Mechanical Breakdown
Insurance for California
Protect your California vehicle from unexpected breakdowns. Explore repair plans to fit your budget and get the custom coverage you need to start saving today.

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MOST AFFORDABLE
Standard
Stated Component CoverageProtects the most vital components of your vehicleCompetitive MBI repair protection to keep your vehicle running -
MOST LISTED COMPONENTSMOST POPULAR
Premium
Comprehensive CoverageHigh-level MBI plan with an expansive list of named componentsIncludes enhanced electrical and luxury component coverage -
MOST ROBUST MBI PLAN
Elite Plus
Exclusionary CoverageMost robust mechanical breakdown insurance plan in the industry and closest to manufacturer-level coverageCovers nearly every part, component and system of your vehicle
Compare what's covered
Feature | Standard | Premium | Elite Plus |
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Engine | |||
Turbocharger / Supercharge | |||
Transmission | |||
Transfer Case | |||
Driver Axle | |||
Steering | |||
Brakes | |||
Electrical | |||
Air Conditioner | |||
Front & Rear Suspension | |||
Fuel Delivery | — | ||
Cooling | — | ||
Enhanced Electrical | — | ||
Luxury Package | — | ||
Seals & Gaskets | |||
Towing Reimbursement* | |||
Rental Reimbursement* | |||
Trip Interruption |
Optional add-on coverage
Feature | Standard | Premium | Elite Plus |
---|---|---|---|
Covered Part Cause of Loss | |||
Emissions Coverage | |||
Business Use Option | |||
Lift Kit / Oversized Tires | |||
Snowplow Option |
Enjoy better benefits at every
turn with Endurance.
Enjoy additional benefits to compliment your mechanical breakdown insurance plan*.
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Towing Reimbursement
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Rental Reimbursement
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Trip Interruption
*See contract for full details.
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Can I purchase an extended warranty in California?
Yes! However, due to state regulations, drivers in California must purchase coverage in the form of mechanical breakdown insurance (MBI). MBI is a type of insurance policy that helps cover the cost of repairs due to mechanical breakdowns. Based on your vehicle and budget, we can customize an MBI plan to help you start saving on repair costs today. Request a free quote or shop online for coverage options.
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Why should I get mechanical breakdown insurance?
Mechanical breakdown insurance is a great way to protect yourself from the high cost of repairing or replacing a vehicle after a mechanical failure. It can provide coverage for parts and labor costs and help you get back on the road more quickly. Many MBI policies, like those offered by Endurance, include added benefits like towing, rental car, and trip-interruption reimbursement.
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How much is mechanical breakdown insurance?
The cost of mechanical breakdown insurance varies depending on the type of coverage you select and the make and model, mileage, and age of your vehicle. Endurance offers custom MBI policies that are tailored to fit your needs and budget. To learn more about the cost of mechanical breakdown insurance, request a free quote or shop online to see your price now.