto Warranty are two providers on the market.

By knowing how each of these companies stack up and how they compare to one another, you can make the right decision and get the coverage that will help you feel confident whenever you are behind the wheel.

Let’s Compare the Warranty Companies

Endurance Overview

Since 2006, Endurance has been offering a wide range of auto protection plans for drivers of all kinds. Based in Illinois, Endurance offers nationwide plans for everything from high-mileage cars to luxury vehicles to other cars that most providers won’t cover, such as Canadian Gray Market vehicles, cars with a rebuilt or salvage title, and vehicles used for commercial purposes like delivery and rideshare.

Endurance also offers a huge variety of extra perks and benefits with every vehicle protection plan. Standard benefits include things like 24/7 roadside assistance, rental car coverage, and trip interruption protection so you can take advantage of your coverage whenever you are on the road. For a small activation fee, Endurance customers can also sign up for the Elite Benefits package, which comes with tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more.

Endurance also offers seguro averia mecanica (MBI) to California residents. Because of strict regulations in the state, vehicle service contracts are not available in California. However, mechanical breakdown insurance works just like a VSC but is regulated by the car insurance industry, which allows drivers who otherwise wouldn’t be able to get coverage to protect their vehicles.

Onust Auto Warranty Overview

Onust Auto Warranty is a company that is geared toward on-the-road protection. While breakdown coverage is an available option, it is not the main service that Onust offers. Instead, it is focused on the services you may need when you are out and about with your vehicle. This includes things like towing services, fluid delivery, and a direct line of communication with a certified mechanic so you can get an instant second opinion when you take your vehicle in for repairs.

On top of these roadside services, Onust also offers mechanical breakdown coverage. This is offered in the form of one plan with a list of exclusions. This plan covers most of the components of your vehicle with the exception of things like upholstery, audio, brakes, and more. Before you decide that Onust’s breakdown protection is right for you, you should know what components are likely to break down on your vehicle and whether or not the coverage will be sufficient.

Opciones de cobertura

Endurance Auto Protection Plans

Endurance tiene many levels of coverage available, all of which can be customized to meet your specific needs. Our auto protection plans include:

• Supremo – Endurance’s Supreme plan is meant to mimic the bumper-to-bumper protection that came with your car when you bought it new off the lot. The covered components include things like the cooling system, electrical components, seals, gaskets, and tech features that other providers don’t generally cover.
• Supremo para vehículos Highline – If you own a Porsche, Mercedes-Benz, Alfa Romeo, or other high-end luxury car, the Supreme for Highline plan can cover it. If your luxury car has fewer than 80,000 miles on the odometer and is less than eight years old, you can get coverage. This plan also comes with a list of exclusions to make it easy to get the coverage you need.
• Superior – The Superior plan offers essential component coverage for the parts of your car that are most likely to break down and the most expensive to fix, including the engine, transmisión, A/C, and more.
• Seleccione Premier – If your vehicle has a lot of miles on the odometer, the Select Premier plan is designed to give you protection, even if other providers won’t.
• seguro más – The most important components of your vehicle, such as the engine, transmission, and drive axle, are also some of the most expensive to repair. The Secure Plus plan offers affordable coverage for those components on older cars, which are much more likely to need protection.
• Seguro – If you want coverage for your vehicle on a budget, the Secure plan is the one for you. This budget-friendly plan covers your vehicle’s powertrain to help you keep it running smoothly.
• Ventaja – Advantage offers comprehensive coverage and up to $3,500 in annual or routine maintenance costs, such as oil changes and oil filter replacements. This can save you a lot of money on the total cost of ownership of your car while also giving you a superior level of protection.

Onust Auto Warranty Plans

Onust Auto Warranty offers two different coverage plans. Each of these plans has a very different set of problems that they are designed to solve, and depending on what you need, one may be better for you than the other. The plan options are:

• Onust Connect Tech – This is Onust Auto Warranty’s basic plan, and it includes all kinds of roadside coverage. It comes with services like fluid delivery, 24/7 towing, real-time connection with certified mechanics, and rental car coverage. It also includes breakdown coverage for the tech components in your vehicle, such as the display screens and power locks.
• Onust Connect Plus – This plan includes all the services and coverage that come with the Connect Tech plan but also covers mechanical breakdowns. This coverage is quite comprehensive and includes many of the components that would have been in your vehicle’s bumper-to-bumper factory coverage. Some of the exclusions include the exhaust system, brakes, glass, and tires.

How Does the Customer Experience Differ?

Endurance Customer Service

One of the things that sets Endurance apart from other VSC providers is the level of customer service that every client gets access to. Endurance’s equipo de servicio al cliente galardonado is available to help you with any questions you might have regarding your coverage or a claim, and many customers feel that this has been incredibly helpful. You can also access your plan at any time using our convenient mobile app to solve any issues or get roadside assistance whenever you need it.

Onust Auto Warranty Customer Service

Onust Auto Warranty has a unique system that allows customers to get the help they need. They have certified mechanics on staff who are available to answer any questions you may have. Whether you have mechanical breakdown coverage or not, the company wants you to be able to get advice and second opinions that you can trust whenever you are at the repair shop. They also have a traditional customer service telephone line and a chat function on the website, which makes it easy to get questions answered.

Repair Claims Processing

Endurance Claims

When you work with Endurance for your vehicle protection plan, the process of filing a claim is pretty simple. All you have to do is take your vehicle to the Mecánico certificado ASE or repair shop of your choice and present your Endurance contract. The shop manager will make sure that the repair is covered and get approval through Endurance. Pay any applicable deductible, and we’ll be here to support you during your repair. For questions or issues, you can get in touch with our award-winning customer service and claims teams. Endurance works to make sure that the whole process is as easy as possible.

Onust Auto Warranty Claims

When you want to file a claim with Onust, provided you have mechanical breakdown coverage, you will first have to contact the company to find out where you can take the vehicle. Once you do that, Onust will make sure that your repair will be covered by your specific plan. Since the only mechanical breakdown plan is more or less exclusionary, most repairs will be covered. However, some specific components will not be covered, so it is a good idea to know what is included and what is not.

Additional Benefits and Perks

Endurance Benefits

Endurance is well-known for offering excellent repair coverage as well as a large suite of extra perks and benefits. Standard benefits include 24/7 roadside assistance (including towing, fuel delivery, and lockout services), rental car coverage to help you get transportation while your vehicle is being worked on, and trip interruption coverage, which can help you pay for accommodations if you get stranded on a trip. The Beneficios de élite* package also includes extra perks like tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more. These are a great addition to the traditional repair coverage you get with your plan.

Onust Auto Warranty Benefits

Depending on the plan you get, Onust offers a lot of extra perks and benefits. The lower-tier Onust Connect Tech plan is almost exclusively made up of these roadside benefits. They include things like flat tire assistance, fluid delivery, towing benefits, rental car coverage, and travel lodging reimbursement. This lower-tier plan is designed to help you in the event of an emergency on the road but does not include any repair coverage. If you get the higher-tier Onust Connect Plus plan, you get all these same benefits as well as exclusionary repair coverage.

What About Customer Satisfaction?

Endurance Customer Reviews

Endurance is highly regarded on consumer review websites, and a large amount of feedback specifically praises our customer service team and our company’s willingness to help with questions and concerns. Endurance has earned a high star rating on Trustpilot, with over 7,000 reviews in total and many reviewers commenting on the excellent service they have received. We also maintain a 3.65-star rating with the Better Business Bureau and maintain an A- customer rating.

Onust Auto Warranty Reviews

Onust Auto Warranty also has many positive online reviews; however, some of the lower-star reviews share common concerns. Some customers felt that the company was not as transparent as possible about which components would be covered under their plan and which ones would not. When you sign up with Onust Auto Warranty, as with any auto protection provider, you should be sure to read the fine print on the terms and conditions to ensure your vehicle will be covered.

Give Your Vehicle the Ultimate Protection With Endurance

A high-quality extended auto warranty or vehicle protection plan can give you peace of mind while on the road. By knowing what different providers have to offer, you can make the right choice for your car and your driving needs. With an understanding of how they compare, you can rest easy whenever you hit the road.

Endurance offers a wide variety of customized plans, incredibly comprehensive protection for your vehicle, and an award-winning customer service team. With many benefits and extra perks to keep you and your vehicle on the road, Endurance will help protect your car and keep it running smoothly.

Take advantage of our 30-day money-back guarantee and contact an Endurance plan advisor at (800) 253-8203 for a FREE quote. Tú también puedes tienda en linea to see your price right away.

Check out all things automotive, including comparisons with other providers like CarShield y CARCHEX, repair facility reviews, mechanical breakdown insurance, FAQs, and more on the Blog de garantía Endurance.

When you purchase a new car, it will most likely come with a factory warranty provided by the manufacturer. This warranty is designed to protect you from any repairs that arise due to design flaws or issues at the factory. This warranty will be valid for anywhere between three years or 36,000 miles or ten years or 100,000 miles.

Once this coverage is up, though, you will be solely responsible for any repairs to the vehicle. If you want extra protection after the factory warranty is up, una garantía extendida, which is more accurately called a vehicle service contract (VSC), is your best option.

A vehicle service contract is a great way to protect your car as well as your bank account when a repair is needed. There are all kinds of choices available to you when it comes to third-party providers for your VSC. Endurance and North American Auto Care are two of the leading providers in the United States.

By knowing what each of these companies has to offer and how they compare, you can make the right decision for your coverage. With a high-quality extended car warranty in place, you can drive with confidence, knowing you have the protection you need.

Comparing the Warranty Companies

Endurance Company Overview

For over 18 years, Endurance has been helping drivers get the repairs they need when they need them. Our Illinois-based company has a reputation for delivering customized coverage for a wide range of vehicles, with protection plans for cars that other providers won’t cover, such as cars used for rideshare or delivery, salvage vehicles, and Canadian Gray Market cars. You can choose from a variety of pre-made plans or get a plan designed for your specific vehicle so you can get the ultimate coverage for your needs.

Endurance is also known for including a large package of extra perks and benefits to customers. Standard benefits that come with every Endurance plan include 24/7 roadside assistance (with towing, fuel delivery, and lockout services), rental car coverage, and trip interruption protection to give you full coverage when you are on the road. Endurance customers can also get access to Elite Benefits for a small activation fee, which includes tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more.

Endurance offers mechanical breakdown insurance (MBI) to California residents. Because of strict regulations, Californians can not get coverage with vehicle service contracts. Mechanical breakdown insurance, though, works just like a VSC but is regulated by the insurance industry, opening up protection to drivers who otherwise wouldn’t be able to get it.

North American Auto Care Overview

North American Auto Care has been in business for over a decade and works with dealerships to provide extended coverage to all kinds of drivers. With a specific focus on dealership coverage, the company is well-versed in the needs of used car buyers and sellers all over the country. North American Auto Care’s plans are customized to the specific needs of the vehicle and driver and designed to be as helpful as possible in all types of situations.

Since North American Auto Care is not a direct provider of coverage, the rate and plan that will be available to you will be specific to your vehicle. Because of this, you may want to make sure that the plan that is offered to you at the dealership is exactly what you are looking for. Read the fine print and pay special attention to the components that are going to be covered or, more importantly, not going to be covered.

Opciones de cobertura

Planes de garantía Endurance

Endurance Warranty Services offers a wide range of plans for all kinds of drivers, vehicles, and budgets. While our plans are customized, there are different tiers of coverage you can choose from to get the perfect amount of protection for your vehicle. These include:

• Supremo – Endurance’s Supreme plan is as close as you can get to the original bumper-to-bumper protection that came with your vehicle when it was new. The covered components include things like the cooling system, electrical components, seals, gaskets, and tech features that other providers don’t generally cover.
• Supremo para vehículos Highline – If you own a luxury vehicle by one of the top automakers like Porsche, Mercedes-Benz, or Alfa Romeo, the Supreme for Highline plan can cover it. If your luxury car has fewer than 80,000 miles on the odometer and is less than eight years old, you can get coverage. This plan also offers a list of exclusions for ease of comprehension.
• Superior – The Superior plan offers essential component coverage for the parts of your car that are most likely to break down, including the engine, transmisión, A/C, and more.
• Seleccione Premier – If your vehicle has a lot of miles on the odometer, the Select Premier plan is designed to cover it, even if other providers won’t.
• seguro más – The most essential components of your vehicle, like the engine, transmission, and drive axle, are also some of the most expensive to repair. The Secure Plus plan offers affordable coverage for those components on older cars, which almost always need it the most.
• Seguro – If you want coverage for your vehicle and are working on a tight budget, the Secure plan is for you. This budget-friendly plan covers your vehicle’s powertrain to help you keep it running smoothly.
• Ventaja – Advantage offers comprehensive coverage and up to $3,500 in annual or routine maintenance costs, such as oil changes and oil filter replacements. This can save you a lot of money on the total cost of ownership of your car while also giving you the highest level of protection.

North American Auto Care Plans

Since North American Auto Care is not a direct provider of coverage, they do not make their specific plans public. They do, however, provide everything from basic powertrain coverage to near bumper-to-bumper protection, as well as everything in between.

The level of coverage you get will depend on the dealership you are working with and the specific condition of the vehicle you are buying. Things like the mileage on the odometer, the condition of the engine, and the make and model will all determine what kind of protection plan you will be eligible for.

Assessing Customer Service

Endurance Customer Service

One of the things that sets Endurance apart from other providers is the company’s dedication to customer service. Endurance’s equipo de servicio al cliente galardonado is frequently called out in consumer reviews as being exceedingly helpful and willing to work on any situation. This, combined with a mobile app that makes your plan accessible 24 hours a day, makes it incredibly easy to solve any issue you might be having with your protection plan. If you are looking for a company with a dedication to customer service and the ability to walk you through your repair with ease, Endurance is going to be your best option.

North American Auto Care Customer Service

North American Auto Care is another provider dedicated to customer service. Since they work with the dealership where you buy your vehicle, you have a direct line to them, with the dealership as an intermediary. This makes getting your claim approved easy and also allows you to get repairs done at the same place where you bought your vehicle. If this is a convenient option for you, it could end up saving you a lot of time and energy when you need a repair done on your vehicle.

Claims Process Comparison

Endurance Claims Process

With an Endurance protection plan in place, getting repairs done for your vehicle is incredibly easy. All you have to do is take your car to the certified repair shop of your choice, present your Endurance contract to the shop manager, and pay your deductible if you have one. From there, the shop service manager will work with Endurance to find out if your specific plan will cover the repairs that need to be done on your vehicle. Then, you can use your rental car coverage to get transportation while your car is being worked on. Endurance’s claims process is designed to be as easy and hassle-free as possible, so you don’t have to dread taking your vehicle to the shop.

North American Auto Care Claims

Since North American Auto Care is not a direct provider of coverage, repairs that you need will have to be done at the dealership where you bought your vehicle. If the repair is covered under your customized plan, all you have to do is take your car to the dealership’s service center and they will handle everything regarding your claim. While this may be convenient for some people, it may not be for others. If, for example, you don’t live near the dealership where you purchased your car, North American Auto Care may not be your best option for coverage.

Additional Benefits and Perks

Endurance Benefits

Endurance is well known for offering top-notch coverage as well as several extra perks and benefits to help keep you safe. Standard benefits include 24/7 roadside assistance, rental car reimbursement to help keep your life on track while your car is in the shop, and trip interruption coverage that will help you pay for accommodations if you get stranded with a broken-down vehicle. For a small activation fee, you can also get access to Endurance’s Beneficios de élite, which include tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more. All of these extra benefits are there to give you peace of mind, knowing that you have protection in place whenever you are out on the road.

North American Auto Care Benefits

One of the downsides of working with North American Auto Care as your vehicle service contract provider is the fact they don’t offer much in the way of extra benefits. While 24/7 roadside assistance is available, that is more or less the only extra benefit that is included with coverage. They have other options that you can purchase, such as AC coverage, tire coverage, and GAP insurance, but these products are not included in your plan and will cost extra if you want to take advantage of them.

Customer Reviews and Ratings

Reseñas de garantía Endurance

Endurance is highly regarded by customers across the country with many reviews praising the customer service team and the company’s transparency. Endurance currently holds a high star rating on Trustpilot, with over 7,000 reviews in total and many reviewers commenting on the excellent service they have received. Though we are not accredited by the Better Business Bureau (BBB), we’ve earned an A- consumer rating with over 3,600 reviews (as of May 2024).

Customers have also felt that the claims process was easy and that any issues they encountered with getting the repairs they needed were handled professionally and promptly. This kind of support can be incredibly helpful when trying to get repairs done on your vehicle.

North American Auto Care Reviews

Like most extended warranty providers, North American Auto Care has received positive reviews, with a few depicting varied experiences. Customers have been confused about what components are covered in their plans, which has led to disappointments when bringing their vehicles to the dealership for service. Some reviews have also mentioned that the customer service was less than spectacular, with some consumers feeling talked down to and not receiving the help they needed.

While these reviews may be concerning, it is also important to remember that some of the responsibility lies with the dealership that sold the customer the policy. Be sure to ask as many questions as possible when signing up for coverage with the dealer, and know as much as you can about your specific policy and how much it will cost.

Get the Best Care for Your Vehicle With Endurance

When the time comes to get Cobertura para tu vehículo., you want to be sure that you make the right decision. By knowing what your options are for coverage and how different providers compare, you can find a plan that will give you the peace of mind you deserve whenever you are behind the wheel.

Endurance offers a wide variety of customized plans, the most comprehensive protection on the market, and an award-winning customer service team. With lots of standard benefits and extra perks to keep you driving safely, Endurance will help protect your vehicle for many years to come.

Take advantage of our 30-day money-back guarantee and contact our award-winning customer service department at (800) 253-8203 for a FREE quote. Tú también puedes tienda en linea to see your price right away.

Check out all things automotive, including comparisons with other providers like CarShield y CARCHEX, revisiones de instalaciones de reparación, seguro averia mecanica, FAQs, and more on the Blog de garantía Endurance.

With this in mind, let’s explore two popular providers: Endurance and Nova Warranty. We’ll take an in-depth look at these companies and the coverage they provide. In addition, you’ll learn about what customers can expect from customer service, claims processing, additional benefits, transparency, and other details. In short, you’ll have everything you’ll need to make an informed decision about purchasing protection for your vehicle.

About the Warranty Companies

While Endurance and Nova Warranty are well-known in the extended warranty industry, the two firms have different backgrounds.

Illinois-based Garantía Endurance was established in 2006 and has a long history of offering auto protection plans. Since 2012, Endurance has paid hundreds of millions in claims. In addition, we have received extensive recognition over the years. In 2023, Endurance was ranked on the Inc. 5000 list and rated a “Top Place to Work” by the Chicago Tribune. Further, The Business Concept named Endurance the “Best Vehicle Service Contract Provider USA” for 2023.

In contrast, Nova Warranty is a newcomer. State records show that the company was formed in Delaware in November 2022. As a result, Nova’s story is just beginning. There’s little public recognition to cite and no published information about claims volume.

One aspect both companies share is being direct administrators for the extended warranties they sell. This means no third party steps in to manage a claim; plan holders deal directly with the business they purchased coverage from.

What About the Coverage Options?

The core of the comparison between Endurance and Nova Warranty is a thorough review of each company’s extended warranty plans. But before diving into the details, it’s essential to understand the fundamental concepts behind extended car warranties.

Most warranty providers, including Endurance and Nova Warranty, offer stated component coverage plans. These plans specifically list the covered vehicle components, meaning that any parts not mentioned are excluded from coverage. Some companies go further by offering exclusionary coverage that protects all vehicle components except those specifically listed as excluded. Exclusionary plans cost more but provide coverage similar to a new-car bumper-to-bumper warranty.

Planes de garantía Endurance

1. Secure

Secure is Endurance’s most affordable powertrain coverage plan. It’s stated component coverage that safeguards the engine, transmisión, drive axles, and select supplement systems like the water pump and factory-installed turbochargers. This budget-friendly option protects the most vital and often costliest components to repair.

2. Secure Plus

Secure Plus builds on the Secure plan’s stated component coverage by adding more protection for other major components, such as the brakes, air conditioning, steering, and core electrical parts. This program balances affordability with expanded coverage.

3. Superior

Endurance’s Superior plan provides the company’s highest level of stated component coverage. Plan holders receive extra protection that covers additional electrical components, the fuel system, the cooling system, and the front and rear suspension.

4. Select Premier

High-mileage vehicles (up to 150,000) are protected through Endurance’s Select Premier program. In addition to powertrain protections like the Secure plan’s stated component coverage, owners are covered for the electrical system, air conditioning, cooling system, fuel system, and luxury electric parts (like power window motors or electronic door lock actuators).

5. Advantage

The Advantage plan combines the benefits of stated component protections and coverage for routine upkeep. The program provides up to $3,5000 for routine maintenance, including oil changes, diagnostic exams, and tire rotations. There are also allowances for one-time services such as battery replacement and cooling system maintenance

6. Supreme

Supreme, an exclusionary plan, is Endurance’s most comprehensive coverage program, offering maximum breakdown protection for nearly all vehicle parts. This premium offering is ideal for owners who are used to the safeguards of a factory bumper-to-bumper warranty that has since expired.

7. Supreme for Highline Vehicles

Endurance offers specialized exclusionary coverage for select luxury models from Alfa Romeo, Audi, BMW, Jaguar, Land Rover, Maserati, Mercedes Benz, and Porsche. This protection is available for qualifying vehicles up to eight years old with a maximum of 80,000 miles

8. Optional Coverage

Endurance offers upgrades that offer more customized extended warranty protections. These options cover commercial-use vehicles, modified vehicles, and high-tech electronics (like touchscreen infotainment systems). Endurance also uniquely offers mechanical breakdown insurance (MBI) plans for drivers residing in California.

Nova Warranty Plans

1. Nova Powertrain

Nova Powertrain is the company’s base offering and a stated component program. In addition to protecting the engine, transmission, and drive axle (excludes all-wheel drive vehicles), this plan also covers primary electric components, the cooling system, and the brakes (excluding anti-lock brakes).

2. Nova Superior

Nova’s top offering builds on its Powertrain plan, which covers all-wheel drive, turbochargers, the differential, front and rear suspension, steering, air conditioning, the fuel system, anti-lock brakes, and high-tech electronics. Nova Warranty doesn’t publicly disclose if its Superior plan is stated component coverage or an exclusionary program.

In summary, Endurance’s numerous plans offer more options and customization, allowing car owners to get the exact level of protection they need. Nova Warranty holds its own with two plans, making the process simpler for those who prefer a one-size-fits-all approach.

Assessing Customer Service

An extended warranty is only as good as the customer service that backs it up. Both companies employ teams of professionals to help during the sales process and for post-purchase support. Access is straightforward: via phone or email. However, Endurance Warranty goes a step further with the Aplicación para teléfono inteligente Endurance, which provides a “Help” button for easy access to support.

Endurance’s nearly two decades in the extended warranty industry means it has a proven track record of serving its customers. The company regularly receives the Stevie Award, one of the world’s leading business award programs. In 2023, Endurance received a Silver Stevie Award for its outstanding sales and customer service efforts. Past Stevie awards have seen Endurance being named for the customer service department of the year and company of the year.

There’s not much else to say about Nova Warranty’s customer support, good or bad. The company hasn’t been around long enough to accumulate recognition, industry accolades, or a history of positive consumer interactions, which can change over time.

Claims Processing: Efficiency and Ease

If solid customer service is one essential element of an extended warranty, effortless claims handling is another. An efficient claims process makes repairs hassle-free and gets car owners back on the road more quickly.

Endurance and Nova Warranty plan holders can file a claim by phone or email, but Endurance’s smartphone app offers added convenience. Via the Endurance app, customers can file a claim at any time and from just about anywhere. Equally as important, the app provides claim status updates, so there’s no need to make a phone call or wait for an email.

This extra resource is invaluable as more complex extended warranty claims can involve a third-party inspector to ensure the repair shop performs satisfactory work. All extended warranty companies work this way. So, accessing the app lets Endurance customers know precisely when their claims are approved.

Endurance offers deductibles ranging typically from $0 to $200, though they can reach up to $500 for luxury vehicles. Nova’s deductible amounts are not readily available to view online.

Both companies allow customers to take their cars to any licensed repair facility for covered repairs, including a trusted mechanic or a preferred dealership. This is typical with most extended warranty companies, but what’s uncommon is that Endurance has partnered with RepairPal. Hence, its customers have convenient access to a network of professional service centers.

There are more than 2,800 RepairPal certified shops that are required to pass rigorous skill and customer service standards and offer a minimum warranty on all work (at least 12 months or 12,000 miles). Importantly, the RepairPal platform includes access to ASE Certified technicians and highly trained professionals who are verified experts across numerous automotive specialties.

Endurance plan holders can locate a RepairPal network shop online or call Endurance customer service. In addition, Endurance customers get free access to RepairPal Car Genius for expert car advice.

Additional Benefits from the Car Warranty Companies

Along with breakdown coverage, Endurance and Nova Warranty include extra benefits that provide extra value and convenience. Both companies provide:

• 24-hour roadside assistance (for towing, jump-starts, lockout service, and fuel delivery)
• Rental car reimbursement
• Trip interruption protection

Endurance expands its perks with:

• Endurance Smartphone App: This app provides easy access to customer service and claims and enables customers to quickly contact roadside assistance without searching for a number. In addition, plan details and benefits are right at one’s fingertips.
• Endurance Elite Benefits: After paying a small activation fee, all Endurance customers are eligible for a free year of Beneficios de élite. The program, worth up to $2,000, provides tire coverage (reimbursement for tire repairs and replacements—up to two tires per year due to road hazards), key fob replacement, collision repair discounts, and loss protection ($1,000 toward a replacement vehicle due to an accident).

Transparency and Trustworthiness / Customer Reviews

You want to be sure that any company you rely on for an extended warranty has a track record of being honest and upfront. Often, this shows up as positive reviews. Turn to review sites, and you find praise-filled comments about covered claims and repeat customers. People have good things to say about Nova Warranty, too, regarding its claims process and responsive customer service.

But, like most businesses, not every extended warranty customer is happy with their purchase. Often, this can be traced to a lack of understanding about what the coverage provides. Let’s face it: cars are complex. So, it’s only natural that the warranties that protect them are equally as intricate.

One way around the confusion is to provide prospective customers with as much information as possible. A fully informed customer is more likely to be a happy one. It’s in this area that Endurance is set apart from Nova Warranty.

To start with, Endurance makes sample contracts available for download from its website. You won’t find this information readily available from Nova Warranty. This type of disclosure helps car owners better understand how they’re protected. Equally important is that having access to contract information early on creates opportunities for customers to ask questions before securing coverage.

Endurance’s approach to transparency includes a blog with hundreds of articles about extended warranties, car repair advice, DIY tips, and more. These posts are written by ASE Certified mechanics and other automotive experts, ensuring readers get helpful and insightful information. Nova Warranty doesn’t offer a similar resource.

This information-sharing difference extends to something as simple as FAQs (frequently asked questions). Head to the FAQ section on Endurance’s website, and you’ll find dozens of answers divided into essential topic areas. Meanwhile, Nova Warranty’s FAQs section has six answers.

Nova’s website promises “Get a Free Quote in Seconds,” but completing the online form only means you still need to talk to a representative to get pricing. Meanwhile, visit the Endurance online store, answer a few questions, and you’ll get an instant quote for your coverage options. You can also follow up with an Endurance representative to learn more or explore upgrades and other plans.

Overall, car owners looking for extended warranty protection will find Endurance more transparent about coverage, pricing, and other crucial details.

Move Forward with Endurance Warranty

Getting a vehicle protection plan doesn’t have to be frustrating or done in the dark. Discover how Endurance’s open and transparent approach adds to the peace of mind from extended warranty protection.

Visita el Endurance online store for instant price and plan information or Solicite una cotización GRATIS. Personalized service by phone is available by calling (800) 253-8203. Endurance plan advisors can answer questions and suggest extended warranty options that match your budget and coverage needs.

When you buy a car new off the lot, it will almost always come with a warranty that is provided by the manufacturer. This warranty is designed to protect you from expensive repairs due to issues at the factory or design flaws and will last anywhere from three years or 36,000 miles to ten years or 100,000 miles. Once the factory warranty is up, though, you will be financially responsible for any problems that might occur, whether they are your fault or not. An garantía extendida, which is more accurately called a vehicle service contract (VSC), will be your best bet.

If you are going to make the right choice for yourself and your vehicle, you should know what the different warranty companies offer and how they compare. Endurance and KarCure are two such providers of auto protection plans. By understanding how these providers stack up and what each offers customers, you can protect your used car and your bank account and drive with confidence.

Diving into the Warranty Companies

Endurance Warranty Services Overview

Endurance Warranty has been serving drivers all over the United States for over 18 years. Based in Illinois, Endurance has built a reputation for top-notch customer service and unbeatable coverage designed for cars of all ages, high-mileage vehicles, and many different styles. When you get protection from Endurance, you can choose between an existing plan or customized coverage specifically engineered to give your particular vehicle the best possible protection. This way, no matter what happens, you can rest easy knowing that you will be covered.

Endurance is also well-known for providing award-winning customer service that you can count on when you need it most. Plus, with the Endurance Mobile app, you can get access to your plan 24 hours a day, so you are never without the protection you need. Every Endurance plan also comes with a wide range of standard benefits, including 24/7 roadside assistance, rental car coverage, and trip interruption protection to help get you where you are going, despite any bumps in the road on the way there.

Every Endurance contract holder can access Elite Benefits for a small activation fee, including tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more. Endurance also covers vehicles that other providers won’t, such as cars used for viaje compartido o entrega, salvage vehicles, and Canadian Gray Market cars.

We utilize the RepairPal Partner Network to put our customers in the driver’s seat. Through our partnership, drivers can find certified auto repair shops and mechanics near them to work on covered repairs.

Endurance also stands apart from other providers on the market by offering mechanical breakdown insurance (MBI) to California residents. Because of strict regulations in the state, Californians can not access vehicle service contracts. Mechanical breakdown insurance, though, works like a VSC but is regulated by the insurance industry, opening up the possibility of top-notch protection to drivers who otherwise wouldn’t be able to benefit from it.

KarCure Overview

KarCure was founded in 2022 by Brandon Keach out of a desire to provide simple, transparent vehicle service contracts to drivers across the United States. KarCure works with RepairPal Certified shops to provide top-tier repairs for vehicles of all kinds. With a wide range of plans and opciones de cobertura available, you are sure to find something that will suit your needs and get you the protection you are looking for.

The thing that separates KarCure from other providers on the market is the company’s easy-to-use online portal. Customers can use this portal to call for roadside assistance and file a claim for their repair. They can also look for a certified shop within the RepairPal network so they can be certain they are getting the highest level of care for their vehicle. KarCure’s mission is to eliminate marketing phone calls from extended auto warranty providers, so they may be a little bit harder to get on the phone if you have a question or need to make a change to your protection plan.

Coverage Options Compared

Both Endurance and KarCure offer a wide range of coverage plans for your vehicle. When choosing a coverage option, be sure to read your contract as closely as possible. Keep an eye out for any exclusions or terms that could affect the eligibility of your repair and make it harder to make a claim. While both of these providers are straightforward about exclusions, it is always a good idea to know as much as you can about your plan.

Planes de garantía Endurance

Endurance offers coverage plans designed to protect vehicles of all kinds. No matter what kind of car you drive, you can find a protection plan or customize one that will help you pay for repairs and avoid costly, unexpected breakdowns when you are out on the road. Endurance coverage plans include:

• Supremo – Endurance’s Supreme plan is the closest you can get to the limited warranty that comes with your vehicle. This plan covers nearly every component of your vehicle, with only a few exclusions. The covered components include the cooling system, electrical components, seals, gaskets, and tech features that other providers don’t generally cover.
• Supremo para vehículos Highline – If you own a vehicle produced by a major luxury brand like Porsche, Mercedes-Benz, or Alfa Romeo, the Supreme for Highline plan can cover it. As long as your luxury car has fewer than 80,000 miles on the odometer and is less than eight years old, you can get coverage that other providers don’t offer. This plan also offers a list of exclusions for ease of comprehension.
• Superior – The Superior plan offers essential component coverage on the parts most likely to break down, including the engine, transmission, A/C, and more.
• Seleccione Premier – Getting coverage for a car with a lot of miles on the odometer can be tough. The Select Premier plan is designed to cover vehicles with a lot of miles and covers cars that other providers won’t.
• seguro más – The most essential components on your vehicle, such as the engine, transmission, and drive axle, tend to be the most expensive to repair. The Secure Plus plan offers affordable coverage for those components on older cars.
• Seguro – If you want coverage for your vehicle on a tight budget, the Secure plan is for you. This economical plan covers the essential components of your vehicle’s powertrain to help you keep it running smoothly.
• Ventaja – Advantage offers comprehensive coverage and up to $3,500 in annual or routine maintenance costs, such as oil changes and oil filter replacements. This can save you a lot of money on upkeep and service while also giving you the highest level of protection.

Endurance allows you to choose plans with a deductible between $0 and $200. Depending on how much you want to spend every month, one of these deductible options will be best for you and your budget.

KarCure Plans

• KarPower – The KarPower plan is KarCure’s most economical level of coverage. This plan covers all of the most expensive and important parts of your car, including the engine, fuel pump, transmisión, and more.
• KarDeluxe – As KarCure’s middle tier, KarDeluxe covers around 85% of what your vehicle’s factory warranty covers. This includes smaller parts like the serpentine belt tensioner, the front suspension, y steering components.
• KarUltimate – KarUltimate is KarCure’s most comprehensive plan. It includes nearly every component of the vehicle except for a few exclusions and covers some luxury components such as the power sunroof mirror and adaptive cruise control systems.

All KarCure plans come with a $100 deductible. There are no options for a zero-deductible plan, which may or may not be right for your budget and what you want out of your vehicle service contract.

Customer Service Insights

Endurance Customer Reviews

What sets Endurance apart from other extended car warranty providers on the market is its commitment to customer service every step of the way. Endurance’s award-winning customer service team has been commended time and time again in client reviews and industry accolades. Endurance currently holds a high star rating on Trustpilot, with over 7,000 reviews in total and many reviewers commenting on the excellent service they have received. And, though Endurance may not be BBB accredited, it has an A- rating with a 3.61-star rating as of April 2024.

In some reviews, customers have felt like their needs and concerns were addressed quickly and easily and that any problems they encountered with claims or repairs were handled with professionalism. When you need repairs made on your vehicle, you want to be sure that you have a team behind you every step of the way. Based on the reviews from current clients, Endurance will make sure you get the help you need and walk you through the entire process so you can get back out on the road.

KarCure Reviews

KarCure’s mission as a VSC provider is to make everything as easy as possible through its customer service portal. One of the things that customers have been enthusiastic about in reviews on the Better Business Bureau’s website is how easy the website is to use. One thing to keep in mind, though, is that KarCure is a relatively new company, having just started in 2022.

As time goes on, some customers may not be as impressed with the site’s usability and will prefer to speak to a customer service team when they need help the most. If you are someone who likes the personalized help you get from a team of customer service professionals, KarCure may not be the right option for you.

How Do the Claims Processes Compare?

Endurance Claims

When you need your vehicle repaired, you can take it to the certified shop of your choice and show them your Endurance contract. Then, Endurance and the shop will work out the details and ensure that everything is covered. If you have any questions or concerns during the process, you can always call Endurance’s equipo de servicio al cliente galardonado and get any clarification you might need.

One thing that makes Endurance different from other VSC companies is that it is a direct provider of coverage. This means that all the payments come straight from Endurance without any middlemen or delays in the approval process. If you are looking for the most straightforward way to get your repairs covered, Endurance is going to be the safe bet.

KarCure Claims

KarCure’s claims process is designed to be very simple and meant to be done all through the KarCure app. When the time comes for a repair, all you have to do is open the app and start a claim before you bring your car into the shop. The app will allow you to book an appointment with a certified shop in your area, and the whole claim will be approved and taken care of through the customer portal.

While this may be the ideal way to get a repair done for some people, it may not be right for others. If you encounter any issues with getting your claim approved, for example, you might have a harder time disputing the rejection through the app. For people who would rather work with a person over the phone and have people working on their claim instead of an automated app, Endurance may be the better choice.

Additional Benefits from Each Provider

Endurance Benefits

Endurance offers a wide range of benefits and perks to all customers. The standard benefits that come with every plan include 24/7 roadside assistance (with towing and lockout services), rental car reimbursement, y trip interruption reimbursement. Plus, for a small activation fee, you can get access to a year of Endurance Beneficios de élite, which includes extra perks like tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and much more. With an Endurance plan, you can be sure that you are covered for repairs as well as any other issues that might come up while you are out on the road so you can keep your car’s total cost of ownership down.

KarCure Benefits

KarCure plans all come with the same extra benefits, regardless of which tier you choose. With a KarCure plan, you get roadside assistance and rental car coverage. Both of these options can be utilized through the app, and if you get roadside assistance through KarCure, everything will be bundled into your claim, and the process will start from the moment you request help.

Endurance Offers the Best Extended Car Warranty

When you need the best possible coverage for your car, you need an auto protection provider with a reputation for excellent customer service and a variety of available plans. Endurance is well-known for providing the best service in the industry, with awards and accolades that you can depend on. By knowing how Endurance compares to others on the market, you can make the right decision and get the protection you and your car deserve.

Endurance offers a wide range of customizable vehicle service contracts, the most comprehensive protection available in the industry, and a high-quality customer service team. With standard benefits and extra perks to give you confidence on the road, Endurance will help you keep your vehicle in great shape for many years.

Take advantage of our 30-day money-back guarantee! Contact our award-winning customer service department at (800) 253-8203 para Cotización Gratis. Tú también puedes tienda en linea to see your price right away.

Check out all things automotive, including comparisons with other providers like CarShield and CARCHEX, repair facility reviews, mechanical breakdown insurance, FAQs, and more on the Blog de garantía Endurance.

With many providers across the U.S., it can be difficult to decide which is right for you. It usually takes a ton of time and research just to put together a shortlist. But we’re here to help you out. Our ongoing comparison series pits two of the leading names in vehicle service contracts against each other to see who comes out on top.

In today’s edition, we’ll be weighing up the pros and cons of Endurance and Sentry Auto Care. Keep reading to find out which you should invest in.

What Is an Extended Warranty and Why Do You Need One?

If you’re reading this, you’re probably already aware that an extended warranty is a fantastic way to save money on the cost of car ownership. But for us to give you the full picture, we need to go right back to the production line.

When a car is first manufactured, it comes with what’s known as a factory warranty or a manufacturer warranty. This effectively acts as the automaker’s promise to repair or replace any components that fail due to fault within a predetermined number of years or miles traveled (whichever comes first). The length of this type of warranty will completely depend on your manufacturer, with some being more generous than others. Once it expires, however, you can count on one thing: you, as the owner, are fully responsible for any future repair bills.

If you’d like to continue enjoying the peace of mind that you’re used to, there are two main options for protection. The first of these is a more traditional garantía extendida, which can usually be purchased from a dealership or directly from your manufacturer. As you’d expect from the name, this type of coverage extends your vehicle’s factory warranty coverage beyond its expiration date — with a few key drawbacks. Unfortunately, garantías extendidas are notoriously expensive for what you receive in return, and they require you to have all repairs carried out at an authorized dealership. On top of that, you must purchase your extended warranty while your factory warranty is still active. Leave it just one day late, and you’ll no longer qualify, which completely rules out used car owners.

Because of this, a contrato de servicio de vehiculo from a third-party provider is the universally preferred alternative. Third parties do their very best to offer almost as comprehensive coverage at an even better price point, throwing in some added perks to sweeten an already great deal. Better still, work can be carried out at any certified auto shop of your choice, and you don’t need to have an active factory warranty to be eligible for third-party coverage.

For anyone wondering whether an extended warranty/vehicle service contract is different from auto insurance, the answer is yes. More specifically, an extended warranty/vehicle service contract is designed to protect you from the cost of repair bills incurred as a result of unexpected component failure, while auto insurance protects you from the cost of repair bills incurred as a result of a collision or other such incident. By investing in both, however, you’re covered from all angles — so it’s highly recommended that you do.

The Extended Warranty Companies

So, you know what an extended warranty is and how it can help you. Next up, let’s take a look at the companies in question:

Endurance Warranty Overview

Endurance is one of America’s longest-standing contrato de servicio de vehiculo providers. Since 2006, we’ve helped thousands of drivers protect themselves (and their wallets) from the ever-rising costs of car ownership. We pride ourselves on our unrivaled eligibility, offering a wide range of plans aimed at an even wider range of drivers, including casual commuters, commercial vehicle users, high-mileage vehicles, and even select luxury cars. We’re always willing to be flexible, too, so if none of our base plans quite suit your specific needs and budget, we’ll be more than happy to tailor a bespoke plan that does.

If top-quality coverage wasn’t enough, we also added some of the best benefits in the business. All Endurance plans come with Asistencia en carretera 24 horas al día, 7 días a la semana (including towing, fuel delivery, and lockout services), rental car reimbursement, and trip interruption coverage as standard. On top of that, new Endurance customers also get a year of access to our Elite Benefits package, which adds up to four tire repairs or replacements annually, key fob replacement, up to $500 in collision discounts, and up to $1,000 in total loss protection. Just pay a $29 activation fee, and they’re all yours to enjoy.

We’re also the direct administrator of most of our plans, which means there are no pesky middlemen to deal with when you want to make a claim. Our award-winning customer service team is on hand whenever you need them, plus the handy Endurance Mobile app puts all of the most important plan information right in your pocket. On top of all that, Endurance plans are also fully transferable to subsequent owners, potentially increasing the value of your vehicle should you come to sell it.

Endurance maintains a high rating on many consumer review websites, such as Trustpilot, Best Company, Consumer Affairs, and Google.

Sentry Auto Care Overview

Sentry Auto Care is a vehicle service contract provider based in Fort Mill, South Carolina, with a Better Business Bureau file spanning just four years. Their current BBB rating is an impressive A+, but this is in stark contrast with the measly 1 out of 5 stars from customer reviews. They aren’t registered with other customer review websites like Trustpilot.

The Sentry website isn’t particularly clear, but it appears there are just three levels of coverage, which more or less fall into the typical powertrain, stated component, and exclusionary brackets. Additional benefits are limited, with just towing reimbursement and rental reimbursement included with plans. Additional protections, such as tire and wheel coverage, are available for a fee.

Diving deeper into their BBB reviews, we see that many of them are negative. Most complaints revolve around claims being incorrectly denied, with one customer realizing that Sentry was referring to the contract for someone else’s car during their correspondence. While the Sentry Auto Care website looks reasonably well put together at first glance, it could be more user-friendly and lacks of an accompanying mobile app.

Los planes de cobertura

As you’d expect from major vehicle service contract providers, both Endurance and Total Auto Protect ofrecer una variedad de planes with varying levels of coverage:

Endurance Plans

• Supremo – For totally comprehensive coverage that’s as close to a factory warranty as you’re likely to get, look no further than our Supreme plan. Almost every part, component, and system in your vehicle is protected, including seals, gaskets, and some advanced components. If you’ve found another provider with a Titanium plan, you can be confident that Supreme is at least as good (but probably better).
• Supremo para vehículos Highline – Owning a luxury vehicle is the dream for many drivers, but unfortunately, they look a lot better than they run. To help with their more frequent (and expensive) repairs, we created Supreme For Highline Vehicles, a warranty designed to protect specific luxury vehicles with under 80,000 miles on the clock and under 8 years of age.
• Ventaja – This is our most comprehensive plan, providing nearly unparalleled coverage in the event of an unexpected breakdown and up to $3,500 in annual maintenance costs. The two in combination will keep your vehicle in top running condition and save you even more money in the long run.
• Superior – Superior is another comprehensive plan that is one step below Supreme. Covering a wide range of parts, it’s ideal for anyone who uses their vehicle for daily commuting or those who enjoy the occasional road trip. A number of electronic parts are covered, with the option to add extra protection for more advanced technology.
• Seleccione Premier – Many providers refuse to work with high-mileage vehicles, but Endurance is more than happy to. Our Select Premier Plan caters specifically for older cars with up to 150,000 miles on the clock and covers all of the key components, such as transmission and drive axle assembly components, as well as your cooling system, fuel system, and select air conditioning and electrical parts.
• Seguro – Our most affordable monthly plan, Secure, is the perfect option for anyone who just wants to protect the most crucial vehicle components. It covers all those essential powertrain parts that cost the most to repair.
• seguro más – As you’ve probably guessed, Secure Plus has everything in our Secure plan, including some adding on brakes, air conditioning, steering, and select electrical parts.

Sentry Auto Care Plans

• Sentry Exclusionary Coverage – Sentry’s most comprehensive plan, information is limited as to what is covered, but the provider’s website mentions “no drop in coverage after a certain miles” and “no surcharge for hi-tech items like navigation, GPS, cameras, parking assist, etc.”
• Sentry Total Coverage – Sentry Total Coverage is a stated component plan that includes high-tech electrical and hybrid coverage for hybrid vehicles. Vehicles up to 20 years old with up to 150,000 miles on the clock qualify.
• Sentry Plus Coverage – The closest thing to a powertrain plan that Sentry offers is Sentry Plus, which includes coverage for the engine, transfer case, drive axle, air conditioning, steering, brakes, fuel system, cooling system, and electrical system components.

Otros beneficios para el cliente

It’s common for vehicle service contract providers to give customers access to additional benefits with their plans. Endurance and Sentry Auto Care are no exception:

Endurance Benefits

• Asistencia en carretera 24 horas al día, 7 días a la semana: There are few things worse than breaking down and finding yourself stranded at the roadside. To make sure you’re always looked after, every Endurance plan comes with 24/7 roadside assistance. This includes towing, fuel delivery, and lockout services.
• Costos de interrupción del viaje: Breakdowns usually happen at the worst possible moment, ruining your plans when you’re far from home. To minimize the inconvenience, we cover trip interruption costs.
• Reembolso de viaje de reemplazo: When a bigger repair keeps your car in the shop for longer, we’ll help you get back on the road by reimbursing replacement travel costs.
• Costos de mantenimiento: As well as covering repair bills, our market-leading Advantage plan is the only one around to offer $3,500 in costos anuales de mantenimiento.
• Endurance Elite Benefits: For new customers, Beneficios de élite can be added to any plan, giving you access to up to four tire repairs or replacements annually, key fob replacement, up to $500 in collision discounts, and up to $1000 in total loss protection.

Sentry Auto Care Benefits

• Towing reimbursement: After breaking down, Sentry Auto Care will reimburse you for the cost of towing to the nearest repair facility.
• Reembolso del coche de alquiler: If you need a rental car while yours is at the auto shop, Sentry will reimburse you for up to six days.

Endurance Warranty vs. Sentry Auto Care: Pros and Cons

To help you make your mind up, let’s put the pros and cons of each provider side by side:

Ventajas de la garantía Endurance:

• america top service contract provider
• Direct administrator of most plans
• Market-leading eligibility, flexibility, and affordability
• Award-winning customer service team
• Positive ratings on many consumer review websites
• Fantastic benefits
• Fully transferable coverage
• New customers get a year of Elite Benefits

Contras de la garantía Endurance:

• Not rated on BBB

Sentry Auto Care pros:

• Reasonable range of plans
• Some added benefits
• Wide range of coverage add-ons
• Good BBB rating

Sentry Auto Care cons:

• Negative BBB customer reviews
• Not registered with consumer review sites like Trustpilot
• Limited added benefits
• Outdated website that barely functions
• Only available for purchase via dealership
• Customers unable to contact Sentry directly

When It Comes to Warranties, Nothing Beats Endurance

Modern car components can cost hundreds (if not thousands) of dollars to repair, so having an extended warranty in place has never been more important. However, a coverage plan is only worth paying for if you can rely on your provider, and Endurance is America’s top-rated provider.

Across the web, automotive experts unanimously rate us as the best coverage in the country. Call (800) 253-8203 para solicitar un Cotización Gratis, o tienda en linea para ver su precio ahora.

If you want to keep reading, we also have many helpful articles, just like this one, over on our extended warranty blog.

This can quickly turn small problems into big, expensive problems. That is why it is so important to have a protection plan on your side that you can use to get repairs done right away and get your vehicle back in top-notch condition.

When you buy a brand-new car off the lot, it almost always comes with a factory warranty provided by the manufacturer. This warranty helps protect you from repairs that arise due to factory problems or issues with the vehicle’s design.

Factory warranties usually last for anywhere between three years or 36,000 miles and ten years or 100,000 miles. Once this warranty is up, though, you will be solely responsible for any repairs that your car might need, which is where many people end up with financial hardships.

If you want help paying for repairs for your vehicle after the manufacturer’s warranty is up, a third-party extended warranty, more accurately called a vehicle service contract (VSC), is a great option. VSCs are provided by third-party companies and offer coverage for all kinds of mechanical issues and repairs that you might run into with your vehicle. It is incredibly important that you choose the right provider for your protection plan, and it can be helpful to see how various companies stack up.

Endurance and CarmaCare are two VSC providers with very different approaches to helping drivers get the repairs they need. Knowing how the companies compare and what each of them has to offer will help you make the right choice for yourself and your car.

Warranty Company Overviews

Endurance

Based in Illinois, Endurance has been helping drivers save on vehicle repairs for over 18 years. With a wide range of opciones de cobertura and top-tier customer service, Endurance has plans for nearly every type of vehicle and every driver. You can choose from an existing plan or get customized coverage designed specifically for your situation. This way, you can be certain that you will be covered for any kind of problem that might come up on your car.

Endurance is well-known for award-winning customer service and a mobile app that allows you to access your plan 24 hours a day. We also offer a large collection of standard perks and additional benefits to help ensure that you are protected whenever you are on the road. These include 24/7 roadside assistance, rental car reimbursement, and travel interruption coverage.

Every new Endurance customer can access Elite Benefits for a small activation fee, including tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more. Endurance also covers vehicles that other providers won’t, such as cars used for viaje compartido o entrega, salvage vehicles, and Canadian Gray Market cars.

Endurance also stands apart from other providers in terms of our seguro averia mecanica (MBI) offerings. This plan is meant to protect California drivers who would otherwise be unable to get coverage due to strict state guidelines. Extended auto warranties or VSCs are not available there, but MBI acts as an insurance policy to help cover the cost of covered repairs due to mechanical breakdowns. Endurance offers comprehensive MBI coverage designed to protect California drivers just as much as drivers in other states.

CarmaCare

CarmaCare is a relatively new warranty provider founded in 2021 and markets itself as “healthcare for your car.” The company sets itself apart from other providers by trying to make the process of getting coverage and getting the auto repairs you need as easy as possible. CarmaCare offers three different levels of coverage as well as a few different additional standard benefits like roadside assistance and rental car reimbursement.

CarmaCare’s plans range from the most basic powertrain coverage to exclusionary bumper-to-bumper coverage. There are, however, some exceptions when it comes to what vehicles CarmaCare will cover. The company does not offer protection plans for vehicles that are used for commercial purposes like rideshare or delivery and will not offer plans on vehicles that have a salvage or damaged title.

If your vehicle falls into either of these categories, you will want to look elsewhere for your protection plan. The company also does not offer any plans with zero deductible, which might be an issue for some drivers, so it is a good idea to get all the details of your plan and shop around before you decide that CarmaCare is the right choice for you.

Auto Protection Options

Endurance

Ofertas Endurance cobertura personalizada for various drivers, automobiles, and budgets and set warranty plans to fit all kinds of drivers and cars. These are some of the main coverage options you can choose from:

• Supremo – The Supreme plan is the best option for people who want the most coverage possible for their vehicles. This exclusionary plan covers nearly every component, including the cooling system, electrical components, seals, gaskets, and tech features that other providers don’t generally include.
• Supremo para vehículos Highline – The Supreme for Highline plan covers vehicles produced by major luxury brands like Porsche, Mercedes-Benz, and Alfa Romeo, as long as they have fewer than 80,000 miles on the odometer and are less than eight years old. This plan also offers a list of exclusions for ease of comprehension.
• Superior – The Superior plan offers vital component coverage on the parts most likely to break down, including the engine, transmission, A/C, and more.
• Seleccione Premier – Getting coverage for a car with high mileage can be difficult. The Select Premier plan is specifically designed for vehicles with a lot of miles and covers cars other providers won’t.
• seguro más – The most essential components on your vehicle tend to be the most expensive to repair, and the Secure Plus plan offers affordable coverage for older cars. These include the engine, transmission, and drive axle.
• Seguro – If you want coverage for your vehicle and are working with a strict budget, the Secure plan is right for you. This economical plan covers the crucial components of your vehicle’s powertrain to help you keep it running smoothly for many years.
• Ventaja – Advantage offers comprehensive coverage and up to $3,500 in annual or routine maintenance costs, such as oil changes and oil filter replacements. This can save you a lot of money over the years while also giving you the highest level of protection.

CarmaCare

CarmaCare offers three different levels of coverage to drivers, all of which have varying degrees of completeness when it comes to components. These plans include:

• Powertrain – This plan covers all of your vehicle’s most important powertrain components, including all internally lubricated parts, the engine block, the transmission, and the fuel pump.
• CarmaCare Plus – If you want coverage for more than just the essentials, CarmaCare Plus could be the right option. This plan covers some extra components like the suspension, steering, and some heating and air conditioning components.
• CarmaCare Complete – The CarmaCare Complete plan is made for people who want the most comprehensive coverage possible. This plan covers nearly every component of the car, including the electrical system and the entire HVAC system.

Customer Service Ratings and Customer Reviews

Endurance

If you are looking to work with a VSC provider with a reputation for stellar customer service, Endurance is your best option. Endurance’s customer service team is award-winning and has received many accolades from service organizations and customers alike over the years.

Endurance currently holds a high star rating on Trustpilot, with over 7,000 reviews in total and many reviewers commenting on the excellent service they have received. Customer reviewers have also called out the ease with which they were able to file their claims and how fast they could get their car repairs done so they could get their vehicles back in good working order as soon as possible. We also rank well on review sites such as Google and Consumer Affairs.

CarmaCare

CarmaCare is still a relatively new company, which means that reviews and testimonials are few and far between. The reviews they have on Google, though, are overwhelmingly positive. Many customers have had a good experience with CarmaCare’s customer service team and the way they handled any issues customers may have been having.

They also specifically mention how easy the website is to use and how affordable coverage is. While there still aren’t many reviews to judge from, this is a good indication that CarmaCare tries to keep customers happy whenever they have an issue or want to file a claim.

Proceso de Reclamaciones

Endurance

When the time comes to get a repair done on your vehicle, Endurance tries to make everything as easy as possible. All you have to do is take your car to the shop of your choice and show them your Endurance membership. After that, the shop and Endurance will take care of the rest.

Endurance is a direct provider of coverage, which means you will not have to worry about any middlemen or miscommunications when the time comes to get your vehicle repaired. As long as the repair is covered in your plan, you will only have to pay your deductible unless your plan doesn’t require one. This, plus the availability of a knowledgeable customer service team, makes it simple to get your car fixed.

CarmaCare

CarmaCare has a similar claims process in that all you have to do is take your vehicle to an Tienda certificada ASE and let the service advisor know that you will be using your VSC to cover the cost. After that, the shop will inspect the vehicle and tell you what the issue is and what course of action they recommend. If the inspection requires disassembly, this will be covered by your plan as long as that particular repair is covered as well.

After the inspection has been done, the service advisor will then call CarmaCare and work out all the covered labor and parts. Then, the service advisor will let you know what you will owe at the end of the repair. All of CarmaCare’s plans have a deductible, so it is important to be prepared to pay that.

Additional Perks and Benefits

Endurance

Endurance plans come with all kinds of standard perks and benefits, no matter what plan you decide is right for you. These perks include 24/7 roadside assistance, rental car coverage, y travel interruption coverage. Plus, for a small activation fee, all new Endurance customers get access to Beneficios de élite, which include tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and much more. With an Endurance plan, you know that your vehicle is covered for repairs, as well as many of the trials and tribulations that can happen when you are out on the highway.

CarmaCare

CarmaCare plans also come with a few extra benefits that customers can use when they are on the road. These include 24/7 roadside assistance, towing coverage, trip interruption coverage, and rental car reimbursement. However, CarmaCare plans do not include any extra benefits like key fob replacement or total loss protection. This means that if you want to be fully protected in every possible way, it may be a good idea to take a look at what other providers are offering.

Cost and Value Considerations

Endurance

Endurance plans are generally customized to fit the specific needs of each driver and vehicle. The most basic powertrain coverage that Endurance offers starts at $99 per month and includes all the extra perks and benefits that come with the other plans. If you want to get the most out of your coverage plan, it is a good idea to build the cost of coverage into the total cost of ownership for your car. By having protection from expensive repairs, you can reduce the overall cost of owning your car, especially if you have a lot of miles on the odometer and expect some issues in the long run. Endurance deductibles range from $0 to $500 depending on your plan and your needs when you take your vehicle into the shop and make a claim.

CarmaCare

CarmaCare does not list prices for coverage plans, but it claims that plans start at $25 per month. Like any other VSC provider, what you pay will depend heavily on your car’s needs and things like its make, model, age, and mileage. CarmaCare also does not offer any zero-deductible plans and instead offers either $100 or $250 deductibles. If you would prefer to take care of all your repair expenses with your monthly protection plan payment, you might be better off looking for a provider that offers plans without any deductible at all.

Get the Best Extended Car Warranty for Your Vehicle

If you are going to make the right choice regarding your vehicle protection plan, you have to know what is available and what your different options have to offer. If you are looking for a provider with a top-notch customer service team and a wide range of perks and benefits on top of comprehensive coverage, Endurance is your best choice every time.

Endurance offers a wide range of customizable plans, the most complete protection on the market, and an amazing customer service team. With standard benefits and extra perks to give you peace of mind, we will help you keep your vehicle in great shape for many years.

Take advantage of our 30-day money-back guarantee – contact our award-winning customer service department at (800) 253-8203 for a FREE quote. You can also tienda en linea to see your price right away.

Check out all things automotive, including comparisons with other providers like CarShield and CARCHEX, repair facility reviews, mechanical breakdown insurance, FAQs, and more on the Blog de garantía Endurance.a

In fact, the AAA recently estimated that the annual cost of car ownership had boiled past the $12,000 mark. If that number causes you to break out in a cold sweat, you aren’t alone — drivers across the country are searching for ways to keep the amount they spend on their vehicles to a minimum.

An extended car warranty is one of the best ways to save on unexpected repair bills, but finding the right provider can be a tough task. There are just so many to choose from, and figuring out which best suits your individual needs takes a lot of time and research.

To help you make the best possible decision, our comparison series compares two of the leading names in auto protection plans to see who comes out on top. Here, we’ll compare Endurance Warranty and Total Auto Protect coverage options so you can see how they stack up.

What Is an Extended Warranty and Why Get One?

Put simply, an extended warranty is a fantastic way to save serious money on the cost of car ownership. But to give you the full picture, we need to go right back to the beginning of a car’s life cycle.

When you buy a new vehicle that’s just rolled off the production line, it comes with a factory warranty or a Garantía del fabricante. This is effectively the automaker’s guarantee to repair or replace failed parts within a predetermined number of years or miles traveled and includes bumper-to-bumper coverage.

How long this lasts will completely depend on your manufacturer, with some being more generous than others. Whatever the case may be, the moment it expires, you are fully responsible for any future car repair bills, which is where the worry about money begins.

To continue enjoying the same peace of mind, there are two main options for protection. The first is what’s known as a more traditional garantía extendida, which is usually purchased from a dealership or directly from your automaker. They do exactly what the name implies and extend your vehicle’s factory warranty coverage past the expiration date. While this might sound great on paper, there are some pretty significant drawbacks. Extended warranties are usually very expensive and only allow you to have repairs carried out at an authorized dealership. To make matters worse, you must take out an extended warranty while your factory warranty is still active. Leave it a day too late, and you’ll no longer qualify for coverage.

As a result, a contrato de servicio de vehiculo or vehicle protection plan from a third-party provider is the universally preferred alternative. Third parties are incentivized to offer coverage at an even better price point, usually offering added perks to give you better value for money. Work can also be carried out at the certified auto shop of your choice, and you don’t need to have an active factory warranty to be eligible — great news for used car owners.

While we’re on the topic, we should also point out that an extended warranty or vehicle service contract differs greatly from auto insurance. An garantía extendida is specifically designed to protect you from the cost of repair bills incurred due to unexpected component failure, while auto insurance protects you from the cost of repair bills incurred due to a collision or other such incident. Together, they form the most effective defense from unwanted driving costs, so it’s highly recommended that you invest in both.

The Warranty Companies

Now that you’re all clued up on what an extended warranty is and includes, it’s about time we looked at the two companies in question.

Acerca de los servicios de garantía Endurance

As one of America’s longest-standing contrato de servicio de vehiculo providers, Endurance opened the doors of its HQ in Northbrook, IL, almost two decades ago. Since then, we’ve helped thousands of U.S. drivers to protect themselves from the rising costs of car ownership.

With unrivaled eligibility, we offer a wide range of plans designed to cater to an even wider range of drivers, with something for casual commuters, commercial vehicle users, vehículos de alto kilometraje, and even select luxury car owners. We pride ourselves on our flexibility, too, so if none of the base plans suit your specific needs and budget, we’ll be more than happy to tailor a bespoke plan that ticks all of the right boxes.

Better yet, we also offer some of the best-added benefits around. All Endurance plans have Asistencia en carretera 24 horas al día, 7 días a la semana (including towing, fuel delivery, and lockout services), rental car reimbursement, and trip interruption coverage as standard. On top of that, new Endurance customers also get a year’s access to our Paquete de beneficios Élite and a 30-day free-look period. Our Elite Benefits add-on includes four tire repairs or replacements annually, key fob replacement, up to $500 in collision discounts, and up to $1,000 in total loss protection. Pay a small activation fee, and these additional valuable perks are all yours to enjoy.

There’s no pesky middleman to deal with when you want to make a claim either, as we’re the direct administrator of all our plans. We have an award-winning customer service team on hand at all times, plus you can download the handy Endurance Mobile app to put all of the most important information in the palm of your hand. Endurance plans are also fully transferable, giving you extra selling power if you decide to part ways with your vehicle.

About Total Auto Protect

Total Auto Protect is a vehicle service contract provider based in Wilmington, DE, with a Better Business Bureau file spanning just three years. Their current BBB rating is a C-, with customer reviews giving them a 2.33/5 score. Their Trustpilot score is better at 4.3/5, but the two recent 1-star warranty reviews claim that the better ratings are based on how easy it is to acquire coverage rather than how good it is to use.

There are just three coverage plans available from Total Auto Protect, which more or less fall into the typical powertrain, stated component, and exclusionary brackets. These all include a few additional benefits such as trip-interruption costs, dead battery recovery, roadside recovery/towing, rental car reimbursement, plus locksmith and lock-out.

Diving deeper into their BBB reviews, there are comments about the difficulties of canceling despite a 30-day money-back guarantee, a difficult claims process, and difficulty contacting staff when problems occur. While the Total Auto Protect isn’t particularly bad, their feedback does look dated. The lack of a mobile app also suggests an opportunity for the company to modernize and enhance its digital presence.

The Auto Protection Plans

As you’d expect, both Endurance and Total Auto Protect offer a range of coverage plans with varying levels of coverage:

Endurance Warranty Contracts

Supremo

If you’re looking for totally comprehensive coverage that’s as close to a factory warranty as you’re going to get, our Supreme plan is just the ticket. Pretty much every part, component, and system in your vehicle is protected, including seals, gaskets, and some advanced components. If you compare providers and spot a Titanium plan elsewhere, you can be confident that Supreme is at least as good, if not better.

Supremo para vehículos Highline

Everyone wants to own a luxury vehicle, but unfortunately, they’re some of the most unreliable cars on the road. To help with their more frequent (and more expensive) auto repairs, we created Supremo para vehículos Highline, designed to protect specific luxury vehicles with under 80,000 miles on the clock and under 8 years of age.

Ventaja

Our most comprehensive plan, Ventaja, doesn’t just provide nearly unparalleled coverage in the event of an unexpected breakdown. It also includes up to $3,500 in annual maintenance costs, keeping your vehicle in top running condition and saving you even more money in the long run.

Superior

If you don’t quite need the level of coverage that Supreme offers, Superior is one step below. Another comprehensive plan that covers a wide range of parts, it’s ideal for anyone who uses their vehicle for daily commuting or those who enjoy the occasional road trip. Coverage includes several electronic parts, with the option to add extra protection for more advanced technology.

Seleccione Premier

It can be tough to find car warranty companies that’ll work with high-mileage vehicles, but Endurance has every driver covered. Select Premier is designed for older cars with up to 150,000 miles on the clock and covers essential components such as transmission and drive axle assembly components, cooling system, fuel system, and select air conditioning and electrical parts.

Seguro

The Secure plan offers our most affordable monthly plan, perfect for anyone who wants to protect the most crucial vehicle components. It covers all the essential powertrain parts that cost the most to repair.

seguro más

As the name implies, Secure Plus has everything in our Secure plan and then some — adding on brakes, air conditioning, steering, and select electrical parts.

Total Auto Protect Contracts

Total Plus

Total Plus is Total Auto Protect’s most basic level of coverage. It is essentially a powertrain plan that covers the engine, drive axles, cooling, brakes, and electrical components.

Total Convenience

Total Convenience includes everything from the Total Plus plan but adds AWD/4×4 and steering (manual or power).

Total Premier

The most comprehensive plan offered by Total Auto Protect is Total Premier, which includes everything from Total Convenience plus heating, air conditioning, fuel system, anti-lock brakes, hi-tech electronics, turbo/supercharger, rear suspension, and front suspension.

Other Benefits

Extended warranty companies often give customers access to additional benefits with their plans. Endurance and Total Auto Protect are no exception:

Endurance Warranty Benefits

• 24/7 Roadside Assistance: If you break down, we want to ensure your safety. That’s why all Endurance plans include Asistencia en carretera 24 horas al día, 7 días a la semana, including towing services, fuel delivery, battery jump, and lockout assistance.
• Trip Interruption Costs: Breakdowns often happen when you’re far from home, ruining your plans. If this happens to you, we’ll cover trip interruption costs to minimize the inconvenience.
• Replacement Travel Reimbursement: For those bigger covered repairs that keep your car in the shop for longer, we’ll cover replacement travel so you can get back on the road as soon as possible.
• Maintenance Costs: We don’t just cover your repair bills. Our market-leading Advantage plan is the only one around to offer $3,500 in costos anuales de mantenimiento.
• Endurance Elite Benefits: The optional Paquete de beneficios Élite gives you access to up to four tire repairs or replacements annually, key fob replacement, up to $500 in collision discounts, and up to $1,000 in total loss protection.

Total Auto Protect Perks

• 24/7 Roadside Assistance: Like Endurance, Total Auto Protect offers 24/7 roadside assistance, including help with dead batteries, towing, out-of-gas, and lockout services.
• Rental Car Reimbursement: Total Auto Protect will reimburse you for renting a car should you need one while your car is at the repair shop, though their website doesn’t include much information on important parameters, such as limits.
• Trip Interruption Costs: Similar to their Rental Car Reimbursement costs, there isn’t much information on what trip interruption costs Total Auto Protect is willing to cover.

Pros and Cons of Each Provider

To quickly sum up, we should put the pros and cons of each provider side by side:

Endurance Warranty Pros

• El top service contract provider in America
• Direct administrator of most plans
• Market-leading eligibility, flexibility, and affordability
• Award-winning customer service team
• Fantastic benefits
• Fully-transferable coverage
• Handy mobile app
• New customers get a year of Endurance Elite Benefits

Endurance Warranty Cons

• No disponible fuera de EE. UU.

Total Auto Protect Pros

• Been in business for a significant amount of time
• Some added benefits
• Positive Trustpilot score

Total Auto Protect Cons

• Limited range of plans
• Complaints about difficulty contacting/canceling
• No app for ease of access to information

For the Very Best Coverage, You Need Endurance

The cost of car ownership is only ever going up, so investing in an extended auto warranty has never been more important. These days, more complex components can cost hundreds (if not thousands) of dollars to repair, so having a protection plan in place can be a total lifesaver. However, a warranty is only worth the cost if you can rely on your provider. And Americans trust Endurance more than any other.

Across online publications, automotive experts unanimously rate us as the nation’s best quality coverage. But don’t just take their word for it — we have thousands of 5-star reviews from happy customers on sites like ConsumerAffairs and Trustpilot. If you want to find out more, just pick up the phone and call (800) 253-8203 a Solicite una cotización GRATIS. Tú también puedes tienda en linea para ver su precio ahora!

Take a look at our extended warranty blog for more helpful comparison articles with CARCHEX, CarShield, Omega Auto Care, and other providers, as well as auto expert FAQs.

An extended auto warranty offers effective protection from the cost of unexpected car repair bills, but there are so many providers out there that settling on one can prove a bit of a challenge. To help you make the right decision for your needs, our regular comparison series puts two of the leading names in vehicle service contracts head to head to see who comes out on top.

Today, we’ll compare Endurance and DriveSmart Warranty so you can see how they stack up.

¿Qué es una garantía extendida y por qué la necesita?

To put it in the simplest possible terms: an extended warranty can save you money on the overall cost of car ownership. But to give you the full picture, we need to go back to the beginning.

When you purchase a new factory vehicle, the manufacturer guarantees that no components will fail due to fault within a predetermined number of years/months (whichever comes first). This is what’s known as a factory warranty or manufacturer warranty, and how long it lasts will completely depend on the generosity of your manufacturer. Regardless, once it expires, you (as the owner) will be fully responsible for any future repair bills.

To continue enjoying the coverage you’ve become accustomed to, you have two options:

The first is a more traditional garantía extendida, which is usually purchased via your dealership or directly from your manufacturer. These do exactly what the name implies and extend your factory warranty beyond the expiry date. There are some drawbacks to this kind of warranty, however. For example, you’re tied to dealerships for authorized repairs, which isn’t ideal if you break down hundreds of miles from one. To make matters worse, you must purchase your extended warranty while your factory warranty is still active. Leave it just a single day late, and you’ll no longer qualify for coverage.

Because of these pretty major flaws, most people opt for the second option, a vehicle service contract (VSC) from a third-party provider. Third parties are incentivized to offer almost like-for-like coverage at an even better price point. They also often throw in a whole bunch of added perks to sweeten the deal, and you can purchase a VSC regardless of your factory warranty status—making it an ideal option for used car owners. On top of all that, VSCs give you the freedom to have your vehicle repaired at any certified auto shop.

While we’re on the topic, it’s worth pointing out that an extended warranty is very different from auto insurance. While they’re both great at saving you money, they do so in different ways: a warranty specifically protects you from bills incurred due to unexpected component failure, while auto insurance protects you from bills incurred as a result of a collision or other such incident. The two work well together, so it’s always recommended that you invest in both for double the saving potential.

Las compañías

So, now you know exactly what an extended warranty is and what it entails, it’s time we moved on to the companies in question:

Endurance Warranty Overview

Since opening our HQ in Northbrook, Illinois, way back in 2006, Endurance has helped thousands of U.S. drivers defend their finances from the cost of unexpected component failure. We offer a whole range of vehicle protection plans aimed at an even wider range of drivers, with something designed for casual commuters, rideshare drivers, luxury car owners, and almost everyone in between. We ensure eligibility, affordability, and flexibility, so if the base plans don’t quite tick all of the right boxes for your individual needs and budget, our team will tailor a bespoke plan that does.

If that wasn’t enough, we also offer some of the best added benefits in the business. Every Endurance auto protection plan comes with 24/7 roadside assistance (including towing, fuel delivery, and lockout services), rental car reimbursement, and trip interruption coverage as standard. Our deductibles vary from $0 to $500, and we provide drivers with a 30-day free-look period.

New Endurance customers also get a year of access to our Elite Benefits package, which adds up to four tire repairs or replacements annually, key fob replacement, up to $500 in collision discounts, and $1,000 in total loss protection. Just pay a small activation fee, and you’re all set to enjoy these additional valuable perks.

There’s no pesky middleman to deal with when you want to make a claim either, as we’re the direct administrator of most of our plans. We have an award-winning customer service team on hand at all times, plus you can download the handy Endurance app to put all of the most important information in the palm of your hand. Endurance plans are also fully transferable, giving you extra selling power if you decide to part ways with your vehicle.

DriveSmart Warranty Overview

Founded in 2016, DriveSmart is an extended car warranty provider serving the whole of North America. They primarily offer vehicle service contracts, earning themselves a B rating from the BBB. Customer reviews put them at 4.06/5 on the BBB but just 3.2/5 on Trustpilot, putting them in a very average place regarding customer satisfaction.

There are three distinct classes of vehicle service contracts on the DriveSmart website, including a basic powertrain plan, a more comprehensive stated component plan, and an exclusionary option. These come packaged with a few additional benefits, including roadside assistance, car rental reimbursement, and trip interruption costs.

Reading customer reviews, the main complaints seem to be about customer service and difficulty canceling plans. While the DriveSmart website does look relatively well put together, it repeats a lot of the same information on each page, and they don’t appear to have any sort of app.

The Plans

Endurance and DriveSmart Warranty both ofrecer una variedad de planes with varying levels of coverage:

Planes de garantía Endurance

Supremo

For all-inclusive coverage that’s as close to a factory warranty as you’re going to get, our Supreme plan is your top choice. Almost every part, component, and system in your vehicle is protected, including seals, gaskets, and some advanced components. If another provider you’re looking at offers a Titanium or Diamond plan, you can be confident that Supreme is at least as good, if not better.

Supremo para vehículos Highline

Luxury vehicles might look incredible, but they’re unfortunately lacking reliability. They’re also more expensive to repair, so we developed Supreme For Highline Vehicles to protect specific luxury vehicles under 80,000 miles on the clock and under eight years of age.

Ventaja

Advantage is our most comprehensive plan, providing nearly unparalleled coverage during unexpected breakdowns. Better yet, it’s also the only protection program on the market to include up to $3,500 in annual maintenance costs, keeping your vehicle in top running condition and saving you even more money.

Superior

One step below Supreme, Superior is another comprehensive plan that covers a wide range of specified parts. It’s the ideal option for someone who uses their vehicle for daily commuting or anyone who enjoys the occasional road trip. A number of electronic parts are covered, with the option to add protection for more advanced technology.

Seleccione Premier

Finding a provider covering a high-mileage vehicle can be tough, but Endurance is happy to help. Choose Select Premier for older cars with up to 150,000 miles on the clock, protecting essential engine components, transmission, and drive axle assembly components, as well as your cooling system, fuel system, and select air conditioning and electrical parts.

Seguro

If you only want to protect the most crucial vehicle components, take a look at Secure. With prices starting at a low price each month, it looks out for those essential powertrain parts that cost the most to repair.

seguro más

Offering the same level of coverage options as the Secure plan and then some, Secure Plus also includes brakes, air conditioning, steering, and select electrical parts.

DriveSmart Warranty Plans

Voyager

Like most warranty companies, DriverSmart Warranty’s basic level of coverage specifically looks out for your powertrain.

Travelers

Travelers is a stated component plan that builds on Voyager by adding coverage for steering, some electrical components, and brakes.

Travelers MAX

Travelers MAX is an exclusionary plan that also protects your turbocharger, suspension, and additional electrical components.

Other Benefits

It’s common for vehicle service contract providers to offer additional benefits with their plans, and Endurance and DriveSmart Warranty are no exception:

Endurance Benefits

24/7 Roadside Assistance: No one wants to be stranded out on the road. All Endurance plans come with 24/7 roadside assistance, so you can get help whenever you might need it. This includes towing, fuel delivery, and lockout services.

Trip-interruption costs: If you break down far from home, we’ll cover trip-interruption costs to minimize the inconvenience.

Reembolso de viaje de reemplazo: Sometimes, cars can take a while to fix. We’ll cover replacement travel so you can get back on the road as soon as possible.

Costos de mantenimiento: The market-leading Endurance Advantage plan is the only one around to offer $3,500 in costos anuales de mantenimiento.

Endurance Elite Benefits: Add on our optional Elite Benefits package, and you’ll get access to up to four tire repairs or replacements annually, key fob replacement, up to $500 in collision discounts, and up to $1,000 in total loss protection.

DriveSmart Warranty Benefits

Roadside Assistance: In the event of a breakdown, DriveSmart provides roadside assistance and will have your vehicle towed to the nearest licensed repair facility.

Car Rental Assistance: If your vehicle cannot be repaired on the same day and requires a rental car, DriveSmart will reimburse $30 per day for up to five days.

Trip Interruption: Break down over 100 miles from home, and DriveSmart will reimburse you for lodging and meals.

First-Year Maintenance Perks: During your first year of membership, DrivesSmart offers:

• Up to three complimentary oil changes (up to 5 quarts)
• Brake replacement up to $130 on select covered vehicles
• Complimentary cooling system drain and refill, pressure check, and inspection up to $40

Endurance Warranty vs. DriveSmart Warranty: Pros and Cons

To conclude our comparison, let’s quickly put the pros and cons of each provider side by side:

Ventajas de la garantía Endurance:

• america top service contract provider
• Direct administrator of most of its plans
• Market-leading eligibility, flexibility, and affordability
• Award-winning customer service team
• Fantastic benefits
• Fully transferable coverage
• Handy mobile app
• New customers get a year of Endurance Elite Benefits

Contras de la garantía Endurance:

• Not available outside the US

DriveSmart Warranty pros:

• Both comprehensive and powertrain plans available
• Good range of benefits
• Additional maintenance perks in the first year

DriveSmart Warranty cons:

• Not been in business very long
• Very average customer reviews
• Complaints about customer service
• Limited selection of coverage plans
• Difficult to cancel if you change your mind
• No smartphone app

For Quality Coverage, There’s Only One Name You Need to Know

With the cost of car ownership always rising, protecting yourself with an extended car warranty has never been more important. As cars become more technologically advanced, repairs are becoming more expensive, and you can bet when a breakdown inevitably happens, it will be at the worst possible moment. You need a trusted provider to watch your back to save yourself the stress (and a lot of money). And Endurance is America’s No. 1!

Across the web, experts rate us as the best vehicle service contract provider in the country, and we have thousands of five-star reviews from happy customers on sites like Consumer Affairs to back that up.

Take advantage of our low monthly payments and 30-day money-back guarantee. Call (800) 253-8203 a Solicite una cotización GRATIS. Tú también puedes tienda en linea para ver su precio ahora.

Get in more reading before you leave – head over to our extended warranty blog for more helpful articles like comparisons with CarShield, CARCHEX, and more!

An extended auto warranty, which is more accurately called a contrato de servicio de vehiculo (VSC), can help you pay for repairs after your vehicle’s factory warranty has expired. Several third-party VSC providers are on the market, and choosing the right one for your car and your needs is crucial.

Endurance Warranty and Optimus Warranty Group are two providers offering coverage in the U.S. market. Knowing como se comparan and what each has to offer will help you choose the right one to keep your vehicle in good condition for many years.

Company Overviews: Endurance and Optimus Warranty Group

Garantía Endurance

Endurance Warranty has provided drivers with a wide range of auto protection plans since 2006. With plans for every budget and nearly every type of vehicle, there is customized coverage available no matter what your needs are. Starting at just $99 per month, you can keep your vehicle in the best possible shape and get the help you need when you need it most.

Endurance also provides top-notch customer service from an award-winning team. Plus, with the Endurance mobile app, you can access your plan any time of the day or night. Endurance offers perks and benefits with every plan, such as Asistencia en carretera 24 horas al día, 7 días a la semana, rental car coverage, and travel interruption costs. Every Endurance customer can also access exclusive Elite Benefits for a small activation fee. This includes extra services like tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more.

One of the things that makes Endurance unique is the company’s mechanical breakdown insurance (MBI) option. This coverage is available to California residents who could not otherwise get a protection plan due to strict regulations in the state. In place of a VSC, MBI acts as an insurance policy to help cover the cost of repairs due to mechanical breakdowns.

Optimus Warranty Group

Optimus Warranty Group was founded in Fort Worth, Texas, in 2019 and offers dealer-provided extended coverage to customers all over the United States. With a wide range of products for customers to choose from, Optimus Warranty Group provides coverage that customers can buy when they purchase a pre-owned vehicle from a licensed dealer.

Optimus Warranty Group offers many products for people who want protection for their pre-owned vehicles. This includes things like wraparound protection, which covers certified pre-owned cars, and wheel and tire coverage. No matter how you want to protect your vehicle, there will most likely be a product that suits your needs.

Coverage Options: Endurance vs. Optimus Warranty Group

Endurance

Ofertas Endurance plans for every need and nearly every type of vehicle. While every plan is customized to your specific situation, the available coverage plans include:

• Seguro – When you need the most basic coverage possible and are working on a budget, the Secure plan protects essential components like the powertrain, transmisión, and water pump.
• seguro más – Having slightly more comprehensive coverage can be a major help, and the Secure Plus plan covers the things that are more likely to malfunction on older vehicles, such as the steering system and electrical components.
• Seleccione Premier – It can be difficult to find coverage for a high-mileage vehicle, but the Select Premier plan protects cars with up to 150,000 miles on the odometer and covers the most essential components.
• Superior – The Superior plan is designed to cover a wide range of parts and keep your vehicle in the best possible condition by protecting the fuel system, air conditioning system, suspension, and everything else covered in the lower-tier plans.
• Supremo – The Supreme plan is Endurance’s exclusionary coverage plan and offers complete breakdown coverage for all vehicle parts with only a few exclusions. It also comes with a 30-day/1,000-mile waiting period before the coverage activates.
• Supremo para vehículos Highline – High-end luxury cars need protection like any other vehicle, and the Supreme for Highline Vehicles plan is designed to cover cars by automakers like Porsche, BMW, and Mercedes-Benz that have less than 80,000 miles on the odometer and are less than eight years old.
• Ventaja – Maintenance coverage is essential if you want to keep your car in great shape. The Advantage plan offers comprehensive protection and up to $3,500 in routine maintenance like oil changes and filter changes.

Endurance also offers standard benefits to every customer. These include things like Asistencia en carretera 24 horas al día, 7 días a la semana, rental car coverage, y travel interruption costs. For a small activation fee, every Endurance customer can also access exclusive Elite Benefits, including extra services like tire repair or replacement, key fob replacement, $1,000 total loss protection, and more.

Optimus Warranty Group

Optimus Warranty Group offers a fairly large range of coverage products through dealers nationwide. Most of their plans have two different programs, New and Pre-Owned, which will determine the cost of the coverage. New programs are available for vehicles that are no more than four years old, and Pre-Owned programs are available for vehicles that are no more than 12 years old. The tiers of coverage that the company offers in these two programs include:

• Basic Care – This plan covers the most basic components of the vehicle that keep it running, such as the engine, transmission, and drive axle.
• Preferred Care – The Preferred Care plan includes all the coverage in the Basic Care plan, including brakes, air conditioning, steering, y suspension.
• Premier Care – If you want exclusionary coverage for your vehicle, the Premier Care plan is your best option, with protection for every part of the car, with only a few exceptions.
• Premier Care Wrap – The Premier Care Wrap plan is designed to cover certified pre-owned vehicles and wraps around the factory coverage to bolster the protection and keep your vehicle in the best possible shape.

Optimus Warranty Group offers standard benefits with the coverage plan. These benefits include towing reimbursement of up to $100, rental car coverage, trip interruption reimbursement, and a deductible reimbursement of up to $100. Several extra products can be purchased alongside a VSC, including the Optimal Care Maintenance Plan, which covers upkeep. Optimum Protection protects exterior components like glass and llantas. And Optimal Appearance Protection offers paint and interior coverage to keep your car looking its best.

Optimus Warranty Group also offers Guaranteed Asset Protection (GAP) coverage. This coverage is designed to protect you in the event that your vehicle is in an accident and is deemed a total loss. With GAP coverage, you can be covered for the difference between what your insurance pays for the vehicle and what you still owe.

Pricing Structures and Flexibility

Garantía Endurance

When you sign up for a protection plan from Endurance Warranty, you get a customized quote specific to your particular vehicle and situation and a 30-day money-back guarantee. While plans start at $99 per month, your coverage will be designed to give you the best possible protection. Depending on factors like how many miles your vehicle has, what kind of deductible you want to pay, and what type of vehicle you own, your particular pricing structure will vary.

Endurance offers flexible payment plans, though, so you can get a plan that suits your needs and budget. Since Endurance is a direct provider, you can be sure that you are getting the best possible price without an intermediary bringing the cost of coverage up.

Optimus Warranty Group

Optimus Warranty Group only offers protection plans through dealerships. Since the company is not a direct provider of coverage, the price of plans will change from customer to customer and dealership to dealership. With dealer-provided coverage, the dealer will often take a percentage of the sale of coverage, which can drive up the cost of plans in order to keep margins wide. Because of this, it is important to shop around and get multiple quotes from direct providers before you decide that a dealer-provided plan is the right choice for you and your vehicle.

Customer Reviews and Satisfaction Levels

Endurance

Endurance has one of the best reputations for customer service and satisfaction in the VSC industry. With an equipo de servicio al cliente galardonado on hand to walk you through any questions you may have, customers feel that they are taken care of every step of the way. Many of the reviews that customers have given Endurance over the years have praised the service team’s knowledge and helpful attitude when it was needed the most.

Endurance currently holds a high star rating on Trustpilot, with over 7,000 reviews in total, with many reviewers also praising the easy claims process and the comprehensive coverage that was provided. Endurance also maintains a 4.2-star rating on Google (as of February 2024).

Optimus Warranty Group

Optimus Warranty Group is not reviewed on any major review sites, such as Trustpilot or the Better Business Bureau, but this may be because they are a relatively new company. Many of the reviews that have been submitted elsewhere, though, are less than satisfactory.

Customers have felt that there were discrepancies in their contracts and information that have resulted in claims being denied. It should be noted, though, that this could be an issue with the dealership that sold the plan instead of with Optimus Warranty Group itself. Another review also mentioned that once the customer contacted an Optimus representative, they were very helpful and solved their issue for them. Based on these reviews, it might be a good idea to consult with Optimus directly for customer service issues instead of the dealership.

Service Quality and Claims Process

Garantía Endurance

On top of Endurance’s incredible customer service, many drivers have also been impressed with the easy claims process. With an Endurance membership, all you have to do is take your vehicle to the certified shop of your choice. Once there, present your Endurance contract, and the service manager will take care of the rest. If the repair is covered under your particular plan, the shop can get right to work and get you back on the road.

This easy claims process and the ability to purchase a plan with a $0 deductible make getting your vehicle repaired as easy as possible. In a stressful situation like a vehicle breakdown, you want to be sure that you don’t have to go through any more hassle than is absolutely necessary.

Optimus Warranty Group

The claims process with Optimus Warranty Group is fairly simple, but it has some caveats. For the most part, the company encourages you to take your vehicle to the original dealership where you bought it when you need repairs. While this may be convenient enough for some people, for others, the dealership may be far away from where they live or out of the way when it comes to their day-to-day routine.

It is possible to take your vehicle to a shop outside the dealership, but according to Optimus, you must choose a shop from the company’s list of approved service providers. This makes it more difficult to get the repairs you need. On top of this inconvenient process, many customers have also had trouble getting their claims approved once they bring their vehicles to the shop. Because of this, it is a good idea to consult your contract and know exactly what is covered and where you can bring your car before you decide to get coverage from Optimus.

Get the Best Coverage and Service With Endurance

When the time comes to get a protection plan for your vehicle, you want to ensure you are getting the best possible service. Choosing a provider with a reputation for good customer service and cobertura completa will be your best bet. With a good understanding of how different providers stack up, you can make an informed decision that will keep your car in great shape for a long time.

Endurance offers a wide variety of auto protection plans, the most comprehensive protection on the market, and a friendly, knowledgeable customer service team. With standard benefits and extra perks to help give you peace of mind whenever you are behind the wheel, Endurance will help you keep your new or used car running smoothly.

If you’d like protection for your car and your bank account, contact our award-winning customer service department at (800) 253-8203 para Cotización Gratis. Tú también puedes tienda en linea to see your price right away.

Continue reading about all things automotive, including other comparisons with extended car warranty companies like CarShield y CARCHEX, revisiones de instalaciones de reparación, seguro averia mecanica, preguntas frecuentes, and more on the Blog de garantía Endurance.

Things like design flaws and issues at the factory can all turn into expensive problems, and with a new car, you are covered by the factory warranty. Once that warranty is up, though, you will be financially responsible for any repairs that have to be done on the vehicle.

If you want to continue protecting yourself and your vehicle after the factory warranty has expired, an extended warranty from a third-party provider is your best option. An extended warranty, which is more accurately called a vehicle service contract (VSC), can function the same as the factory warranty and protect you from all kinds of costly repairs. If you are going to make the most of a VSC, it is important to get it from the right provider.

Two leading VSC providers, Endurance and Continental Warranty, are great choices. Knowing how these two companies stack up and compare will help you make the best decision and keep your car running for many years.

Company Profiles: Endurance and Continental Warranty, Inc.

Servicios de garantía Endurance

For over 18 years, Endurance has provided drivers all over the United States with top-notch coverage and a wide range of extra perks and benefits. Endurance has plans for vehicles of all kinds and drivers with every type of budget. Choose from an existing plan, or customize your own coverage. Endurance can keep your vehicle on the road and give you the peace of mind you need whenever you are behind the wheel.

Endurance is also well-known for its award-winning customer service and accessibility. With a customer service team on-call and a mobile app that allows you to access your plan 24 hours a day, you will never be without the help you need. Plus, Endurance offers perks and benefits with every plan, such as 24/7 roadside assistance, rental car reimbursement, and travel interruption costs. Every Endurance customer can also access exclusive Elite Benefits for a small activation fee. This includes extra services like tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more.

One of the areas that sets Endurance apart from other providers is the inclusion of mechanical breakdown insurance (MBI) for California residents. Because of strict guidelines in the state, VSCs are not available, but MBI acts as an insurance policy to help cover the cost of repairs due to mechanical breakdowns.

Continental Warranty

Continental Warranty is based in Delaware and has provided vehicle service contracts to customers for 35 years. Continental coverage plans are only available through dealerships and come with pre-owned vehicles across the United States.

On top of extended coverage, Continental also offers other protection products like GAP coverage, windshield and chip protection, and paintless dent repair. Continental Warranty offers no extra perks or benefits with coverage plans, but these extra products can help you protect your vehicle and keep it running and looking its best.

Comparing Coverage Options: Endurance vs Continental Warranty

Endurance

Endurance offers different types of cobertura personalizada for various drivers, automobiles, and budgets. These are some of the main coverage plans you can choose from:

• Supreme – The Supreme plan is a great option for those who want some of the best protection available on the third-party market. This plan covers nearly every part of your vehicle, including the cooling system, electrical components, seals, gaskets, and tech features that other providers don’t include in coverage plans.
• Supreme for Highline Vehicles – If you own a high-end luxury car, you know how difficult it can be to get the protection you need. The Supreme for Highline plan covers vehicles made by major luxury brands like Porsche, Mercedes-Benz, and Alfa Romeo, as long as they have fewer than 80,000 miles on the odometer and are less than eight years old.
• Superior – Knowing that most of your vehicle is covered is essential, and the Superior plan offers vital component coverage on the most common parts that break down over time, including the engine, transmisión, A/C, and more.
• Select Premier – Getting coverage for a car with many miles on the odometer can be difficult. The Select Premier plan is specifically designed for high-mileage vehicles and covers cars other providers won’t.
• Secure Plus – The most essential components on your vehicle are also the most expensive to repair, and the Secure Plus plan offers affordable coverage designed for older cars and their basic components. These include the engine, transmission, and drive axle.
• Secure – If you want protection for your vehicle and are working with a fairly strict budget, the Secure plan is your best option. This economic plan covers the most crucial components of your vehicle’s powertrain to help you keep your car running.
• Advantage – Advantage offers comprehensive coverage and up to $3,500 in annual or routine maintenance costs, such as oil changes and oil filters. This can save you a lot of money over the years while also giving you the highest level of protection in the short term.

Continental Warranty

Like Endurance, Continental Warranty has different options available for coverage. Depending on your needs, one of these choices will be best for you and your car. Coverage plans include:

• Continental Powertrain – This basic coverage plan protects your vehicle’s most essential components, such as the engine and transmission.
• Continental Plus – The Continental Plus plan covers all the same components as the Powertrain plan, with the addition of some extra parts that are just as crucial to the operation of the vehicle.
• Continental Gold – If you want the same coverage you would get with the Powertrain or Plus plans, with some additional extra coverage, the Continental Gold plan is the right choice. Extra covered components include the front suspension, electrical, HVAC, steering components, and more.
• Ultra Care Vehicle Service Contract – It is important to remember that your car is made of more than just solid mechanical components. The Ultra Care Vehicle Service Contract protects all the components included in the other plans with the addition of the seals, gaskets, and computer module systems.
• Ultra Care Exclusionary Vehicle Service Contract – If you are looking for a coverage plan as close to the original factory warranty as possible, the Ultra Care Exclusionary Vehicle Service Contract is your best option. Aside from a small list of exclusions, this plan covers nearly every component of your vehicle.

Pricing Structures: A Critical Consideration

Endurance

Endurance plans are customized to fit the specific needs of you and your vehicle. The most basic coverage won’t break the bank, allowing you to get protection no matter your budget. One way to get the most out of your coverage is to build it into the overall cost of ownership for the vehicle and take the long-term view. Protecting against expensive repairs will be much cheaper in the long run. Endurance deductibles range from $0 to $500 depending on your plan and your needs when you take your vehicle into the shop and make a claim.

Continental Warranty

Because Continental Warranty only provides coverage through dealerships, the company does not disclose the price of plans. One customer in a review, though, mentioned that their coverage cost $3,000 for a four-year coverage contract. This puts Continental Warranty on the high end of the spectrum regarding price. Your specific plan may be more or less, depending on the coverage level you get and the type of vehicle you are protecting.

Analyzing Customer Reviews and Testimonials

Endurance

One of the main benefits of working with Endurance for your VSC coverage is access to the company’s award-winning customer service team. Many reviews Endurance has received over the years specifically praise the customer service team and their ability to help clients when they need it most and get them the right level of protection. Endurance currently holds a high star rating on Trustpilot, with over 7,000 reviews in total and many reviewers commenting on the top-notch service. Reviewers have also praised the easy claims process and the speed with which their claim was approved so they could get back out on the road.

Continental Warranty

Continental Warranty has a less-than-stellar reputation in online reviews. Many complaints concern customer claims being denied, even when the issues were supposedly included in their contract. In many cases, Continental Warranty only covered half of the repair costs, which was not explained to the customer at the dealership when they purchased the coverage.

The company currently has a 1.5/5-star rating on the Better Business Bureau website, meaning it is most likely a good idea to double-check your contract before you decide to get a protection plan from Continental Warranty.

Service Quality: Endurance and Continental Warranty Head-to-Head

Endurance

When you need a repair for your vehicle, Endurance makes it as easy as possible. All you have to do is take your vehicle to the shop of your choice and show them your Endurance contract, and they will take care of the rest. Since Endurance is a direct provider of most of their plans, there is no middleman between you and your repair. This means that as long as the repair is covered under your plan, there will be no problems. If you have any questions during the process, Endurance’s knowledgeable customer service team is on hand to help at all times.

Continental Warranty

Getting your vehicle repaired with Continental Warranty is also a simple process. When you need to take your vehicle in for repair, you can take it to any shop you prefer. Once there, the shop will diagnose the issue and contact Continental Warranty to ensure it is covered under your coverage. One of the issues that customers have run into is repairs not being covered by their contract for one reason or another. Because of this, it is essential that you know your contract inside and out and that you get an authorization number from Continental Warranty before repairs begin.

Additional Benefits and Features Comparison

Endurance

Endurance plans come with a wide range of standard perks and benefits, no matter what level of coverage you have. These include things like Asistencia en carretera 24 horas al día, 7 días a la semana, rental car coverage, and travel interruption coverage. Plus, for a small activation fee, you can access Beneficios de élite, which include tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and much more. With an Endurance plan, you can rest easy whenever you are behind the wheel because you will be covered for almost any eventuality.

Continental Warranty

Continental Warranty plans do not come with any extra perks or benefits. They offer a fairly wide variety of coverage extras you can buy, though. These include things like a Power Wrap Program, which bolsters your vehicle’s existing warranty, Lifetime Powertrain Protection, and full roadside and towing coverage. If you don’t mind spending the extra money, you can protect your vehicle thoroughly and ensure that you have the protection you need when you are on the road.

Get the Best Coverage on the Market With Endurance

Before you pick an extended auto warranty provider for your vehicle, you must know which ones offer the best service. Endurance auto protection plans and customer service team members make getting your car fixed quickly and easily. If you want cobertura completa and a customer service team that always has your back, Endurance will always be your best choice.

Endurance offers a wide variety of customizable plans, the most comprehensive protection on the market, and a friendly, knowledgeable customer service team. With standard benefits and extra perks to help give you confidence and peace of mind on the road, Endurance will help you keep your new or used car running smoothly for many years.

If you’d like protection for your car and your bank account, contact our award-winning customer service department at (800) 253-8203 for a FREE quote. Tú también puedes tienda en linea to see your price right away.

Continue reading about all things automotive, including other provider comparisons like CarShield y CARCHEX, repair facility reviews, mechanical breakdown insurance, preguntas frecuentes, and more on the Blog de garantía Endurance.

Preventative maintenance is a good start, but no matter how well you care for your car’s components, it’s unfortunate that they will all fail eventually. When the worst inevitably happens, an extended warranty (more accurately known as a vehicle service contract) can be a lifesaver. However, there are plenty of warranty providers to choose from, and picking between them can be tough.

To help you out, our ongoing comparison series puts two of the leading names in vehicle service contracts (VSCs) head to head to see who comes out on top. Here, we’ll be comparing Endurance with Carefree Auto so that you can make the best decision for your vehicle.

¿Qué es una garantía extendida y por qué la necesita?

In the simplest possible terms, an extended auto warranty or auto protection plan is one of the best ways to save money on the cost of car ownership. But to help you understand how and why, we need to go all the way back to the beginning.

Whatever the automaker, every brand-new vehicle comes with what’s known as a factory warranty or a manufacturer warranty. This effectively promises to repair or replace any components that fail due to fault within a predetermined number of years or miles traveled (whichever comes first). How long this lasts will completely depend on your manufacturer, but there’s at least one thing all factory warranties have in common: once they expire, the owner must pay any future repair bills.

To continue enjoying the coverage you’re used to, there are two routes you can go down. The first is a more traditional extended warranty, which you can usually purchase via your manufacturer or dealership. This does exactly what you’d expect: extending your factory warranty beyond its expiration date.

There are some major downsides to this type of warranty coverage, however. For example, all repairs must be carried out at an authorized dealership (not ideal if you break down hundreds of miles from one), and you can only purchase an extended warranty while your factory warranty is still active. Leave it one day late, and you may no longer qualify for coverage.

As a result, most people prefer the second route, which is a vehicle service contract (VSC) from a third-party provider. Third-party providers are incentivized to offer almost like-for-like coverage at an even better price point, often throwing in useful added perks to sweeten the deal.

Vehicle service contracts can also be purchased regardless of factory warranty status, which is great news for used car owners. If that wasn’t enough, vehicle service contracts also allow you to have work carried out at the certified mechanic of your choice.

While we’re here, it’s also worth pointing out that an extended warranty (or vehicle service contract) and auto insurance aren’t the same. Sure, they both save you money, but in very different ways.

An extended warranty/vehicle service contract is designed to save money on repair bills incurred due to component failure, while auto insurance protects you from repairs incurred due to a collision or other such incident. Having both is like the ultimate armor for your finances, so it’s highly recommended to take each out if possible.

Endurance vs. Carefree Auto: Company Overviews

So, now you know why extended warranties are a must for any driver; it’s time for us to find out more about the companies in question.

Endurance Warranty Background

Established almost two decades ago, Endurance is one of America’s most popular vehicle service contract providers. In that time, we’ve protected thousands of drivers from the cost of unexpected component failure, paying out hundreds of millions in claims and saving them serious money.

We offer extensive protection programs designed for an even wider range of vehicle owners, with unrivaled flexibility, eligibility, and affordability. Pricing starts at just $99 per month, and our 30-day free-look period gives you all the time you need to be sure you’ve chosen the right package for your individual needs and budget.

The goodness doesn’t stop at great coverage. Our plans include great benefits, including 24/7 roadside assistance, towing, lockout services, travel interruption costs, and replacement travel reimbursement. If that wasn’t enough, every new Endurance customer gets a year’s free access to our Elite Benefits package, adding on complete tire repair, total loss protection, and more. Just pay a $29 activation fee, and it’s all yours.

We’re also the direct administrator of most of our plans, cutting out the pesky middleman during the claims process. And, you can choose any ASE Certified mechanic or auto shop to work on your covered repairs.

The award-winning Endurance customer service team is available to answer any questions whenever they arise, or you can access all of the most important contract information in just a few taps with the handy Endurance Mobile app.

Finally, if you sell your car, Endurance plans are also fully transferable, putting future owners at ease and potentially raising your vehicle’s value.

Carefree Auto Background

Carefree Auto is an extended car warranty service from Gallagher Affinity Insurance Services Inc. Founded in 1963, the brand has been around for quite some time and offers just one blanket plan at $24.95 per month. Despite being so established, their Better Business Bureau page doesn’t paint the best picture, with a B grade and only one out of five stars from customer reviews.

What’s immediately apparent from the Carefree Auto website is that they’re behind in terms of tech. The design looks dated, and the information is scarce on the ground. Their one-plan approach, including repair reimbursement, maintenance savings, tire protection, and more, is fairly unusual for the industry. Purchasing protection automatically covers every vehicle you own, but (as you may have guessed from the price), the level of coverage is much lower than most other VSCs.

Auto Protection Plans and Coverage Options

Endurance offers a variety of customizable coverage plans with different drivers in mind, while Carefree Auto offers just one vehicle protection program:

Planes de garantía Endurance

1. Supreme – Look no further than our Supreme plan for all-inclusive coverage that’s as close to a factory warranty as you’re likely to find. It covers almost every part, component, and system in your vehicle, including seals, gaskets, and more advanced components. When you see other providers offering Titanium or Diamond plans, you can be confident that Supreme is at least as good, if not better.
2. Supreme For Highline Vehicles – Luxury cars are the dream vehicle for many, but while they might look great, their reliability is often lacking. This can lead to some hefty repair bills, but Supreme For Highline Vehicles is specifically designed to protect luxury vehicles under 80,000 miles on the clock and under eight years of age.
3. Superior – Another comprehensive plan from Endurance, Superior, isn’t quite as all-encompassing as Supreme but still covers a wide array of stated parts and components. It’s the ideal option for anyone who relies on their vehicle for commuting or those who enjoy a road trip a few times a year.
4. Select Premier – We pride ourselves on our unrivaled eligibility, and Select Premier is just one example. Covering a high-mileage vehicle can be tough, but this protection plan was created specifically for older cars with up to 150,000 miles on the clock. It covers the more important engine components, transmission, and drive axle assembly components, as well as your cooling system, fuel system, and select air conditioning and electrical parts.
5. Secure – Secure is the most appropriate plan if you’re only looking for the basic level of coverage. It protects all the essential powertrain components that keep your vehicle moving, such as your engine, transmission, air conditioning, and more.
6. Secure Plus – Secure Plus provides the best protection for older vehicles and includes everything from the Secure plan and then some. The additional protected components include brakes, air conditioning, steering, and select electrical parts.
7. Advantage – Advantage is a maintenance plan, offering three different tiers, that provides nearly unparalleled coverage when a component lets you down. It’s also the only protection plan on the market to include up to $3,500 in routine maintenance expenses, like oil changes or wiper blade replacements, ensuring your vehicle is in top-running condition and saving you even more money on the cost of car ownership.

Carefree Auto Plans

Unusually, Carefree Auto doesn’t have typical vehicle service contracts. Instead, you can pay $24.95 per month to receive a membership card that grants you:

1. Repair Reimbursement – If you need a mechanical or electrical repair, with Carefree Auto, you can take your car to any licensed repair facility and receive a check for 30% of the cost. This requires you to pay for the repairs and only covers up to $500 per occurrence (up to $1,000 annually).
2. Maintenance Savings – As well as savings on repairs, you also get up to 20% off oil changes, transmission repairs, brake services, new tires, or parts at thousands of participating automotive repair shops, service centers, and dealers.
3. Tire and Wheel Protection – Members can get up to $25 per flat repair (up to 2 flat tires annually). They also receive $150 for tire replacement per membership year.

Other Provider Benefits

It’s common for vehicle service contract providers to offer added benefits. Endurance and Carefree Auto are certainly no exception:

Endurance Extras

• Asistencia en carretera 24 horas al día, 7 días a la semana: Your car breaking down is bad enough, so we don’t want you stuck at the roadside, too. We offer 24/7 roadside assistance with all our plans to ensure you’re looked after – and this includes lockout services, fuel delivery, and towing.
• Trip interruption coverage: Extra expenses add insult to injury if you have car troubles far from home. To mitigate the inconvenience as much as possible, trip interruption costs are covered as standard.
• Reembolso de viaje de reemplazo: It’s our job to get you back on the road again as soon as possible. When more complex repairs keep your car in the auto shop longer than expected, we’ll cover a rental car and replacement travel.
• Costos de mantenimiento: Our Advantage plan is the only one on the market to cover $3,500 in annual maintenance costs, saving you even more on the cost of ownership.
• Varying deductibles: Choose a deductible price that works for you – anywhere from $0 to $500.
• Elite Benefits package: A year’s access to our Endurance Elite Benefits can be activated for all new Endurance customers, adding complete tire coverage, total loss protection, key fob replacement, and more. (A small $29 activation fee applies.)

Carefree Auto Extras

• Asistencia en carretera: Carefree Auto also offers roadside assistance, with a coverage cap of $100 per occurrence up to three times yearly.
• Rental car discounts: Rather than straight-up replacement travel reimbursement, Carefree Auto membership gets you up to 25% off rental cars at specific participating locations.
• Carefree auto experts: If you’re unsure whether a repair really needs doing or if you think an auto shop might be overcharging, the My Auto Expert hotline from Carefree Auto puts you in contact with ASE Certified Automotive Technicians for an unbiased second opinion.

Endurance vs. Carefree Auto: Final Pros and Cons

Finally, to wrap things up, let’s weigh up the pros and cons of each provider:

Ventajas de la garantía Endurance:

• Most trusted vehicle service contract provider in the U.S.
• Administrator of most of our plans
• Elegibilidad, flexibilidad y asequibilidad inigualables
• Servicio al cliente galardonado
• Market-leading benefits
• Cobertura transferible
• Aplicación móvil útil

Contras de la garantía Endurance:

• Elite Benefits offered, but with a small activation fee

Carefree Auto pros:

• Established provider
• Low monthly cost
• Range of savings
• Access to automotive experts for second opinions on repairs
• One card covers all owned vehicles

Carefree Auto cons:

• Very low coverage cap across the board
• Limited benefits
• Lower BBB rating
• Most services are only available at specific participating outlets

Get the Best Coverage with Endurance

When it comes to total driving confidence, there really is no competition. Wherever you go online, industry experts agree that Endurance is your top choice for a vehicle protection plan. And if that wasn’t enough to convince you, we also have thousands of five-star reviews from happy customers on sites like Trustpilot and Google.

To learn more about what we can do to protect your vehicle (and wallet), call our award-winning customer service team at (800) 253-8203 a Solicite una cotización GRATIS. Tú también puedes tienda en linea para ver su precio ahora!

If you’d like to keep reading about all things automotive, head over to nuestro blog de garantía extendida. You will find more warranty provider comparisons with CARCHEX y CarShield, expert DIY tips, bumper-to-bumper warranty preguntas frecuentes, and more.

When you buy a new vehicle, it will come with a Garantía de Fábrica provided by the manufacturer to protect you from any issues with the design or production. You will be responsible for any repairs when this factory warranty is up.

A contrato de servicio de vehiculo can take some financial burdens off your shoulders and keep your car running smoothly for a long time. You have all kinds of options for warranty providers, but Endurance and Mechanical Protection Plan (MPP) are two of the most popular. Knowing how these two companies compare and how they stack up against one another will help you make the right choice so you can have confidence whenever you hit the road.

Descripciones generales de la empresa

Garantía Endurance

Endurance has provided top-notch protection plans to drivers throughout the United States for over 16 years. With plans for every kind of car and every type of driver, there are options for everyone. Starting at just $99 per month, you can get protection for vehicles of all kinds, including cars that other providers won’t cover, such as cars with a rebuilt or salvage title, Canadian Gray Market vehicles, and cars used for things like rideshare, delivery, or other commercial purposes.

Endurance’s award-winning customer service team highlights the company’s brand. And, with their mobile app, you can access your plan 24 hours a day. Endurance also offers various perks and benefits with every plan, like 24/7 roadside assistance, rental car coverage, and travel interruption costs.

Every Endurance customer can also access exclusive Beneficios de élite for a small activation fee. This add-on includes extra services like tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more.

Unlike many auto protection providers, Endurance offers California residents mechanical breakdown insurance (MBI) coverage. Due to strict state regulations, Californians can purchase only this type of insurance contract to help cover the cost of repairs due to mechanical breakdowns.

Mechanical Protection Plan

Mechanical Protection Plan has been in the VSC business in one form or another for over 30 years. They pride themselves on being one of the most financially sound VSC providers in the United States. They are backed by the Old United Casualty Company, which provides insurance for all plans and helps protect customers. One thing to note is that their services are only available in ten states. These states include:

• Arizona
• California
• Florida
• Georgia
• Illinois
• Indiana
• Missouri
• Nebraska
• New Mexico
• Texas

They have a wide variety of extended car warranty plans, including new and used cars and prepaid maintenance plans, making them a good choice if you have a few different needs for your vehicle and want to take care of them all in one place.

Warranty Coverage Options

Endurance

Endurance offers customized coverage for all kinds of drivers, automobiles, and budgets. These are just the main coverage plans:

• Supreme – If you want some of la mejor protección outside your factory warranty, the Supreme plan will be your best option. It covers nearly every component, including the cooling system, electrical components, seals, gaskets, and tech features that other providers won’t cover.
• Supreme for Highline Vehicles – High-end luxury vehicles can be challenging to get coverage for, and many providers don’t include them in their plans. The Supreme for Highline plan covers vehicles made by major manufacturers like Porsche, Mercedes Benz, y Alfa Romeo, as long as they have fewer than 80,000 miles on the odometer and are less than eight years old.
• Superior – While you may not need bumper-to-bumper coverage, it is still a good idea to protect as much of your car as possible. The Superior plan offers vital component coverage on the most common parts that break down over time, including the engine, transmission, A/C, and more.
• Select Premier – If your vehicle has relatively high mileage, you may need help finding coverage. The Select Premier plan is specifically designed for high-mileage vehicles and will help protect your older car, even when other providers won’t.
• Secure Plus – To keep your vehicle running for as long as possible, you must protect its essential components. The Secure Plus plan offers affordable coverage designed for older cars and covers the engine, transmission, and drive axle, ensuring these crucial systems are in good shape.
• Secure – If you want protection for your vehicle on a budget, the Secure plan is your best option. This wallet-friendly plan covers all the most essential components of your vehicle’s powertrain to ensure you can keep your car on the road.
• Advantage – Advantage offers cobertura completa and up to $3,500 in annual or routine maintenance costs, such as oil changes. This can save you a lot of money over the years and reduce the overall cost of ownership for your car while also giving you the highest level of protection.

Mechanical Protection Plan

MPP offers levels of coverage for new vehicles during factory coverage and used cars after your manufacturer’s warranty has expired:

Maintenance Coverage for New Vehicles

• Care Coverage – This plan can be added to your new vehicle’s factory coverage and includes oil and filter changes, lubrication, tire rotations, and other maintenance procedures.
• Elite Coverage – This could be a good option if you want to protect some of the extra accessories for your new vehicle. It covers the battery, headlamps, brake pads, engine belts, and hoses.
• Luxury Plus – The Luxury Plus plan covers some of the cosmetic aspects of your vehicle, like the exterior and everything included in the Elite Coverage Plan.

Coverage for Used Vehicles

• Certified Pre-Owned Platinum Wrap – This plan is designed to augment the factory coverage of a certified pre-owned vehicle. It covers all the components that are excluded from your factory coverage, and it wraps around your included plan to protect every part of the vehicle.
• Bronze Coverage – The Bronze Coverage plan is the most basic powertrain coverage you can get. It includes the car’s most important components, like the engine, transmission, and drive systems.
• Silver Coverage – This plan includes everything covered in the Bronze Coverage plan, as well as the steering, brakes, electrical system, and air conditioning unit.
• Gold Coverage – This is Mechanical Protection Plan’s exclusionary coverage for used vehicles and protects nearly every component of the car, including all the parts covered in the Bronze Coverage and Silver Coverage plans.

Beneficios más allá de la cobertura

Endurance

As a VSC company, Endurance is known for offering a wide variety of extra perks and benefits to customers that help keep them safe when they are behind the wheel and give them peace of mind. Every Endurance plan comes with standard benefits like 24/7 roadside assistance, towing, trip interruption coverage, and rental car reimbursement.

Plus, Endurance customers get access to the Elite Benefits package, which includes tire repair, key fob replacement, collision discounts, and total loss coverage. A small activation fee applies.

Endurance plans are also transferable and come with a 30-day free look period, which will help you be absolutely certain that you have chosen the right plan for your particular vehicle and needs.

Mechanical Protection Plan

Mechanical Protection Plan offers a few extra benefits to their customers with every plan. These benefits include up to $100 in towing services, up to $35 in rental car coverage for five days, and roadside assistance of up to $100. Their plans are also transferable, which can be a big help if you plan on selling your car at any point in the future. Other than that, there are no extra, optional benefits or extra perk programs that you can enroll in when you get one of their plans.

Precios: obtener el mejor rendimiento por su inversión

Garantía Endurance

Endurance plans are fully customized for every individual driver and vehicle, and every plan will be different and tailored to your specific needs. The most basic coverage starts at $99 per month, so you can be sure there is something for every budget. You can also build the cost of your coverage into the total cost of ownership for your vehicle and the value added with a transferable plan. Endurance deductibles on claims range anywhere from $0 to $500, depending on your service contract.

Mechanical Protection Plan

Mechanical Protection Plan does not advertise the price of plans outright, and it is difficult to properly assess how much a plan will cost without getting a quote for a specific vehicle. Customers have claimed that their plans cost anywhere between $1,500 and $2,495, but these have been for their particular vehicles, and your quote may vary depending on things like mileage and the model year of the car.

Proceso de Reclamaciones

Endurance

Endurance’s claims process is designed to be as easy and stress-free as possible. When you have to get a repair done on your vehicle, all you have to do is take it to an ASE Certified repair shop of your choosing and present your Endurance contract information. Endurance is the direct provider of most of their coverage plans, so you’ll be sure to have a hassle-free claims process.

The repair facility and Endurance’s equipo de servicio al cliente galardonado will work together to ensure your repair will be covered by your plan. If you run into any issues, you can work with the customer service team to resolve them and get your vehicle back up and running so you can get back to your day-to-day life.

Mechanical Protection Plan

With a Mechanical Protection Plan service contract, you can take your vehicle to an ASE-certified shop for any necessary repairs. Mechanical Protection Plan and the shop will work out the details, and the company will pay the shop for the repair directly. This means that you won’t have to wait to be reimbursed and can simply get your car repaired and be on your way as long as the repair is covered under your current plan.

Customer Reviews and Company Reputation

Garantía Endurance

Endurance is one of the most trusted VSC providers in the country, with many customers praising everything from the coverage to the award-winning customer service team. Endurance currently holds a high star rating on Trustpilot, with over 7,000 reviews total, many of which name specific customer service team members as being particularly helpful. Current customers have also found the claims process incredibly simple and feel that all their needs were met during the repair process.

Mechanical Protection Plan

Both Mechanical Protection Plan and the insurance company that backs them, Old United Casualty Company, hold A+ ratings from the Better Business Bureau. When you look at reviews by current and former customers, though, the ratings are not nearly as high. Many customers found the claims process difficult and had trouble getting their repairs covered, even when their contracts specifically stated that they would be. Some customers have also found it difficult to get answers from the service team at Mechanical Protection Plan, which made the repair process frustrating and often cost more money than it should have.

Get the Best Protection With Endurance

When choosing a VSC for your vehicle, it is essential that you know what your options are and which providers offer the best service. Endurance’s plans and team members make getting your car fixed as hassle-free as possible. If you want cobertura completa and a customer service team with your interest at heart, Endurance will always be your best choice.

Endurance offers a amplia variedad de planes, the most comprehensive protection, and a friendly, helpful customer service team. With standard benefits and extra perks to help give you confidence and peace of mind on the road, Endurance can help you keep your new or used car running smoothly for a long time.

If you’d like protection for your car and wallet, contact our award-winning customer service department at (800) 253-8203 for a free quote. You can also tienda en linea to see your price right away.

Continue reading about all things automotive, including other provider comparisons like CarShield and CARCHEX, repair facility reviews, mechanical breakdown insurance, FAQs, and more over on the Blog de garantía Endurance.

Debido a estos costos cada vez mayores, es comprensible que los propietarios de automóviles en todo el país estén buscando formas de mantener más dinero en sus bolsillos. El mantenimiento preventivo es un buen comienzo, pero una garantía automática extendida de calidad es una solución mucho más efectiva. Sin embargo, existen muchos proveedores y decidir cuál es el adecuado para usted puede ser un campo minado total.

Para ayudarle en su investigación, nuestra serie de comparación de garantías en curso enfrenta a dos de los nombres más importantes en contratos de servicios de vehículos para ver quién gana. Hoy veremos la garantía Endurance y NVP para que pueda ver cómo se comparan.

¿Qué es una garantía extendida y por qué la necesita?

En pocas palabras, una garantía de automóvil extendida es una manera fantástica de ahorrar dinero en facturas de reparaciones inesperadas. Pero para darle la respuesta completa, comencemos por el principio.

Cada vehículo sale de la línea de producción con lo que se conoce como garantía de fábrica o garantía del fabricante. Esto actúa como la promesa del fabricante de reparar o reemplazar cualquier componente que falle debido a una falla dentro de un número predeterminado de años o millas recorridas. La duración de la garantía de fábrica dependerá completamente de su fabricante, pero una cosa es segura: una vez que expire, usted, como propietario, es totalmente responsable de cualquier factura de reparación futura.

Si quieres seguir disfrutando de la cobertura de garantía a la que estás acostumbrado tienes dos opciones. La primera es una garantía extendida para automóvil clásica, que generalmente puede adquirir a través de su fabricante o concesionario. Las garantías extendidas hacen exactamente lo que usted espera y extienden su garantía de fábrica más allá de su fecha de vencimiento.

Sin embargo, todos los trabajos de reparación deben realizarse en un concesionario (lo que no es ideal si sufre una avería a cientos de millas de uno) y debe comprar su garantía extendida mientras la garantía de fábrica aún esté activa. Déjelo solo un día tarde y ya no calificará.

La segunda opción es un contrato de servicio del vehículo (VSC) de un proveedor externo, que la mayoría de la gente prefiere por varias razones. Se puede adquirir un contrato de servicio de vehículo independientemente del estado de la garantía de fábrica, lo cual es excelente para los conductores de automóviles usados. Los proveedores de VSC también están incentivados a ofrecer una cobertura casi similar a un precio aún mejor, y a menudo agregan beneficios adicionales para mejorar el trato. Además de todo eso, los contratos de servicio de vehículos también le permiten realizar el trabajo en cualquier mecánico certificado por ASE.

También debemos tener en cuenta que una garantía y un seguro de automóvil son muy diferentes. Ambos son excelentes para ahorrar dinero, pero lo hacen de diferentes maneras. Una garantía lo protege específicamente de las facturas del taller de reparación incurridas debido a fallas de componentes, mientras que el seguro de automóvil lo protege de las facturas de reparación incurridas como resultado de una colisión u otro incidente similar. Cuando tienes ambos, estás protegido desde todos los ángulos, por lo que vale la pena invertir en ellos.

Las compañías

Ahora que ya está al tanto de las garantías extendidas, echemos un vistazo más de cerca a las empresas en cuestión.

Servicios de garantía Endurance

Fundada en Northbrook, Illinois, hace más de 15 años, Endurance ha protegido a miles de conductores estadounidenses del costo de fallas inesperadas de los componentes. Ofrecemos una amplia gama de planes de protección dirigidos a una variedad aún mayor de personas, con una flexibilidad, elegibilidad y asequibilidad incomparables. La cobertura comienza en solo $99 por mes y con nuestra garantía de devolución de dinero de 30 días, tiene todo el tiempo que necesita para asegurarse de haber elegido el programa adecuado para sus necesidades y presupuesto.

Para ahorrarle aún más dinero, todos nuestros planes incluyen algunos beneficios realmente fantásticos. Cuando se registra, la asistencia en carretera las 24 horas del día, los 7 días de la semana, el remolque, la cobertura de interrupción de viaje y el reembolso de viaje de reemplazo son suyos. Si eso no fuera suficiente, los nuevos clientes de Endurance también obtienen una membresía gratuita de un año en Endurance Elite, lo que les brinda beneficios adicionales como reparación de neumáticos, protección total contra pérdidas y más. Pague una tarifa de activación $29 y estará listo.

Somos el administrador directo de la mayoría de nuestros planes, por lo que nunca tendrá que pasar por molestos intermediarios durante el proceso de reclamo. Nuestro galardonado equipo de atención al cliente está siempre disponible y la aplicación móvil Endurance pone toda la información más importante en la palma de su mano. Los planes Endurance también son totalmente transferibles, lo que podría aumentar el valor de su vehículo si decide venderlo.

Garantía NVP

Con base en Ohio, Garantía NVP lleva unos ocho años en el negocio. Proporcionan principalmente garantías de vehículos y cobertura GAP, con un Calificación A+ de BBB. Si bien este es sin duda un comienzo positivo, sus reseñas los sitúan en sólo 2,08 estrellas de cinco posibles, lo que deja mucho que desear en cuanto a la satisfacción del cliente.

NVP Guarantee ofrece siete programas de protección, que van desde un plan básico de tren motriz hasta tres niveles diferentes de cobertura excluyente. Estos incluyen algunos beneficios estándar, como asistencia en la carretera y reembolso de automóviles de alquiler, y se agregan más beneficios a los paquetes más caros.

Lo que se desprende de la lectura de las reseñas de garantía de NVP es que están bastante atrasados en términos de tecnología. No hay servicios disponibles de inmediato a través de su sitio web, por lo que los clientes no pueden verificar los detalles de su plan, el estado de sus reclamos y otros aspectos de la cobertura sobre la marcha. A la dificultad se suma que los planes de garantía NVP solo están disponibles para su compra a través de un concesionario afiliado.

Los planes de cobertura

Garantía tanto Endurance como NVP ofrecer una variedad de planes con diferentes opciones y niveles de cobertura:

Planes de garantía Endurance

Supremo

Si desea una cobertura todo incluido que se parezca mucho a una garantía de fábrica, Supreme lo tiene protegido. Prácticamente todas las piezas, componentes y sistemas de su vehículo están protegidos, incluso los sellos, juntas y algunos componentes avanzados. En comparación con los planes Titanium o Diamond que ofrecen otros proveedores de garantía extendida, puede estar seguro de que Supreme es al menos tan bueno, si no mejor, para sus reparaciones cubiertas.

Supremo para vehículos Highline

Si bien todo el mundo aspira a tener un vehículo de lujo, la desafortunada realidad es que no son tan confiables. Los automóviles de lujo tienden a tener facturas de reparación elevadas, por lo que este plan está diseñado específicamente para proteger los vehículos de lujo con menos de 80,000 millas registradas y menos de ocho años.

Superior

Un nivel por debajo del Supremo, el plan Superior es otra opción integral, que cubre una amplia gama de piezas y componentes específicos. Es una excelente opción para cualquiera que dependa de su vehículo a diario o para aquellos que disfruta de algún viaje por carretera ocasional. La cobertura incluye muchos componentes electrónicos, con la opción de agregar protección para tecnología más avanzada.

Seleccione Premier

La elegibilidad de Endurance es incomparable y Select Premier es un excelente ejemplo. Obtener cobertura para vehículos con mucho kilometraje puede ser un desafío, pero este plan de protección está dirigido a autos más antiguos con hasta 150,000 millas. Cubre los componentes esenciales del motor, la transmisión y los componentes del conjunto del eje motriz, así como su sistema de enfriamiento, sistema de combustible y piezas eléctricas y de aire acondicionado seleccionadas.

Seguro

Para aquellos que necesitan nuestro nivel más básico de cobertura, considere Secure. A partir de solo $99 por mes, protege todos los componentes esenciales del tren motriz para protegerlo de las posibles reparaciones más costosas.

seguro más

Como su nombre lo indica, Secure Plus incluye todo, desde Secure y más. Los componentes cubiertos adicionales incluyen frenos, aire acondicionado, dirección y piezas eléctricas seleccionadas.

Ventaja

Como nuestro plan más completo, Advantage brinda una cobertura casi incomparable en caso de problemas inesperados con los componentes. También es el único programa de protección en la industria que incluye hasta $3500 en gastos de mantenimiento anuales, lo que garantiza que su vehículo esté siempre en óptimas condiciones de funcionamiento y reduce sus costos generales de propiedad.

Cobertura de garantía NVP

Envoltura excluyente

El plan más completo de NVP Guarantee incluye todos los componentes mecánicos y eléctricos instalados en fábrica, excepto aquellos que figuran en una lista de exclusiones. Esta lista incluye una serie de piezas, como elementos relacionados con el mantenimiento (por ejemplo, pastillas de freno) y todos los componentes del sistema de escape.

Exclusivo Plus

Exclusionary Plus cubre vehículos con hasta 150,000 millas acumuladas y se divide en dos partes. El plazo inicial es un programa de exclusión integral, después del cual entran en vigor 24 meses/24,000 millas adicionales de cobertura del tren motriz.

excluyente

El plan Exclusionary incluye todo, desde el plan Exclusionary Plus menos el componente del tren motriz.

5 estrellas

El plan 5 estrellas de NWP Guarantee es un componente declarado con la lista más larga de componentes cubiertos.

4 estrellas

El plan 4 estrellas de NWP Guarantee es un plan de componentes declarados con una lista ligeramente más corta de componentes cubiertos, eliminación de líquidos, filtros y piezas interiores/exteriores.

3 estrellas

El plan 3 estrellas de NWP Guarantee es un plan de componentes declarados con la lista más corta de componentes cubiertos, que elimina piezas de combustible y sensores.

Tren motriz

El nivel más básico de cobertura disponible en NWP Guarantee es su plan Powertrain, que cubre los componentes más importantes que hacen avanzar su vehículo.

Otros beneficios para el cliente

Como ocurre con muchos proveedores de contratos de servicio de vehículos, tanto la garantía Endurance como la NVP ofrecer beneficios adicionales. Éstas incluyen:

Garantía Endurance

Asistencia en carretera 24 horas al día, 7 días a la semana: Estar atrapado al borde de la carretera no es divertido para nadie. Nos aseguramos de que nuestros clientes estén bien atendidos al incluir asistencia en carretera 24 horas al día, 7 días a la semana en todos nuestros planes de cobertura.

Costos de interrupción del viaje: Lidiar con una avería mecánica ya es bastante malo, por lo que hacemos todo lo posible para mitigar las molestias. Los costes de interrupción del viaje están cubiertos si te encuentras varado lejos de casa.

Reembolso de viaje de reemplazo: Queremos que vuelva a la carretera lo antes posible, de modo que cuando las reparaciones más complejas mantengan su automóvil en el taller por más tiempo, cubriremos el viaje de reemplazo.

Costos de mantenimiento: Nuestro plan Advantage es el único en el mercado que cubre $3,500 en costos anuales de mantenimiento, como cambios de aceite, lo que le permitirá ahorrar aún más en el costo de propiedad.

Endurance Élite: Nuestros beneficios Elite Endurance opcionales agregan reparación de neumáticos, protección total contra pérdidas y reemplazo de llavero. Cada nuevo cliente recibe acceso gratuito durante un año (se aplica una pequeña tarifa de activación).

Garantía NVP

Asistencia en carretera: Al igual que el Endurance, la garantía NVP incluye asistencia en la carretera si su vehículo se avería.

Reembolso del coche de alquiler: La garantía NWP también cubre el reembolso del alquiler del vehículo en caso de que su vehículo esté en el centro de reparación durante un período prolongado.

Costos de interrupción del viaje: Contrata uno de los planes más caros de NWP Guarantee y también agregarán costos de interrupción del viaje.

Líquidos y freón: Los cambios de líquidos y freón son otro beneficio de los planes de garantía NWP más caros.

Garantía Endurance frente a garantía NVP: ventajas y desventajas

Para resumir rápidamente, expongamos los pros y los contras de cada proveedor:

Ventajas de la garantía Endurance:

• america proveedor de contrato de servicios más confiable
• Administrador de la mayoría de sus planes.
• Elegibilidad, flexibilidad y asequibilidad inigualables
• Servicio al cliente galardonado
• Gran conjunto de beneficios
• Cobertura transferible
• Aplicación móvil útil
• Año gratis de Endurance Elite para nuevos clientes
• Deducibles variables para elegir ($0 a $500)

Contras de la garantía Endurance:

• No disponible fuera de EE. UU.

Ventajas de la garantía NVP:

• Fuerte calificación del Better Business Bureau
• Buena variedad de planes y complementos.
• Cobertura para vehículos de alto kilometraje
• Asistencia en carretera 24 horas al día, 7 días a la semana de serie
• Sin período de espera antes de que comience la cobertura

Contras de la garantía NVP:

• No hay servicios disponibles inmediatamente en línea (incluidas cotizaciones y reclamaciones)
• Solo disponible para compra a través de concesionarios participantes
• Opiniones de clientes poco positivas
• Diferentes beneficios según el nivel de cobertura.
• Se desconoce el deducible

Cuando se trata de cobertura de calidad, solo lo mejor es suficiente

En toda la web, los expertos de la industria coinciden en que Endurance es su mejor opción para una garantía de terceros. Además de eso, también tenemos miles de reseñas de cinco estrellas de clientes satisfechos en sitios como Trustpilot y Best Company, que comparten su tranquilidad.

Si desea saber más sobre lo que podemos hacer para proteger su vehículo (y su billetera), comuníquese con nuestro galardonado equipo de servicio al cliente en (800) 253-8203 a Solicite una cotización GRATIS. Tú también puedes tienda en linea para ver su precio ahora.

Si desea leer un poco más primero, como comparaciones con CARCHEX o Opiniones de CarShield, tenemos muchos más artículos útiles, como este en nuestro blog de garantía extendida.

Cuanto antes actúe, menos probable será que la reparación del automóvil se convierta en un problema mayor y más costoso. Por eso es tan importante tener la cobertura que necesitas para que siempre puedas llevar tu vehículo a un taller de confianza.

La mayoría de los autos nuevos vienen con una garantía de fábrica que proporciona el fabricante para ayudarlo a protegerse de reparaciones que surjan debido a problemas en la fábrica o fallas de diseño. Sin embargo, cuando la cobertura de la garantía de fábrica finaliza, debe encontrar una cobertura que le brinde el mismo nivel de protección o mejor si desea mantener su vehículo en buenas condiciones.

Una garantía extendida de un tercero, también llamada contrato de servicio del vehículo (VSC), es una excelente manera de protegerse a usted y a su vehículo.

Endurance y America Auto Care son dos empresas líderes en garantía de automóviles y, conociendo como se comparan y compararse unos con otros le ayudarán a tomar la mejor decisión para ti y tu auto.

Descripciones generales de la empresa

Garantía Endurance

Desde hace más de 15 años, Endurance ofrece a los conductores excelente protección y al mismo tiempo hacer del servicio al cliente una parte importante de hacer negocios. Fundada en Northbrook, Illinois, Endurance comprende las necesidades de los conductores y lo que hace que valga la pena un plan de protección. No importa qué tipo de presupuesto tengas o cuáles sean tus necesidades, Endurance tiene un plan para ti. Desde solo $99 por mes y con una amplia variedad de opciones para cobertura personalizada, puede mantener su automóvil funcionando sin problemas con un plan diseñado específicamente para usted y su situación.

Endurance también ofrece una gran variedad de beneficios estándar y adicionales a los clientes de VSC. Estos beneficios incluyen cosas como asistencia en carretera las 24 horas, los 7 días de la semana, cobertura de alquiler de automóviles y costos de interrupción del viaje. Además, cada cliente de Endurance puede acceder Beneficios de Endurance Élite, que incluyen beneficios adicionales como reparación de neumáticos, reemplazo de llavero, protección total contra pérdidas y más. Se aplica una pequeña tarifa de activación.

América Auto Care

America Auto Care es un proveedor de VSC externo que tiene énfasis en el servicio al cliente y la simplicidad. Si bien muchos proveedores ofrecen planes complicados con muchas exclusiones y factores que influyen en la cobertura, America Auto Care ofrece una variedad simple de opciones de cobertura de cuatro planes. Si está buscando un plan de garantía extendida para automóviles que pueda hacer las cosas lo más fáciles posible con muy poca participación de usted como cliente, esta empresa podría ser una excelente opción. También han hecho que algunos de sus planes sean transferibles, lo que puede ser un gran punto de venta si decide revender su automóvil en una fecha posterior.

Planes de Protección Vehicular

Niveles de cobertura de Endurance

• Supremo - Para esos buscando cobertura es decir, lo más parecido posible a la cobertura integral de fábrica, el plan Supreme es su mejor opción. Este plan cubre casi todos los componentes del automóvil, incluidos sellos, juntas e incluso algunos de los componentes tecnológicos que otros proveedores no incluirán en sus planes.
• Supremo para vehículos Highline – Encontrar la cobertura adecuada para un vehículo de lujo de alta gama o un automóvil exótico poco común puede resultar difícil ya que la mayoría de los proveedores no quieren correr el riesgo de cubrir estos automóviles únicos. El plan Supreme for Highline Vehicles cubre automóviles fabricados por muchos de los fabricantes de automóviles de lujo más populares como Porsche, Mercedes Benz, y Alfa Romeo, siempre que tengan menos de 80.000 millas y tengan menos de 8 años.
• Superior – Incluso si no necesita una cobertura de exclusión completa, probablemente quiera proteger su vehículo. tanto como puedas. El plan Superior ofrece cobertura integral para muchos componentes diferentes de su vehículo, incluidas algunas funciones tecnológicas y electrónicas.
• Seleccione Premier – Encontrar cobertura para coches más antiguos con un kilometraje relativamente alto será una tarea difícil. Sin embargo, con el plan Select Premier, puede obtener protección para su vehículo de alto kilometraje y cubrir todos sus componentes más esenciales para ayudarlo a mantenerlo en la carretera el mayor tiempo posible.
• seguro más - Cuando se trata de protegiendo tu auto, cubrir los componentes más esenciales debería ser su principal preocupación. Cosas como el motor, la transmisión y el eje motriz son cruciales para el funcionamiento del vehículo y también pueden ser algunas de las piezas más caras de reparar. El plan Secure Plus cubre estos importantes componentes, así como algunos extras para ayudarle a sentirse más seguro al volante.
• Seguro – A veces, lo mejor que puedes hacer por tu coche es asegurarte de que todos los componentes más básicos e importantes estén cubiertos. El plan Secure ofrece protección económica para las piezas que mantienen su automóvil en funcionamiento, como el motor y la transmisión.
• Ventaja – La ventaja ofrece increíblemente cobertura completa así como hasta $3,500 en costos de mantenimiento anual o de rutina, como cambios de aceite. Esto le ahorra aún más en el costo de propiedad del automóvil, lo que lo convierte en la mejor opción para quienes necesitan la mejor protección posible en la carretera.

América Auto Care

• Cobertura Básica – El plan de cobertura básica de America Auto Care es su plan más básico. Incluye Protección para todos los componentes vitales. de su vehículo, como el motor, la transmisión y los ejes motrices.
• Cobertura mejorada – El plan de Cobertura Mejorada ofrece una protección más completa para aquellos que quieren asegurarse de poder cubrir más que solo el componentes del tren motriz. Las piezas cubiertas por este plan incluyen el sistema de refrigeración, el suministro de combustible y el sistema eléctrico.
• Cobertura declarada – El plan de cobertura declarada es el que la mayoría de los conductores encontrarán útil. Este plan cubre todo lo que cubren los planes anteriores, así como algunos componentes adicionales como el calentador y la suspensión.
• excluyente – América Auto Care Plan excluyente Es muy similar al plan de cobertura declarada, pero también incluye protección para los componentes electrónicos de lujo. Si bien America Auto Care no dice explícitamente cuáles son estos componentes, lo más probable es que sean cosas como los sistemas de navegación y de información y entretenimiento.

Beneficios más allá de la cobertura

Garantía Endurance

Una de las cosas que distingue a Endurance de otros proveedores de VSC en el mercado es la amplia gama de ventajas y beneficios que vienen con cada plan. Independientemente del plan que elija, obtendrá beneficios estándar como asistencia en carretera las 24 horas, los 7 días de la semana, remolque, cobertura de interrupción de viaje y reembolso de alquiler de automóviles. Además, puede acceder al paquete Elite Benefits, que le ofrece servicios como reparación de neumáticos y reemplazo de llavero. Los planes Endurance también son transferibles y vienen con un 30 días de garantía de devolución de dinero. Esta garantía le permite estar absolutamente seguro de que el plan es adecuado para usted y le brindará el nivel de protección que necesita.

América Auto Care

Además de su selección de garantías extendidas para automóviles, America Auto Care brinda asistencia en la carretera a los clientes. También ofrecen una garantía de devolución de dinero de 30 días y planes transferibles. Aparte de eso, no está claro si ofrecen otros beneficios o ventajas además de la cobertura incluida en cada plan.

Precios: obtener el mejor rendimiento por su inversión

Endurance

Dado que Endurance ofrece una cobertura personalizada que se adapta específicamente a sus necesidades individuales, los precios cambiarán de un cliente a otro. Sin embargo, los planes comienzan en $99 por mes, por lo que incluso si solo busca la cobertura más básica, puede estar seguro de que habrá algo que se ajuste a cada presupuesto y cada situación.

Además, con una cobertura integral, puede incluir el costo de su plan en el costo general de propiedad del vehículo y el dinero que ahorra al poder realizar las reparaciones del automóvil tan pronto como surjan. Los deducibles de Endurance en reclamos varían entre $0 y $500, según su contrato de servicio.

América Auto Care

America Auto Care no publica los precios de sus planes, lo que dificulta determinar cuánto costará cada plan. Afirman que la mayoría de los pagos mensuales son inferiores a una taza de café al día, lo que puede significar que están a la par de los precios de la mayoría de los demás VSC del mercado. Si desea saber cuánto le costará una garantía extendida de automóvil según su vehículo y su situación particular, deberá obtener una cotización directa del equipo de servicio al cliente de America Auto Care.

Servicio al Cliente y Proceso de Reclamaciones

Garantía automática Endurance

Una de las cosas por las que más se elogia a Endurance es la equipo de servicio al cliente galardonado que está disponible para ayudarle en cada parte del proceso de reclamo. Cuando algo sale mal con tu vehículo, lo único que tienes que hacer es llevarlo al taller certificado de tu elección, presentar tu membresía Endurance y desde allí todo será solucionado.

Si tiene algún problema, puede hablar con un miembro del equipo de servicio al cliente o usar la aplicación móvil Endurance para acceder a su plan en cualquier momento. Siempre que la reparación esté cubierta por su plan, el taller puede comenzar con la reparación de inmediato y ayudarlo a regresar a la carretera.

América Auto Care

El proceso de reclamos de America Auto Care es similar al de Endurance en que todo lo que tiene que hacer es llevar el vehículo a un Tienda certificada ASE. Sin embargo, la diferencia es que muchos clientes de America Auto Care se han quejado de que las reclamaciones no se aprueban una vez realizada la reparación. Esto significa que han sido responsables económicamente de la reparación una vez finalizado todo el proceso. Debido a esto, se recomienda que se asegure de que su reparación esté cubierta antes de que comience el taller para que pueda estar seguro de que su reclamo no será rechazado.

Reseñas de clientes y reputación

Reseñas de garantía Endurance

Los clientes de Endurance tienen en muy alta estima al galardonado equipo de servicio al cliente, y muchas reseñas elogian específicamente a los miembros del equipo por su compasión y comprensión en un momento estresante. Endurance actualmente tiene 3,7 de 5 estrellas en Trustpilot con más de 7000 reseñas.

La mayoría de los críticos han quedado satisfechos con su experiencia y, específicamente, con el servicio al cliente que han recibido. Los clientes encontraron que el proceso de reclamos fue sencillo y conveniente y sintieron que sus necesidades fueron satisfechas de manera oportuna, sin importar las circunstancias de la visita al taller de reparación.

Evaluaciones de America Auto Care

Los clientes de America Auto Care han tenido experiencias mixtas, según reseñas dejadas en publicaciones como Asuntos del Consumidor y el Better Business Bureau. Si bien la empresa tiene una calificación A+ en el sitio web de BBB, las críticas no son muy satisfactorias, con una calificación de 1 estrella.

Muchos clientes sintieron que la empresa no fue útil cuando llegó el momento de realizar una reparación y que sus reclamaciones fueron rechazadas con más frecuencia de las que fueron aceptadas. También les resultó difícil ponerse en contacto con las personas adecuadas del equipo de atención al cliente, lo que hizo que todo el proceso fuera más frustrante y costoso de lo que debería haber sido.

Obtenga la mejor cobertura para su automóvil con Endurance

Cuando necesite cobertura para su automóvil, trabajar con el mejor proveedor de protección para automóviles del mercado marcará la diferencia. Asegurarse de poder obtener la ayuda que necesita cuando más la necesita le ayudará a mantenerse seguro en la carretera y le dará la confianza de que su automóvil funcionará sin problemas. Una garantía extendida para automóvil Endurance es su mejor opción si desea una combinación de cobertura integral y personalizada y el mejor servicio al cliente en el negocio.

Ofertas Endurance una amplia gama de planes para elegir, todos los cuales vienen con protección integral y un equipo de atención al cliente de primer nivel. Con beneficios estándar y beneficios adicionales para ayudar a que su experiencia de manejo sea aún más conveniente, Endurance puede ayudarlo a mantener su automóvil nuevo o usado funcionando sin problemas durante muchos años.

Si desea tener la tranquilidad de protegerlo a usted y a su billetera de facturas de reparación inesperadas, comuníquese con nuestro galardonado equipo de atención al cliente en (800) 253-8203 o Solicite una cotización GRATIS en línea.

Continúe aprendiendo sobre todo lo relacionado con la automoción, incluidas comparaciones de otros proveedores como CarShield y CARCHEX, revisiones de instalaciones de reparación, seguro averia mecanica, preguntas frecuentes, y más sobre el Blog de garantía Endurance.

Cuando compras un auto nuevo en el concesionario, este vendrá con un Garantía de Fábrica, que ayuda a pagar cualquier reparación que surja debido a problemas en la fábrica o fallas de diseño. Sin embargo, una vez finalizada la garantía, deberá encontrar un plan de protección que le ayudará a mantener su vehículo en buen estado durante muchos años.

Una garantía extendida, también llamada contrato de servicio del vehículo (VSC), es una excelente manera de obtener protección para su automóvil. Hay muchos proveedores externos de garantía extendida para automóviles en el mercado, y encontrar el adecuado le dará la confianza de que su vehículo está en buenas manos cada vez que se ponga al volante.

Sin embargo, con tantas opciones, puede resultar difícil encontrar el proveedor adecuado para sus necesidades. Dos empresas de garantía extendida, Endurance y Imperio Auto Proteger, son ambas buenas opciones. Saber cómo se comparan entre sí y qué tiene cada uno para ofrecer le ayudará toma la decisión correcta para tu coche.

Descripción general de la empresa

Servicios de garantía Endurance

Endurance se fundó en Northbrook, Illinois, hace más de 15 años y, desde entonces, ha brindado a los clientes protección de primer nivel para sus vehículos. Con una elegibilidad inigualable y una amplia gama de planes para automóviles y conductores de todo tipo, existe algo para todos. No importa cuáles sean sus necesidades o presupuesto, puede obtener un plan personalizado diseñado específicamente para su vehículo. Desde solo $99 por mes, los planes Endurance son completos, versátiles e increíblemente inclusivos.

Endurance también ofrece una gran cantidad de beneficios estándar y adicionales que puede utilizar para que su experiencia de conducción sea lo más segura y cómoda posible. Estos incluyen cosas como asistencia en carretera las 24 horas, los 7 días de la semana, remolque, servicio de bloqueo, costos de interrupción del viaje y reembolso de automóviles de alquiler. Además, por una pequeña tarifa de activación, los clientes también obtienen acceso a Beneficios de élite, que incluyen reparación de neumáticos, reemplazo de llaveros, protección contra pérdida total y más.

Imperio Auto Proteger

Empire Auto Protect ha estado en el negocio desde 2006 y desde entonces ha estado ofreciendo garantías extendidas para automóviles a conductores de todo el país. Ofrecen tres niveles diferentes de planes: Silver, Supreme y Titanium. Dependiendo de cuánta cobertura desees, uno de estos planes será tu mejor opción. También ofrecen cobertura de llantas y neumáticos, aunque por un cargo adicional, lo que puede resultar útil si desea Protege esos componentes específicos de tu vehículo..

Opciones de cobertura

Endurance

• Supremo - Cuando quieres protección eso es lo más cercano a la garantía de fábrica que puede obtener, el plan Supreme es su mejor opción. Se cubrirán casi todos los componentes y sistemas de su vehículo, incluidos sellos, juntas e incluso algunos de los componentes de más alta tecnología que la mayoría de los proveedores no cubrirán.
• Supremo para vehículos Highline - Si tienes un coche de lujo de alta gama o vehículo exótico, puede resultar difícil encontrar cobertura para él. El plan Supreme for Highline Vehicles cubre automóviles de fabricantes de automóviles de lujo populares como Porsche, Mercedes Benz, y Alfa Romeo, siempre que tengan menos de 80.000 millas en el cuentakilómetros y tengan menos de 8 años.
• Superior – Si no necesita la cobertura más completa pero aún desea estar seguro de que su vehículo esté protegido, el plan Superior es una excelente opción. Con cobertura para todos los componentes más importantes del automóvil, además de algunos componentes electrónicos adicionales y características de alta gama, puede obtener el protección que necesitas.
• Seleccione Premier – Si tienes un vehículo con bastante kilometraje en el cuentakilómetros, puede resultar complicado encontrar la cobertura adecuada para él. El plan Select Premier fue desarrollado específicamente para automóviles que tienen más millas y diseñado para protegerlos tanto como cualquier otro vehículo más nuevo.
• seguro más - Conseguir la mejor protección para los componentes más importantes de su vehículo es crucial. El plan Secure Plus cubre los componentes del tren motriz de su vehículo, así como algunos extras, para que pueda estar tranquilo sabiendo que su motor está protegido.
• Seguro – Para quienes buscan la cobertura más básica, el plan Secure ofrece una protección sólida. Con cobertura para cosas como el motor, la transmisión y el eje motriz, los componentes más esenciales de su automóvil pueden obtener la protección que necesitan para mantener su vehículo en funcionamiento.
• Ventaja – Advantage ofrece una cobertura increíblemente completa y también es el único plan de protección de automóviles en el mercado que incluye hasta $3500 en costos de mantenimiento anuales, como cambios de aceite, lo que le ahorra aún más en el costo de propiedad del automóvil, lo que lo hace perfecto para aquellos que necesitan el la mejor protección posible en la carretera.

Imperio Auto Proteger

• Plata – El plan Silver es la opción de cobertura más básica de Empire Auto Protect. Este plan cubre los componentes más importantes como el motor, la transmisión, el sistema de refrigeración y los frenos.
• Supremo – Si desea un poco de protección adicional, el plan Supreme de Empire Auto Protect viene con algunas funciones más. Estos incluyen protección para su sistema de dirección, así como cobertura de bloqueo en la carretera.
• Titanio - El plan más completo Lo que ofrece Empire Auto Protect es el plan de cobertura Titanium. Este plan viene con todo lo que vienen con los dos primeros planes, así como cobertura para los sistemas de aire acondicionado y calefacción, turbocompresores, tecnología, suspensión y más.

Experiencias de servicio al cliente

Endurance

Una de las cosas por las que Endurance se ha hecho conocido a lo largo de los años es su dedicación al servicio al cliente. El galardonado equipo de atención al cliente de Endurance está disponible para usted las 24 horas del día por teléfono o mediante la aplicación móvil Endurance. Esto significa que puede obtener ayuda con reclamos, conocer su plan de cobertura o solicitar asistencia en la carretera en cualquier momento. Tener este equipo a tu lado te permite sentirte seguro cuando estás de viaje.

Imperio Auto Proteger

Empire Auto Protect generalmente tiene buenas críticas de los clientes en lo que respecta al servicio al cliente. Sin embargo, ha habido algunos casos de falta de comunicación cuando se trata de cosas como el deducible del que es responsable el cliente y lo que un plan cubrirá y lo que no. Si va a trabajar con Empire Auto Protect, asegúrese de tener claros los términos de su plan y de obtener la información correcta de cualquier representante de servicio al cliente con el que hable.

Proceso de Reclamaciones

Endurance

Cuando tiene un VSC de Endurance, el proceso de reclamo debe ser lo más simple posible. Cuando tienes un problema con tu coche, todo lo que tienes que hacer es llevarlo a la tienda de tu elección, present your Endurance contract, and the shop will take care of the rest. This makes it simple to get the repairs you need and ensures that you can get your vehicle fixed so you can get back on the road.

Imperio Auto Proteger

Empire Auto Protect también tiene un proceso de reclamos relativamente simple que debe seguir al reparar su vehículo. Puedes llevar tu vehículo a cualquier tienda o concesionario certificado que usted elija, y Empire Auto Protect trabajará directamente con el mecánico para aprobar su reclamo. Dicho esto, no está claro si su reclamo debe ser aprobado o no antes de que se pueda comenzar cualquier trabajo en su automóvil, por lo que es posible que experimente algunos retrasos antes de poder reparar su vehículo.

Costo y asequibilidad

Endurance

Cada plan Endurance está hecho a medida para cada cliente en particular. Esto significa que es difícil dar un rango de precios para los planes. Sin embargo, los planes comienzan con un pago mensual de $99, por lo que si buscas la cobertura más básica para tu vehículo, puedes contar con manteniendo sus costos bajos. Después de eso, el costo de su plan dependerá de aspectos como la antigüedad y el kilometraje de su vehículo, el tipo de automóvil que tiene y cuáles son sus necesidades en cuanto a los componentes que le gustaría que estuvieran cubiertos en su plan. Endurance también ofrece una garantía de devolución de dinero de 30 días en la cobertura.

Imperio Auto Proteger

Empire Auto Protect no ofrece un rango de precios para sus planes. Sin embargo, si desea incluir protección de llantas y neumáticos en su plan, esto le costará $799 adicionales por año. Empire Auto Protect tampoco ofrece información sobre el costo adicional si desea obtener un plan que no tiene deducible, lo que significa que podría terminar pagando bastante más. También cabe señalar que Empire Auto Protect cobra anualmente por sus planes. Esto podría hacer obteniendo protección El costo es bastante prohibitivo si no tienes el dinero por adelantado para cubrir todo un año.

Beneficios adicionales

Endurance

Una de las principales ventajas de trabajar con Endurance para su necesidades de protección del vehículo es la amplia gama de beneficios estándar y adicionales que vienen con cada plan. Estos beneficios incluyen asistencia en carretera 24 horas al día, 7 días a la semana, cobertura de interrupción de viaje y reembolso de viaje. Además, por una pequeña tarifa de activación, puede obtener el paquete de beneficios Elite de Endurance. Esto viene con características adicionales como reparación o reemplazo de neumáticos, protección total contra pérdidas y más. Tener acceso a estos beneficios y ventajas adicionales le permite sentirse lo más cómodo posible cuando esté en su automóvil.

Imperio Auto Proteger

Empire Auto Protect no tiene un paquete de beneficios tan completo como Endurance. Si bien ofrecen asistencia en carretera las 24 horas del día, los 7 días de la semana, cobertura de repuestos y mano de obra, no tienen ningún otro beneficio estándar incluido con sus planes. Por ejemplo, si desea proteger sus llantas y neumáticos, tendrá que pagar $799 adicionales al año, lo que puede valer la pena o no a largo plazo.

Comentarios y reputación de los usuarios

Endurance

Los índices de satisfacción del cliente de Endurance son increíblemente altos e incluyen muchas referencias al equipo de servicio al cliente y su profundo conocimiento. Endurance tiene un Calificación de 3,7 estrellas en Trustpilot y un Calificación de 4.3 estrellas en Google, con miles de valoraciones. Muchas reseñas destacan a miembros específicos del equipo como particularmente útiles y dispuestos a hacer un esfuerzo adicional. Tener este tipo de dedicación al servicio es esencial cuando necesita reparar su vehículo y puede hacerle sentir que tiene a las mejores personas a su lado en todo momento.

Imperio Auto Proteger

Empire Auto Protect también tiene muy buenas críticas de clientes actuales. Si bien tienen un Calificación de 4 estrellas en Trustpilot, solo tienen 47 revisiones en total, que es un tamaño de muestra mucho más pequeño que el que tiene Endurance. Incluso con esta calificación alta, todavía hay algunas quejas sobre faltas de comunicación sobre lo que está y no está cubierto y con las obligaciones deducibles. Debido a esto, debe asegurarse de recibir una comunicación exhaustiva sobre su plan y conocer los detalles antes de comprometerse con un contrato.

Obtenga la mejor cobertura para su automóvil con Endurance

Al elegir la cobertura para su automóvil, es fundamental que encuentre la compañía adecuada. Saber cuáles son sus opciones y qué tiene para ofrecer cada proveedor es su mejor opción y lo ayudará obtenga la protección que usted y su automóvil merecen.

Ofertas Endurance una amplia gama de planes para elegir, todo lo cual viene con una protección integral y un equipo de servicio al cliente de primer nivel. Con beneficios estándar y beneficios adicionales para ayudar a que su experiencia de manejo sea aún más conveniente, Endurance puede ayudarlo a mantener su automóvil funcionando sin problemas durante muchos años.

Si desea saber más sobre cómo podemos protegerlo a usted y a su billetera de facturas de reparación inesperadas, comuníquese con nuestro galardonado equipo de atención al cliente en (800) 253-8203 para Cotización Gratis. Tú también puedes compre en línea para ver su precio hoy.

Si aún no ha terminado de leer, continúe aprendiendo sobre todo lo relacionado con la automoción, incluidas las comparaciones de otros proveedores para CARCHEX y CarShield, en el Blog de garantía Endurance.

Preguntas frecuentes sobre la garantía extendida del automóvil

¿Es Empire Auto Protect una empresa legítima?

Empire Auto Protect es una empresa legítima que opera desde 2006. Ofrece planes a conductores de todo el país y es un proveedor directo, lo que los convierte en una buena opción si desea una cobertura que pueda utilizar sin importar dónde viva.

¿Cuál es la mejor empresa de garantía de automóviles?

Puede resultar difícil encontrar la mejor empresa de garantía de automóviles, ya que cada conductor tiene su propio conjunto de necesidades y requisitos. Encontrar un proveedor que tenga el plan adecuado para usted y su automóvil depende de lo que desee y de cuánta protección necesite su automóvil.

¿Es Endurance una buena marca?

Endurance es uno de los proveedores de VSC mejor considerados del mercado. Con una sólida reputación de excelente servicio al cliente y tranquilidad, puede encontrar un plan con el que esté satisfecho y que se ajuste a sus necesidades y presupuesto.

¿Empire Auto Protect tiene un buen servicio al cliente?

Si bien Empire Auto Protect tiene buenas críticas con respecto al servicio al cliente, ha habido algunas quejas sobre falta de comunicación. Si va a trabajar con ellos, asegúrese de conocer todos los detalles de su plan y de leer la letra pequeña de cualquier contrato que firme.

An extended warranty, also known as an auto protection plan or vehicle service contract, is by far the best way to defend your finances from the cost of unexpected repair bills. However, there are so many options available that settling on one is easier said than done. To help you make an informed decision, our ongoing comparison series puts two of the biggest providers head to head, weighing up the pros and cons so you don’t have to.

Below, we compare Endurance with Mercury Mechanical Protection to see who offers the best bang for your buck.

Why Take Out an Extended Warranty?

To put it simply, getting an extended car warranty can seriously reduce the amount you spend on the cost of car ownership. But to give you the whole picture, let’s start with what a warranty actually is and all the good things that come with one.

When a vehicle rolls off the assembly line, it comes with what’s known as a factory warranty or car manufacturer’s warranty. This is basically the automaker’s promise to fix or replace any parts that fail due to fault within a certain number of years or miles (whichever comes first). How long a factory warranty lasts depends on your manufacturer and vehicle model, but once it expires, you’re fully responsible for any future repair bills.

Thankfully, there are a couple of ways to keep this protection going, with the first being traditional extended warranty coverage. You can usually purchase one of these from the manufacturer themselves or via an authorized dealer. Unfortunately, however, they come with one major catch: you’ll need to sign up while your factory warranty is still active. Miss that deadline by even a day, and you’ll no longer be eligible.

If you miss the opportunity, or for those who own an older used car with no factory warranty to speak of, your best bet is a vehicle service contract from a third-party provider. These are actually such great value for money that even people who qualify for a traditional extended car warranty usually opt for a vehicle service contract instead. Providers are incentivized to offer almost as comprehensive coverage at an even better price point, often throwing in some additional perks to sweeten the deal. On top of that, vehicle service contracts give you the freedom to have repairs carried out at any certified repair facility rather than tying you to dealerships like extended warranties do.

It’s worth pointing out that extended warranties, vehicle service contracts, and auto insurance are not the same thing. While they’re both great for saving you money, a warranty is all about covering repair bills from unexpected breakdowns, while auto insurance tackles costs from collisions or other mishaps. Thankfully, the two work great in tandem, so it’s a smart move to take out both and cover all your bases.

Las compañías

So, now you know just how useful an extended warranty can be, which provider will you choose? Let’s take a top-level look at our two contenders:

Endurance Warranty Overview

Established more than 15 years ago in Northbrook, IL, Endurance has earned a reputation as one of the most reliable auto warranty providers in the United States. Since our inception, we’ve assisted thousands of drivers in safeguarding themselves against unexpected breakdown expenses. Our wide range of plans offers unparalleled flexibility, eligibility, and affordability, with packages starting from as low as $99 per month. Better yet, our 30-day money-back guarantee gives you plenty of time to be certain you’ve chosen the right protection for your needs.

But the savings don’t stop at repair costs. Every one of our plans comes with a suite of incredible benefits as standard, including 24/7 roadside assistance, compensation for travel disruptions, and replacement travel reimbursement. New Endurance customers also receive a complimentary one-year subscription to our Elite Benefits package, providing added advantages like tire repair, total loss protection, and more. Just pay a small $20 activation fee, and the perks are all yours.

What sets us apart from most other providers is that we’re the direct administrator of our plans, eliminating the need to deal with intermediaries should you need to file a claim. Our award-winning customer service team is always available to help whenever you might need it, and our handy Endurance Mobile app puts all of the important information at your fingertips.

Endurance offers a range of claim deductibles, anywhere from $0 to $500, depending on your budget. Drivers can choose any ASE Certified mechanic or shop of their choice. And, if that wasn’t enough, all Endurance plans are fully transferable, potentially boosting the value of your vehicle if you decide to sell it.

Mercury Mechanical Protection Overview

Mercury Insurance Company was formed in 1961 to provide U.S. customers with coverage options for auto, home, condo, renters, and business insurance, as well as auto warranty protection. They appear to have a relatively positive reputation online, but their Better Business Bureau accredited (BBB) page highlights just a 1.14/5 rating based on 87 customer reviews.

They offer four key vehicle service contract plans, ranging from Bronze, Silver, and Gold stated component plans up to a Platinum exclusionary plan. Additional perks are included, such as roadside assistance, rental vehicle assistance, and trip interruption coverage. Plans are also transferable if you choose to sell your vehicle.

When it comes to having your vehicle repaired, Mercury has selected a network of “Mercury authorized repair shops” that they recommend you use. You aren’t required to, but they will guarantee any work carried out by one for as long as you own the vehicle.

The Plans

Endurance and Mercury Mechanical Protection both have their own range of plans, from fully comprehensive down to a basic powertrain plan:

Planes de garantía Endurance

Supremo

The Supreme plan is an all-inclusive option that’s as close to factory warranty coverage as you’re likely to find. Practically every part, system, and component in your vehicle is protected with this plan, including seals, gaskets, and even some of the more high-tech components that other providers avoid. If you come across Titanium or Diamond plans elsewhere, you can be confident that Supreme either matches or surpasses them.

Supremo para vehículos Highline

Luxury cars might look the business, but their reliability isn’t quite on par. These high-priced vehicles also have higher repair costs, but no need to fret. Supreme For Highline Vehicles is specially designed for specific luxury vehicles that are under 8 years old and with fewer than 80,000 miles on the odometer.

Superior

The Superior plan is a stated component coverage plan, protecting an extensive list of named parts. Perfect for everyday commuters or anyone who enjoys the occasional road trip, a number of electrical parts are included, with the option to add on other high-tech components at any time.

Seleccione Premier

Getting coverage for high-mileage vehicles can be challenging, so our Select Premier plan is tailored for just that. Vehicles with up to 150,000 miles on the clock qualify, covering select lubricated engine components, transmission, and drive axle assembly components, plus your cooling system, fuel system, and certain air conditioning/electrical parts.

Seguro

For those who just want to protect the key elements of their engine, the Secure plan has your back. This basic coverage looks out for essential powertrain components, with pricing starting at a budget-friendly $99 per month.

seguro más

Secure Plus covers all Secure plan components plus a little extra. Added covered components include brakes, air conditioning, steering, and select electrical parts.

Ventaja

At Endurance, we’re always ahead of the curve, and Advantage is a prime example. Not only does this top-tier plan offer exceptional coverage in the face of unexpected component failure, but it’s also the only protection program on the market to include $3,500 in annual maintenance costs.

Mercury Mechanical Protection Plans

Bronze

The base plan from Mercury is essentially a powertrain plan and covers a limited number of components. These include the engine, transmission, drive axle, brakes, air con, and some electrical components.

Plata

The Silver plan covers everything from the Bronze plan plus the fuel system, suspension, and steering.

Gold

Gold is the highest level of stated component coverage offered by Mercury, adding on audio equipment and other hardware.

Platinum

The Platinum offering is an exclusionary plan covering a wide range of components. Though a list of exclusions isn’t publicly available, it can be assumed that this plan is comprehensive.

Other Benefits

Vehicle service providers often include extra perks for customers to enjoy. Both Endurance and Mercury Mechanical Protection offer their own added benefits, which include:

Endurance Warranty Benefits

Around-the-clock roadside assistance: Getting stuck at the roadside due to a breakdown is a huge hassle. That’s why 24/7 roadside assistance and towing come with every Endurance plan.

Trip-interruption costs: A breakdown shouldn’t ruin your plans. If you’re far from home and facing car trouble, we’ll help cover the costs of getting back on track.

Reembolso de viaje de reemplazo: Sometimes car repairs take time, but we won’t leave you stranded. We’ll help with the cost of a rental car.

Endurance Elite Benefits: Elite Benefits bring an extra set of benefits, such as tire repair, total loss protection, key fob replacement, and more. New Endurance members get one year of free access (with a small activation fee).

Mercury Mechanical Protection Benefits

Asistencia en carretera: Like Endurance, Mercury Mechanical Protection includes roadside recovery to help you get to an auto shop after a breakdown.

Trip-interruption costs: Mercury also offers trip-interruption coverage to allow you to continue your journey even if your vehicle is out of action.

Reembolso de viaje de reemplazo: Mercury will cover the costs of a rental car if you require one while your own vehicle is being worked on.

Road hazard tire protection: Like Endurance’s add-on for Elite Benefits, Mercury repairs or replaces tires damaged by road hazards such as potholes and dangerous debris.

Endurance Warranty vs. Mercury Mechanical Protection: Pros & Cons

Let’s finish by comparing the pros and cons of each provider:

Ventajas de la garantía Endurance:

• Years of customer service and business growth awards
• Direct administrator of most plans
• Elegibilidad, flexibilidad y asequibilidad inigualables
• Fully transferable coverage
• Wide range of added benefits
• Año gratis de Endurance Elite para nuevos clientes
• Handy mobile app available
• Offers specialized mechanical breakdown insurance (MBI) for California drivers
• america proveedor de contrato de servicios más confiable

Contras de la garantía Endurance:

• Only available within the U.S.

Mercury Mechanical Protection pros:

• Over 60 years in business
• Extra protection on “Mercury authorized repair shop” work
• Useful added benefits

Mercury Mechanical Protection cons:

• Limited information available without directly contacting an advisor
• Limited range of plans to choose from
• Less-than-positive BBB rating
• Plans aren’t as flexible as other warranty providers
• No coverage options for maintenance

If You’re Looking for Quality Coverage, Choose Endurance

Major motoring publications agree that Endurance is the number one choice for extended auto warranties in America. You don’t just have to take their word for it either, we also have thousands of 5-star reviews from our happy customers.

Ready to choose us to protect your vehicle? Then we’re ready to help. Get in touch with our award-winning customer service team para una cotización GRATIS at (800) 253-8203. Tú también puedes tienda en linea to preview your price now.

We’ve plenty of other useful resources, like more comparisons with CARCHEX y CarShield, available on our extended warranty blog. Feel free to take a look if you’d like to explore more before committing to a vehicle service contract provider.

It can be difficult to make timely repairs, though, if you don’t have a plan to help with bills or coverage that can give you a boost when you need it. That’s why it is so important to find an extended car warranty, which is more accurately called a vehicle service contract, or VSC, that gives you the protection you need.

Hay several warranty companies on the market, and not all of them offer the same level of protection and coverage. Two of the most popular and well-known providers are Endurance and Zurich. If you are going to get the best possible VSC for your particular car, truck, or SUV, you need to know how each of these providers stack up. By comparing the two, you can decide which one will give you the best value and best service so you can rest easy whenever you get behind the wheel.

Provider Backgrounds

Garantía Endurance

Since 2006, Endurance Warranty Services has been helping customers all over the United States get the protection and coverage they deserve for their vehicles. In 2012, Endurance became a direct provider of VSCs, meaning there is no middleman for coverage. This allows you to get the financial help you need as soon as possible without the potential for miscommunications or lost information. Since its inception, Endurance has paid out over $100 million worth of claims to its customers. If you are looking for a straightforward claims process and a amplia variedad de planes to choose from, Endurance is going to be your best option.

Zurich Extended Warranty

Zurich is one of the oldest VSC providers in the world, having begun offering them over 40 years ago. Beginning as an insurance company in 1913, Zurich now operates in over 200 countries around the world and is a well-known option for drivers who want extra protection on the road. With a longstanding reputation and a commitment to helping car owners get the repairs they need, they are a good choice if longevity is important to you. Since Zurich is not a direct provider, though, it is important to keep in mind that their coverage will only be available through select dealerships, which means it might not be accessible to everyone.

Opciones de cobertura

Endurance

Plan Supremo – If you want the most protección integral available for your vehicle, the Supreme Plan is going to be your best bet. This plan covers nearly every component of the car, including things like gaskets and even some of the tech, which is not usually included in a VSC plan.

Supremo para vehículos Highline – If you own a coche de lujo de alta gama or exotic vehicle, you need protection just like any other driver. Luxury vehicles are not necessarily known for their reliability, which makes having a VSC all the more important. The Supreme for Highline Vehicles plan protects cars that other providers won’t and keeps your luxury car running smoothly.

Plan Superior – If you want comprehensive coverage but don’t need the extensive protection provided by the Supreme Plan, the Superior Plan is an excellent middle ground. With coverage for all the essential components of your vehicle as well as some of the extras like tech, you can keep your vehicle in great condition for a lot longer.

Select Premier Plan – One of the challenges when selecting a VSC for your vehicle is finding one that will cover cars with higher mileage. The Select Premier Plan is meant for vehicles with up to 150,000 miles on the odometer. Being able to get protection for an older vehicle while still maintaining solid coverage is rare, and this is a great option for those well-loved cars.

Plan Seguro – Sometimes, all you need for your vehicle is the most basic coverage possible. The Secure Plan covers the powertrain and the most important parts of your car that need to be in good shape at all times. Starting at just $99 per month, this is one of the most affordable plans on the market and is much more accessible to people with a smaller monthly budget.

seguro más – The Secure Plus Plan includes everything that is covered in the Secure Plan with some extra components included. Additional covered components include brakes, aire acondicionado, y steering, plus select electrical parts.

Endurance plans also come with a wide variety of standard benefits in addition to the coverage that comes with the plan. These benefits include 24/7 roadside assistance, towing, trip interruption coverage, and rental car coverage. Plus, for a small activation fee, you can get access to Endurance’s Elite Benefits, which includes key fob replacement, tire repair, and more.

Zurich Warranty

Tren motriz – Zurich’s Powertrain warranty plan is their most basic coverage and includes protection for the most important parts of your vehicle. This includes things like the engine, transmission, and transfer case. If you are looking to simply protect the parts that keep your vehicle running and keep your costs low, this could be an excellent choice.

Estándar – The Standard plan is the most popular option that Zurich offers drivers. This plan includes coverage for everything that is covered by the Powertrain plan, with the addition of some more key parts. These include suspension, steering, HVAC, brakes, and the electrical system.

Comprehensive – If you are looking to get the closest approximation of your vehicle’s bumper-to-bumper factory warranty (aka a manufacturer’s warranty), the Comprehensive plan is going to be your best bet. This plan is Zurich’s version of exclusionary coverage and protects nearly every component of the car except for some predetermined exclusions in the contract.

Zurich also offers some coverage add-ons that you can include with your plan if you want a little bit of extra protection. These include Zurich Shield® Advanced Environmental Protection, which covers the exterior, Tire & Wheel, which includes tire repairs, and Prepaid Maintenance, which lets you pay for maintenance procedures ahead of time so you can stay on top of upkeep for your vehicle.

Pricing and Plans

Endurance Extended Warranty Plans

Endurance’s plans are customized to the needs and specific circumstances of an individual car. Because of this, pricing will change from customer to customer depending on the particulars of the situation, such as mileage, model year, and type of vehicle. Plans start at $99 per month, which means there is something for every budget and need, and claim deductibles range anywhere from $0 to $500. Getting a customized quote for your vehicle will help you decide what plan is right for your car and will give you the most protection in the long run.

Zurich Extended Auto Warranty Plans

Zurich does not publish its prices to the public since, like Endurance, their quotes are specifically tailored to the individual driver and vehicle. For most drivers, a plan with Zurich will cost anywhere between $1,000 and $4,500 per year, with a deductible ranging from zero to $250. Depending on your car, the miles on the odometer, and the level of coverage you need, your quote may be on the high or low end of the spectrum.

Proceso de Reclamaciones

Endurance

Endurance’s claim process is designed to be as simple and easy as possible. When something goes wrong with your vehicle, you can take it to the Taller de reparación certificado por ASE of your choice. All you have to do then is show your Endurance membership, and the shop will take care of the rest. They will make sure that the repair or service is covered by your plan and let you know what your deductible will be if it is applicable. After that, all you have to do is wait for your vehicle to be repaired or take advantage of your rental car reimbursement to get replacement transportation.

Zurich

Zurich’s claim process is very similar to Endurance’s in that all you have to do is take it to the shop and present your membership. The repair facility will then get an authorization number from Zurich and find out if the repairs that are needed will be covered by your plan. After the repairs have been made, you will pay your deductible, and the rest of the repair costs will be paid by Zurich as long as they have been authorized. It is important to keep in mind, though, that since Zurich is not a direct provider, this whole process may have to go through the dealership, so you should anticipate the possibility of delays in your claims process.

Customer Service and Reviews

Garantía Endurance

One of the things that sets Endurance apart from other warranty providers on the market is its equipo de servicio al cliente galardonado. Many people on Trustpilot and other customer review platforms have praised Endurance for its helpful, knowledgeable, and courteous service team. This kind of customer service is crucial when dealing with car repairs, especially when they leave you stranded on the highway. Knowing that you can get the peace of mind you need and that you will have a customer service team member on your side throughout the whole process can be incredibly comforting in a stressful situation.

Zurich

Zurich’s reviews from current and previous customers are generally positive, but some complaints seem to be common for a large number of people. One of these common concerns is a tendency for claims to be denied. These generally happen when the circumstances of a repair don’t quite match up with the requirements of Zurich’s procedures. For example, one customer stated that their claim for a new windshield wiper motor was denied because water got into the motor, sharing the downside of Zurich if you can’t get the protection you need.

Warranty Pros and Cons

Endurance Pros

• Wide variety of plans for every budget and situation
• Award-winning customer service team
• Many standard benefits
• Direct provider of coverage
• New customers get one year of Endurance Elite benefits with a small activation fee

Endurance Cons

• Coverage is only available in the United States

Zurich Pros

• Availability in over 200 countries around the world
• Additional coverage options allow for customizable plans
• Accredited by the Better Business Bureau
• Straightforward plan structure

Zurich Cons

• Not a direct provider
• Some customers have experienced claim issues
• Small list of standard benefits

Get the Best Coverage on the Market With Endurance

Finding the right protection plan for your car is essential if you want to enjoy it for many years and keep it in the best possible condition. While there are a lot of VSC companies on the market, Endurance is America’s most trusted provider and has a wide range of coverage plans for every budget and situation.

With coverage starting at just $99 per month, you are sure to find something that will suit your needs, even if you have a vehicle that other warranty providers simply won’t cover. Endurance has plans for everything from high-end luxury vehicles to Canadian Gray Market cars, coches con un título reconstruido o rescatadoy vehículos utilizados con fines comerciales como viaje compartido o entrega. In addition, for a small activation fee, you get access to Elite Benefits, which include perks like key fob replacement, tire replacement and repair, and collision discounts.

Experience our award-winning customer service firsthand by calling our dedicated team at (800) 253-8203 a Solicite una cotización GRATIS. You can also explore our tienda en línea for an instant price preview and shop with confidence.

If you’d like to keep reading for now, we have plenty more useful content just like this over on nuestro blog de garantía extendida. Explore our FAQs, other provider comparisons with CarShield y CARCHEX, common repair costs, and more.

One of your best options for protection after the factory warranty has run out is to get a vehicle service contract (VSC). Sometimes called an garantía extendida, a VSC covers your vehicle and all of its relevant components and will help you pay for repairs as well as offer other benefits that give you confidence when you are out on the road. This is a great way to keep your vehicle running smoothly and make the most of your purchase.

There are a lot of different VSC providers on the market, and it can be difficult to know which one is right for you. Two of the leading providers, Endurance and Gold Standard Automotive Network, offer top-notch protection and a wide variety of plans to keep your vehicle running smoothly. Knowing what each of these warranty providers has to offer and how they stack up against one another will help you make the right decision for your vehicle and your particular driving habits.

Overview of Endurance Warranty Services

Since 2006, Endurance Warranty has been providing vehicle service contracts to drivers all over the country. Endurance has paid out over $300 million in claims, meaning drivers have been able to get the help they need when they need it most. With many levels of coverage ranging from the most basic powertrain coverage all the way up to comprehensive plans for vehículos de lujo de alta gama, there is a customizable option for nearly every type of vehicle and budget. Plus, with a range of standard and extra benefits like Asistencia en carretera 24 horas al día, 7 días a la semana, tire replacement, y trip interruption coverage, you can be certain that you will be covered for almost any eventuality on the road.

Overview of Gold Standard Automotive Network (GSAN)

GSAN was founded on the idea that customers deserve more options when it comes to VSCs. GSAN offers a range of plans that can cover you and your vehicle and has a focus on variety. One of the things that set GSAN apart from the competition is the added routine maintenance coverage that comes with its warranty plans. Unlike many other third-party VSC providers, GSAN works through dealerships and agents, which means consumers have to be put in contact with providers in their area if they want coverage for their vehicle.

Direct Comparison

Choosing the right VSC for your particular vehicle and needs is essential if you are going to be protected on the road. Every driver is different, and every car will need unique coverage. Both Endurance and GSAN offer coverage that can help you get repairs as soon as they come up. Knowing how they compare to one another will allow you to make an informed, confident decision for your coverage.

Comparison of Coverage

Endurance

Endurance offers an incredibly wide range of plans that are all designed for different situations and requirements. The base plans include the following, but Endurance also offers customizable coverage options:

• Supremo – The Supreme plan is Endurance’s exclusionary coverage plan. It covers nearly every component of your vehicle with only a few exceptions. If you are looking for a VSC that is as close to the manufacturer’s warranty that came with your vehicle, this could be an excellent option.
• Supremo para vehículos Highline – If you own a high-end luxury car made by automakers like BMW, Porsche, Jaguar, o Land Rover, Supreme for Highline Vehicles could be a good choice. This plan is for luxury vehicles that are up to eight years old and with less than 80,000 miles and may have an applicable deductible.
• Superior – If you don’t need exclusionary coverage but want to protect your vehicle as much as possible, the Superior plan is a good option. With comprehensive coverage and all the perks that come with Endurance’s plans, it can help you protect your car to an incredibly high standard.
• Seleccione Premier – For those who have relatively high-mileage vehicles, the Select Premier plan is the right choice. If you own a car that has up to 150,000 miles on the odometer and want to protect the transmission, drive axle assembly, and select lubricated components, this plan can help.
• seguro más – Working with a budget can be difficult if you want to protect your vehicle’s most important components, plus some extra parts. The Secure Plus plan covers all the most basic parts as well as some electrical components and air conditioning.
• Seguro – The Secure plan is Endurance’s most basic warranty coverage. Starting at just $99 per month, this plan covers all the most important parts of your vehicle, including the powertrain and transmission systems.
• Ventaja – If you want maintenance coverage for your vehicle, Advantage is the plan for you. With up to $3,500 in routine maintenance protection, you can stay on top of your vehicle’s upkeep and make sure it stays running for as long as possible.

Every Endurance plan also comes with standard benefits like 24/7 roadside assistance, towing and lockout services, trip-interruption coverage, and rental car reimbursements. Plus, for a small activation fee, you get a year’s worth of Endurance Elite Benefits, including extra perks and savings like key fob replacements, tire repairs or replacements, collision discounts, and total loss protection.

GSAN

GSAN offers different tiers of coverage, one of which may be better for your specific vehicle and situation than another. These plans include:

• Gold – This is GSAN’s most comprehensive plan and covers any factory-installed components with only a few exceptions. It will not cover any damage due to corrosion, accidents, or a lack of upkeep on your part.
• Plata – The Silver plan covers many different components but isn’t exclusionary like the Gold plan. The covered components include fuel and braking systems, cooling, and much more.
• Bronze – This is a relatively basic plan, but it has no maximum term like some of GSAN’s other plans have, which makes it more versatile and accommodating.
• Powertrain 10K Plus – This plan has a maximum term of seven years and relatively comprehensive coverage. The systems it covers include cooling, steering, and fuel systems, as well as the basic powertrain components.
• Powertrain 10K – This basic plan covers the powertrain as well as electrical components, air conditioning, and transmission systems.
• Tren motriz – GSAN’s most basic plan covers the powertrain for up to two years, but you can add coverage for up to seven years of other components and systems like cooling, transmission, and the turbocharger.

GSAN plans come with some standard benefits like 24/7 roadside assistance, rental car reimbursement, and total loss protection. GSAN also offers maintenance coverage of up to $2,000 for things like tire rotations, three oil changes per year, and annual alignment checks.

Comparison of Costs

Endurance

Because Endurance offers a wide range of coverage options and customizable plans, this means that there are all kinds of choices for your budget. Every Endurance plan is catered to fit the specific needs of the make and model of your car as well as the miles on the odometer. Plans start at $99 per month and generally go up from there depending on how comprehensive you want your coverage to be and what extra protection you might need. There will also be a deductible ranging from $0 to $500, depending on the plan and options you have chosen. Knowing what your budget is and what your vehicle’s needs are will help you find the plan that suits both of them. You can also preview pricing using the Endurance online store, request a free quote using the contact form, or call customer service for assistance.

GSAN

GSAN does not list the prices of its plans online, and it provides coverage through third-party dealerships and agents. This might be an issue for drivers who live in areas with a higher cost of living or people who have higher-end vehicles that require a more comprehensive plan. The lack of transparent pricing means that you will have to get a quote for your specific vehicle from a local dealer before you can even find out if GSAN’s plans are within your price range or not. There is no option to get a quote on their website, so finding out what is available to you could mean more legwork than other providers.

GSAN also has limits on coverage for specific procedures, which might end up costing you more money, even if you’re covered. For example, there is a $1,600 transmission repair maximum, a $2,400 engine repair maximum, and a $1,200 transfer case maximum. All of these repairs can cost over the maximums listed, which means you would have to pay the difference. If you are looking for a complete plan that covers entire repairs, another provider may be better for you.

Comparison of Claim Processes

Endurance

One of the biggest benefits of working with Endurance for your contrato de servicio de vehiculo is the fact that they are a direct provider of most of their plans. This means that when the time comes to file a claim, you can do it directly with Endurance’s equipo de servicio al cliente galardonado, which saves time and gets your car back on the road faster. All you have to do is take your vehicle to the repair facility of your choice, present your Endurance coverage, and they will take it from there. This easy, straightforward, and fast claims process is one of the things that makes Endurance a great choice for most drivers.

GSAN

When you break down or need a repair for your vehicle, you have to get it towed or transported to a licensed shop. From there, you can connect GSAN to the shop and let them work out whether or not the repair will be covered. No work can start until GSAN approves the repair, so you may have a wait time, especially if there are delays in the network of providers for your specific plan with the dealership or agent.

Comparison of Customer Reviews and Ratings

Endurance

Endurance has a very strong rating on Trustpilot, which means that customers have been satisfied with their service and peace of mind. Many of the Trustpilot reviews are especially complimentary towards Endurance’s top-notch customer service team. When something goes wrong with your vehicle, and you find yourself stranded out on the highway, having a customer service team on your side can be a big weight off your mind. Often reviews mention specific customer service team members by name and recount experiences when they needed help, and Endurance was there to provide it.

GSAN

Gold Star Automotive Network is not rated on Trustpilot but has a 3.6 out of 5 rating on the Better Business Bureau (BBB) website. While many customers have not had any issues when things have been covered, they share that they have run into issues with the claims process and the payment structure. In many cases, customers have been denied service or had trouble getting ahold of the right people to work on their issues. This is potentially because GSAN works with outside dealers and agents, which can cause confusion and miscommunications in the claims process.

Get the Best Protection Available With Endurance

When the time comes to mechanical breakdowns and getting the help you need on the road, you need to be sure that your VSC or warranty provider is with you the entire way. Endurance’s mix of excellent service and high-quality coverage means you can rest easy every time you get behind the wheel.

Endurance tiene coverage plans for all kinds of vehicles ranging from basic powertrain coverage all the way up to plans for vehículos de lujo de alta gama. Endurance also has options available for cars that other providers won’t cover, such as Canadian Gray Market vehicles, coches con un título reconstruido o rescatadoy vehículos utilizados con fines comerciales como viaje compartido o entrega.

Experience our award-winning customer service firsthand by calling our dedicated team at (800) 253-8203 a Solicite una cotización GRATIS. Alternatively, explore our tienda en línea for an instant price preview and shop with confidence.

You can also find more resources on the Blog Endurance, including articles on topics ranging from coverage comparisons with CARCHEX y CarShield to vehicle buying guides, automotive FAQs, DIY maintenance tips and tricks, and more.

Comparison Frequently Asked Questions (FAQs)

Is Endurance vehicle protection legit?

Yes, Endurance has been in business for over 15 years and has paid out millions of dollars worth of claims to thousands of happy drivers all over the United States.

What is the average cost of Endurance auto warranty?

While the cost of your particular coverage will change depending on factors like make, model, and mileage, Endurance Warranty plans start at just $99 per month.

What are the benefits of Endurance car warranty?

The benefits of working with Endurance for your vehicle’s VSC are an award-winning customer service team, extra perks like 24/7 roadside assistance, towing, and a wide variety of plans for all kinds of cars and situations.

What does an Endurance Warranty cover?

Endurance will cover all kinds of vehicles and components and even some vehicles that other providers won’t, such as commercially-used cars, salvage cars, and Canadian Gray Market vehicles.

What is the difference between an Endurance Warranty and a Gold Standard Warranty?

The biggest difference between Endurance Warranty Services and GSAN is that Endurance is a direct provider. GSAN works through third-party dealers and agents, which may cause longer claims processes or communication issues.